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Liam McGuire

Can you use CalFresh EBT at Subway restaurants in 2025?

So I've been getting CalFresh benefits for about 3 months now and still learning what places accept EBT. I heard somewhere that some fast food places might take food stamps/EBT but wasn't sure which ones. Does anyone know if Subway takes EBT/CalFresh? I'm trying to figure out lunch options when I'm at work since I don't always have time to meal prep. Also, if Subway doesn't take it, what other quick food places might? Thanks!

Amara Eze

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I think it depends on which Subway and what county ur in?? Some do and some don't. I know for SURE the one by my apartment doesnt take EBT but my friend said she used hers at a different location. Its super confusing. Something about the restaurant assistance program but idk all the rules.

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Liam McGuire

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Oh that's frustrating that it's not consistent! Do you know if there's a way to check before going in? Like a website list or something?

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Let me clarify this for you. Subway only accepts CalFresh/EBT if the location participates in the Restaurant Meals Program (RMP). This program is only available in certain counties in California, and it's specifically for households with elderly (60+), disabled members, or homeless individuals. You have to be certified as eligible for RMP to use your EBT at participating restaurants, and it will say "RESTAURANT MEALS ALLOWED" on your EBT card. If you don't qualify for RMP, you cannot use CalFresh benefits at any restaurants, including Subway. The RMP counties currently include Alameda, Los Angeles, Orange, Riverside, Sacramento, San Diego, San Francisco, San Luis Obispo, Santa Clara, and Santa Cruz. Not every restaurant in these counties participates though.

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NeonNomad

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wait so i thought everyone could use ebt at restaurants if your in the right county????? but ur saying only if ur elderly/disabled/homeless???? is that new for 2025 or was it always like that? my cousin said he uses his at jack in the box all the time

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In response to your question about checking before going in - yes, you can verify which restaurants accept EBT through the Restaurant Meals Program. Check the California Department of Social Services website or your county's CalFresh website for a list of participating restaurants. You can also call your county office to verify your eligibility for the Restaurant Meals Program.

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Good luck calling the county office!!! I tried for 3 days straight and kept getting disconnected after waiting FOREVER. Eventually I used Claimyr.com and they got me through to a real person in like 15 minutes. They have this system that holds your place in line and calls you back when a worker is available. They showed me their process in this video: https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 and it actually worked! The county worker I finally talked to emailed me a PDF of all the RMP places in my area.

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For NON-restaurant meals program people, you CAN still use CalFresh at grocery stores to buy sandwich ingredients! I do this all the time... buy bread, meat, veggies at grocery store, make my own subway-style sandwiches for the week. WAY cheaper too. I spend like $15 and get 5 sandwiches instead of $8 each at Subway!!

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Liam McGuire

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That's a really good point! I should probably just do that instead. Do you have any tips for keeping the bread from getting soggy when you pre-make sandwiches?

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Pack the wet ingredients (tomatoes, etc) separately and add them right before eating! Also toast the bread first. Keeps everything perfect!

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I used to work at Subway (quit last month) and we did accept EBT but ONLY for people with the Restaurant Meals Program eligibility AND we had a sign up that showed we were part of the program. The system literally won't process regular EBT cards that don't have RMP status - it gets declined. Also not all Subways are approved even in RMP counties because each restaurant has to apply and be approved. The owners have to submit paperwork and some don't bother with it.

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Amara Eze

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That explains why my friend can use hers at one location but not another! thx for explaining it

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Dmitry Volkov

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The Restaurant Meals Program (RMP) rules haven't changed in 2025. It's always been limited to elderly, disabled, and homeless CalFresh recipients, and only in certain counties. The confusion comes because some people use their EBT *cash* benefits (from CalWORKs, not CalFresh) at restaurants, which is different. CalFresh food benefits can only be used at restaurants if you qualify for RMP and the restaurant participates. If you don't qualify for RMP, your CalFresh benefits can only be used for unprepared food items at grocery stores, farmers markets, and some online retailers like Amazon and Walmart. One helpful resource is the CalFresh Restaurant Meals Locator in the CalFresh app or BenefitsCal website, which was added in late 2024. It shows all participating restaurants with their addresses and hours.

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NeonNomad

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OHHHHH that explains it!!! my cousin must be using CalWORKs cash not CalFresh!! I always get them mixed up

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Liam McGuire

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Thanks everyone for the helpful information! I checked and I don't qualify for the Restaurant Meals Program since I'm not elderly, disabled, or homeless. I'm going to try the suggestion about buying sandwich ingredients at the grocery store with my EBT and making my own lunches. Seems like it'll save me money anyway! I never knew about the difference between CalFresh and CalWORKs cash benefits before, so I learned something new.

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Ethan Moore

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That's exactly what I do too! Another money-saving tip - check out the manager's special/clearance section at grocery stores for discounted lunch meats and cheese that are still good but close to expiration. I've gotten some really good deals that way. Also if your grocery store has a deli counter, sometimes they'll slice meat thinner if you ask, so it goes further. Good luck with the meal prep!

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