Vermont UCC-1 form rejected twice - debtor name formatting issue

Yes, checked their business search and it shows 'Green Mountain Construction LLC' exactly like our loan documents. No comma, no extra spaces. That's what makes this so confusing.

I've seen Vermont reject filings where the entity search shows one format but their UCC system expects another. Try calling their UCC division directly - they're usually helpful about name formatting issues.

Interesting - so you're saying use 'Green Mountain Construction LLC, A VERMONT LIMITED LIABILITY COMPANY' as the debtor name?

Exactly. Vermont often wants the entity type spelled out fully. Also make sure you're not truncating any part of the name due to character limits.

Wait, I thought Vermont didn't require the entity designation suffix for UCC filings? This is getting confusing.

How does that work exactly? Does it connect to the state databases to verify names?

You just upload your PDFs and it cross-checks all the debtor names across documents. Super quick and catches the little formatting differences that cause problems. Much better than trying to spot check everything manually.

Sounds like it could prevent a lot of these filing nightmares. Name mismatches are such a common problem.

The form accepts both upper and lower case according to their instructions, but I might try all caps just to be safe.

Some states are weird about capitalization even when they say it doesn't matter. Worth a shot.

Good point - I'll double check the certificate of formation. We've been working off the loan application which might have a slightly different format.

Certificate of formation is usually the gold standard for UCC name matching. That should be your source document.

Wait, isn't it called Articles of Organization in Vermont, not Certificate of Formation? Just want to make sure we're looking at the right document.

That's my next step if the all-caps version doesn't work. Really don't want to hit three rejections on this filing.

Three strikes and you're dealing with some serious lien priority issues. Definitely worth the phone call.

No d/b/a involved here, just the straight LLC name. But I'll triple-check the spacing against their database.

Spacing is huge. I've seen filings rejected because of a double space that wasn't visible when copying and pasting.

This is why I always type names manually instead of copy-paste. Avoids hidden formatting characters.

That's expensive - having to pay for an amendment because of their system quirks.

Tell me about it. And then you're dealing with potential gap coverage issues during the amendment period.

Does it work with Vermont specifically? Some of these tools don't handle every state's quirks.

Yeah, it caught a Vermont-specific issue for me where I had the right name but wrong entity designation format. Much better than guessing and paying multiple filing fees.

Will do. Trying the all-caps version first, then calling if that doesn't work.

Following this thread too. Vermont name issues seem to be getting worse lately.

Same here. These state-specific formatting requirements are such a time waster.