UCC statement request form CT - debtor name mismatch causing delays
Been trying to get a UCC information statement through Connecticut's system for the past three weeks and hitting walls everywhere. Our borrower's legal name on their articles of incorporation shows "ABC Manufacturing Solutions, LLC" but the UCC-1 we filed last year apparently used "ABC Manufacturing Solutions LLC" (no comma). Now when I submit the statement request form, it keeps getting rejected because the debtor name doesn't match exactly what's in their system. The rejection notice just says "debtor name verification failed" with no other details. This is for a $480,000 equipment loan that's coming up for renewal and we need to verify our lien position before the bank will approve the extension. Has anyone dealt with Connecticut's quirky name-matching requirements? I've tried variations with and without punctuation, different spacing, but nothing seems to work. Starting to wonder if there's something wrong with how the original UCC-1 was indexed in their system.
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Mia Rodriguez
CT is notorious for being super strict about exact name matches. Even a missing comma will cause rejections. Have you tried searching their database directly first to see exactly how your debtor name appears in their system? Sometimes the filing office indexes names differently than what was actually submitted.
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Mason Davis
•I tried the public search but it's not showing any results for either name variation. That's what's really concerning me - like maybe the original UCC-1 got lost in their system somehow.
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Jacob Lewis
•If it's not showing up in public search that's definitely a red flag. You might need to contact their UCC division directly to figure out what happened to your original filing.
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Amelia Martinez
This exact thing happened to me with a Connecticut filing last month! Turns out their system had some kind of indexing glitch where certain LLCs with punctuation weren't being stored correctly. I had to call the Secretary of State office and they had to manually search their internal database. Took about 5 business days to get it sorted out but they eventually found the filing and corrected the index.
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Mason Davis
•Did they charge you anything extra for the manual search and correction? And do you remember who you spoke with there?
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Amelia Martinez
•No extra charge for fixing their indexing error. I don't remember the specific person but I called the main UCC number and explained the situation. They were actually pretty helpful once I got through to someone who understood the technical side.
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Ethan Clark
•I've run into similar issues and found that using Certana.ai's document checker really helps before submitting anything. You can upload your original UCC-1 and the statement request form to verify all the debtor names match exactly. Would have saved you weeks of back and forth.
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Mila Walker
Connecticut's UCC system is honestly a mess. I've had filings disappear, wrong rejection codes, you name it. But for statement requests specifically, make sure you're using the exact debtor name format from your original UCC-1 filing copy, not what you think it should be based on the articles of incorporation.
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Mason Davis
•That's the problem - I'm using the exact name from our UCC-1 copy but the system still rejects it. Starting to think there's a disconnect between what we filed and what got indexed.
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Logan Scott
•Sounds like you need to request a certified copy of your original UCC-1 from the state to see exactly how they have it in their records. That should show you the exact debtor name format they're looking for.
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Chloe Green
Have you tried calling Connecticut's UCC hotline? I know it's a pain but sometimes talking to a human is the only way to resolve these name matching issues. The automated system is just too rigid for edge cases like yours.
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Mason Davis
•I've tried calling but keep getting transferred around. Will try again tomorrow morning and be more persistent about getting to someone who can actually help.
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Lucas Adams
•Ask specifically for the UCC supervisor when you call. The front desk people usually can't help with technical issues but the supervisors have access to better search tools.
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Harper Hill
•Just went through something similar and ended up using one of those UCC verification services to cross-check all my documents before resubmitting. Certana.ai caught a tiny formatting difference I never would have noticed - saved me probably another week of rejections.
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Caden Nguyen
This is why I always triple-check debtor names before filing anything. Connecticut requires EXACT matches down to punctuation and spacing. Even if your articles of incorporation have it one way, you have to use whatever format was actually accepted when the UCC-1 was filed.
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Avery Flores
•Easy to say in hindsight but doesn't help when you're dealing with a filing from a year ago. The real issue is Connecticut's indexing system being unreliable.
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Caden Nguyen
•You're right, I didn't mean to sound preachy. Just frustrated because I see this issue come up so often with Connecticut filings specifically.
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Zoe Gonzalez
UGH Connecticut drives me crazy with this stuff!! Last year I had THREE different statement requests rejected for the same borrower because their system couldn't handle an apostrophe in the company name. Finally had to submit it without the apostrophe even though that wasn't the legal name. System accepted it but now I'm worried about the accuracy.
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Ashley Adams
•That's concerning from a legal standpoint. If the debtor name on your UCC doesn't match their legal name exactly, it could affect the perfection of your security interest.
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Zoe Gonzalez
•I know, that's what keeps me up at night! But what else could I do when their system literally won't accept the correct legal name? It's a Catch-22.
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Alexis Robinson
•This is exactly why I started using automated verification tools. Upload your articles of incorporation and UCC documents together and it flags any name discrepancies before you even submit. Certana.ai has saved me from several potential perfection issues.
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Aaron Lee
Try requesting the statement using your UCC file number instead of searching by debtor name. Sometimes that bypasses the name matching issues entirely. Not all states allow this but Connecticut might.
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Mason Davis
•Interesting idea! I have the file number from our original UCC-1. Will try that approach if the phone call doesn't work out.
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Chloe Mitchell
•File number searches usually work better but you still need to provide some debtor information for verification. Worth a shot though.
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Michael Adams
Had this EXACT problem with Connecticut last month. Turned out their system had a character limit that was cutting off part of our debtor name, but the rejection notice didn't mention that. Only found out when I called and they looked it up manually. You might want to check if your company name is getting truncated somehow.
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Mason Davis
•That's a possibility I hadn't considered. The full legal name is pretty long - "ABC Manufacturing Solutions, LLC" is actually abbreviated, the real name is much longer.
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Michael Adams
•Yeah, that could definitely be the issue. Connecticut's system has some weird technical limitations that aren't well documented.
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Natalie Wang
•This is why I always run document consistency checks before submitting anything important. Tools like Certana.ai would catch truncation issues by comparing your UCC against the articles side by side.
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Noah Torres
Update us when you get this resolved! I'm dealing with a similar situation in Connecticut and curious how it turns out. Their UCC system really needs an overhaul.
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Mason Davis
•Will definitely post an update once I get through to someone who can help. This whole experience has been incredibly frustrating.
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Samantha Hall
•Same here, following this thread. Connecticut seems to have more UCC issues than other states I deal with.
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