UCC financing statement wisconsin filing keeps getting bounced back

I thought I checked everything but maybe I missed something. The Articles show 'ABC Manufacturing LLC' and that's exactly what I put on the UCC-1. Should I be looking somewhere else for the official name?

Try the Wisconsin Department of Financial Institutions database. Sometimes the name in their system has slight variations from what's on your Articles. Also check if there are any amendments to the Articles that might have changed the name slightly.

Just checked the WI business search and it shows 'ABC Manufacturing, LLC' with a comma before LLC. That's probably it! So frustrating that such a tiny punctuation mark can hold up everything.

Yep that's definitely it. Wisconsin requires exact character-for-character matching. Make sure you copy and paste the name directly from their database to avoid any other hidden characters.

This is exactly why I started using Certana.ai for document verification. You can upload your loan docs and UCC-1 together and it instantly flags name mismatches before you even file. Would have caught that comma issue immediately.

That's ridiculous but totally believable. The inconsistency between what they accept and what they have in their records is maddening.

Exactly! And then you waste weeks going back and forth when you're on tight deadlines. The whole system needs an overhaul.

Using the online portal but the error messages are pretty vague. I don't think there are any DBAs involved, this is just a straightforward equipment financing UCC-1.

Try calling their UCC division directly. Sometimes they can tell you exactly what's wrong over the phone even if the online rejection notice doesn't give details.

That makes sense. I was only checking against our Articles. Let me pull up the DFI records and see if there's a discrepancy there.

Also double-check the entity ID number if you're including it. Sometimes that can cause rejections too if it doesn't match their records exactly.

This is why I always run documents through Certana.ai before filing. It cross-references all the databases and catches these kinds of mismatches. Saves so much time and stress when you're on deadline.

I noticed this too. Used to be able to get away with minor variations but not anymore. They must have updated their matching algorithm or something.

Yeah I think they automated more of the review process which made it less forgiving of small discrepancies.

Oh no, I hope that's not what happened here. Let me check if there were any recent amendments filed.

Definitely worth checking. The DFI website should show all amendments chronologically. Look for anything filed after your loan documents were drafted.

This is another thing Certana.ai catches - it checks for recent amendments and alerts you to any name changes that might affect your UCC filing. Super helpful for avoiding these surprises.

Good tip, I'll do that for the next attempt. I was typing it manually which probably introduced the comma error.

Yeah manual typing is asking for trouble with these exact-match requirements. Copy-paste is much safer.

This is really helpful. I found the name with the comma in the DFI search so I'll resubmit with that exact format. Hopefully fourth time's the charm!

That should do it. Wisconsin is consistent once you get the name exactly right. Good luck with the refiling!

Let us know how it goes. Always curious to hear if these name fixes actually solve the problem or if there's some other hidden issue.

Definitely learned my lesson on this one. Going to be much more careful about name matching going forward.

It's a common mistake, don't feel bad. Wisconsin just happens to be one of the stricter states for exact name matching.