UCC filing Arkansas rejection - debtor name mismatch with LLC articles

Yeah I did that already. The certificate shows the same name as the articles - 'Riverside Construction Solutions, LLC' with the comma. That's what I used on my first attempt.

I've seen this before where the SOS database has the name entered differently than what shows on their own certificates. It's infuriating but happens more than it should.

Good idea, let me check that right now. I might have been relying too much on the printed certificates instead of their online database display.

This is solid advice. I learned this the hard way after multiple rejections. The search result format is usually what their UCC system expects.

Yep, copy paste from the business search is the way to go. Learned this after wasting a week on similar name formatting issues.

Never heard of that service but sounds useful. Is it specifically designed for UCC filings?

Yeah, it's built for exactly this kind of verification. Upload PDFs of your Charter and UCC-1 and it automatically checks for name consistency, filing number accuracy, all that stuff. Much better than manually comparing documents.

The inconsistency is maddening. You'd think they'd have standardized rules by now.

It's like each state wants to make filing as difficult as possible. At least with electronic filing you get quick rejections instead of waiting weeks.

True, but quick rejections don't help when you're up against a funding deadline and can't figure out their system's logic.

I tried calling yesterday but got transferred around and never reached someone who could help with UCC specifics. Might try again this morning.

The UCC help line is usually better in the morning before 10am. After that you get put on hold forever.

That's a good point. I'll check for any DBA filings. They do business under a shortened name sometimes.

Yeah, if they have DBAs registered, Arkansas might be expecting you to use the exact legal name, not any of the assumed names.

Or sometimes it's the opposite - they want the DBA name if that's what the borrower commonly uses. Arkansas logic isn't always logical.

How reliable is their system? I'm always skeptical of automated tools for legal document verification.

It's been solid for me. Obviously still need to review everything yourself, but it catches the mechanical errors that are easy to miss when you're rushing to meet deadlines.

Good idea about the invisible characters. I'll copy the name into a plain text editor first to check for any weird formatting.

Yeah, I've seen issues where PDF copying includes weird unicode characters that look normal but break the system matching.

Will definitely post an update once I get this resolved. Hopefully it's something simple I've been overlooking.

Same here, dealing with Arkansas filings regularly and any insights would be helpful.

Already verified that - they're current and in good standing. The certificate is dated from last week.

Smart to double-check that. I've seen filings rejected for entities that looked active but had compliance issues.

Arkansas is usually pretty good about updating their business database quickly, so if the certificate is recent you should be fine on that front.

Interesting - I didn't include an entity ID number on my filing. Should I be including that for Arkansas LLC filings?

It's not required but sometimes helps with the name matching. Check your UCC-1 form to see if there's a field for it.

Arkansas UCC-1 does have an optional entity ID field. If you include it, make sure it matches exactly what's in their business database.