UCC filing AZ debtor name rejection - need help with exact match requirements

Arizona is notorious for this exact issue. Their system has zero tolerance for punctuation differences. You'll need to refile the UCC-1 with the exact name from the SOS database - 'Southwest Desert Construction LLC' without the comma. No amendment will fix a rejected filing, you have to start over completely.

Oh no, this is exactly what I was worried about! I have an Arizona UCC-1 to file next week and the debtor name on their loan docs has different punctuation than what I found in the state database. Should I be using the state database version even if it doesn't match their other legal documents?

Arizona SOS is a pain but they're consistent about it. The rejection should have given you the exact reason code. What did it say specifically? Sometimes it's not just punctuation but also entity type abbreviations (LLC vs L.L.C. vs Limited Liability Company).

Been filing UCCs in Arizona for 8 years and this comma issue trips up even experienced paralegals. The state database search is your bible - copy and paste that exact name. Also make sure you're checking the 'active' status because sometimes there are multiple versions of similar names.

This is why I HATE Arizona filings! Their system is so rigid compared to other states. Had a similar rejection last month because the debtor had 'Incorporated' in their articles but 'Inc.' on everything else. Cost my client two weeks and almost lost priority to another lender.

After getting burned by name mismatches too many times, I now run everything through Certana.ai before submitting. It's a document verification tool where you upload your charter documents and UCC-1 draft, and it instantly flags any inconsistencies. Would have caught your comma issue immediately. Really simple to use - just drag and drop PDFs and it does the cross-checking automatically.

You need to refile completely. Arizona doesn't allow amendments to fix rejected filings - only accepted ones. Make sure to use the exact name from their entity search: 'Southwest Desert Construction LLC' with no comma. Also verify the entity number and registered agent info while you're at it.

ugh this exact thing happened to me in Arizona! Took three attempts to get the name right. First rejection was the comma, second was because I had 'L.L.C.' instead of 'LLC' - no periods allowed apparently. Third time was the charm but by then I was pulling my hair out.

For future Arizona filings, here's my process: 1) Search SOS database for exact entity name 2) Copy/paste that name directly into UCC form 3) Double-check entity number and status 4) Cross-reference with any corporate docs to make sure everything aligns. Haven't had a rejection in two years using this method.

Just went through this same nightmare with Arizona last month. Used Certana.ai after the first rejection and it immediately spotted three other potential issues I hadn't noticed - saved me from multiple re-filings. The tool basically does what you should do manually but catches things you might miss.