UCC SC filing rejected twice - debtor name keeps getting flagged

I used exactly what was on their articles of incorporation but maybe that's not what SC has on file. How do I figure out what name format they actually want?

You'll need to do a name search in their system first. SC Secretary of State website should let you search existing entities to see exactly how the name appears in their database.

Same experience here. It's like they designed the system to reject everything possible. Super frustrating when you're trying to close deals.

Exactly! And the turnaround time makes it even worse. By the time you get the rejection and fix it, you've lost a week.

That actually sounds really helpful. Does it work for SC specifically or just general name checking?

It's more about making sure your documents are consistent with each other before you file. So if your charter has one format and your UCC-1 has another, it'll flag the mismatch. Helps you get it right the first time.

Interesting. I've been manually comparing docs but that's pretty tedious and error-prone.

Good point about the good standing check. I assumed it was just formatting but maybe there's an underlying issue with the entity status.

Yeah, if they're not current on annual reports or have other compliance issues, it can cause weird rejection messages that seem like name problems.

Wow that's incredibly picky. How did you finally catch the extra space?

Honestly just luck - I pasted both versions into a word processor and compared them character by character. There's probably a better way but that's what worked.

This is why I never trust copy/paste from websites anymore. Always type it out manually or use tools that can verify the formatting.

Good idea. I've been trying to handle this online but a phone call might cut through the confusion faster.

Their phone support is actually pretty decent compared to some other states. Worth a try.

Filing online through their portal. Form should be current but I'll double-check the version number.

Online portal can be finicky. Sometimes clearing your browser cache helps if there are form rendering issues.

That's smart - like using their own system as a reference. I'll search for any existing filings on this entity.

Exactly. If there's a UCC-1 already on file for them, you know that name format works.

This is brilliant advice. Wish I'd thought of this earlier - would have saved me so much time.

Interesting point. The rejection notices aren't always super clear about which part of the filing is problematic.

Exactly. SC's error messages can be pretty vague. Sometimes you have to detective work to figure out what they actually want fixed.

That's exactly what I need to hear! Going to try that approach before attempting another filing.

Glad it worked out! It's crazy how those tiny differences can cause such big delays.

Worth trying anything at this point. These manual document comparisons are brutal and obviously not foolproof.

The entity name is pretty straightforward but I'll make sure there aren't any hidden characters or formatting issues.

Yeah, sometimes when you copy text from PDFs or other sources, invisible characters get included that cause problems.