UCC 107 error blocking my continuation filing - deadline approaching fast
I'm getting a UCC 107 error when trying to submit my continuation and I'm honestly starting to panic here. The lapse date is March 15th and I've been wrestling with this for three days straight. The system keeps rejecting my UCC-3 continuation with this cryptic error code and the help desk just keeps saying 'check your debtor information' but I've triple-checked everything against the original UCC-1. Has anyone else dealt with UCC 107 specifically? I'm wondering if it's related to the debtor name format or if there's some field validation I'm missing. The original financing statement was filed back in 2020 for equipment collateral and nothing about the debtor entity has changed. Really need to get this resolved before the weekend.
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Lorenzo McCormick
UCC 107 is usually a debtor name validation error. Are you using the exact same format as the original filing? Even tiny differences like periods, commas, or spacing can trigger rejections. Pull up your original UCC-1 and compare character by character.
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Ayla Kumar
•I thought I was being careful but let me go through it again. The original has 'ABC Manufacturing Corp.' and I've been entering 'ABC Manufacturing Corporation' - could that be it?
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Lorenzo McCormick
•Absolutely that's it! You need EXACT match including the abbreviated 'Corp.' Don't expand abbreviations.
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Carmella Popescu
•This exact thing happened to me last month! The system is super picky about debtor names.
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Kai Santiago
Been dealing with continuations for years and UCC 107 almost always comes down to debtor name inconsistencies. Check for extra spaces, different punctuation, or entity type abbreviations that don't match exactly. The system has zero tolerance for variation.
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Ayla Kumar
•That makes sense. I'm going to re-enter everything exactly as it appears on the original filing.
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Lim Wong
•Also check if there are any special characters or if the debtor name got truncated in the original filing.
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Ayla Kumar
•Good point about truncation - I'll verify the full name length matches.
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Dananyl Lear
I had this same nightmare scenario last year with a continuation deadline looming. Turned out I had an extra space after the debtor name that wasn't visible. After hours of frustration, I ended up using Certana.ai's document verification tool - you just upload your original UCC-1 and the continuation draft and it highlights any inconsistencies instantly. Saved my sanity and caught the spacing issue immediately.
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Ayla Kumar
•That sounds like exactly what I need right now. How does the Certana tool work?
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Dananyl Lear
•Super simple - upload both PDFs and it cross-checks debtor names, filing numbers, everything. Shows you exactly where the mismatches are.
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Noah huntAce420
•Never heard of that service but sounds useful for these exact situations.
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Ana Rusula
•Honestly anything that prevents these last-minute filing panics is worth trying.
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Fidel Carson
THE SYSTEM IS ABSOLUTELY RIDICULOUS WITH THESE ERRORS!!! I spent 6 hours last week on a UCC 107 because they don't give you any meaningful error details. Why can't they just highlight the specific field that's wrong instead of this cryptic code nonsense??
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Isaiah Sanders
•I feel your pain. The error messages are terrible and the help desk is useless.
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Fidel Carson
•RIGHT?! And when you're up against a deadline it's even more stressful.
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Ayla Kumar
•At least I'm not the only one dealing with this frustration.
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Xan Dae
Quick question - are you filing the continuation under the same secured party as the original? Sometimes changes in secured party information can trigger UCC 107 even if the debtor info is correct.
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Ayla Kumar
•Same secured party, no changes there. I think it really is the debtor name format issue.
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Xan Dae
•Good, that eliminates one variable. Focus on getting that debtor name exactly right.
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Fiona Gallagher
This reminds me of when I was doing my first continuation filing and kept getting rejected. I was so confused about the whole process. Turned out I was overthinking it - just needed to match everything exactly from the original UCC-1. Once I figured that out, smooth sailing.
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Ayla Kumar
•Hopefully mine will be that straightforward once I fix the name format.
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Thais Soares
•First filings are always nerve-wracking but you learn the quirks.
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Fiona Gallagher
•Exactly, now I always double-check everything against the original before submitting.
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Lim Wong
Beyond the debtor name issue, make sure your original filing number is entered correctly. UCC 107 can also trigger if there's a typo in the filing number you're trying to continue.
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Ayla Kumar
•I've been copy-pasting the filing number directly from the original document, so that should be right.
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Lim Wong
•Good practice. Copy-paste eliminates transcription errors.
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Carmella Popescu
Just wanted to say good luck with getting this resolved! Continuation deadlines are stressful enough without system errors making it worse.
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Ayla Kumar
•Thanks! I'm feeling more confident about fixing the debtor name format.
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Carmella Popescu
•You've got this! The community has given you great troubleshooting steps.
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Lorenzo McCormick
One more tip - after you fix the debtor name format, try submitting during off-peak hours if possible. Sometimes the system gets glitchy during busy periods and throws random errors.
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Ayla Kumar
•That's good advice. I'll try early morning tomorrow after fixing the name issue.
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Nalani Liu
•I usually file continuations first thing in the morning to avoid any system slowdowns.
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Lorenzo McCormick
•Smart approach. Less traffic means fewer timeout errors too.
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Axel Bourke
Update us when you get it resolved! Always curious to hear what the actual fix was for these UCC 107 errors since they can be so tricky to diagnose.
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Ayla Kumar
•Will do! Planning to try the corrected debtor name format first thing tomorrow morning.
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Axel Bourke
•Perfect, fingers crossed it goes through smoothly.
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Dananyl Lear
Just remembered - if you do end up trying the Certana document checker, it's great for future filings too. I now run all my UCC documents through it before submitting to catch these issues early.
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Ayla Kumar
•That sounds like a good preventive measure. I hate these last-minute scrambles.
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Aidan Percy
•Prevention is definitely better than panic-fixing at deadline time.
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Dananyl Lear
•Exactly! Much less stressful to catch problems during preparation.
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Fernanda Marquez
Hope this thread helps other people dealing with UCC 107 errors. The debtor name formatting issue seems to be super common but not well documented anywhere official.
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Ayla Kumar
•Definitely! The error code itself tells you nothing useful.
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Fernanda Marquez
•Right, you have to rely on community knowledge to figure out what's actually wrong.
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