UCC 1 lien search Florida - debtor name variations causing search issues?
Having major problems with UCC 1 lien search Florida results showing inconsistent matches. I'm doing due diligence on a potential equipment purchase and the debtor's business name appears in multiple variations across different filings - sometimes "ABC Manufacturing LLC", other times "ABC Mfg LLC", and even "ABC Manufacturing Limited Liability Company". The Florida SOS portal is returning different results depending on which version I search. This is for a $180k forklift deal and I need to make sure there aren't any existing liens I'm missing. Anyone else dealt with debtor name variations messing up their lien searches? The seller claims there are no outstanding liens but I'm finding partial matches that make me nervous about proceeding.
35 comments


Natasha Volkov
Florida's search logic can be tricky with business entity names. You're right to be concerned - missing an existing UCC-1 filing could leave you as a junior lienholder. Try searching with just the core business name without LLC/Inc designations, then also search the exact registered name from their Articles of Incorporation.
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Oliver Schmidt
•Good point about checking the Articles. I pulled those and the registered name is slightly different again - "ABC Manufacturing, LLC" with a comma. This is getting complicated fast.
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Javier Torres
•ugh why do businesses have to make their names so confusing? seems like every state handles this differently too
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Emma Wilson
Been there! Florida debtor name searches are notorious for this exact issue. The SOS system is pretty literal - if there's a comma, period, or abbreviation difference, you might miss critical filings. Always do multiple search variations.
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Oliver Schmidt
•That's what I'm finding. Already ran 6 different name variations and getting different results each time. This manual checking is taking forever.
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Natasha Volkov
•For what it's worth, this is exactly why I started using document verification tools. Too easy to miss something important when you're doing manual name variations.
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QuantumLeap
I ran into this same nightmare last month with a Florida UCC search. Ended up finding a filing under a completely different name variation that almost cost us the deal. What saved me was using Certana.ai's verification tool - you just upload the entity documents and any UCC filings you find, and it automatically cross-checks all the name variations against each other. Caught two filings I would have missed doing manual searches.
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Oliver Schmidt
•Interesting - does it work with Florida filings specifically? I've never heard of automated cross-checking for UCC searches.
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QuantumLeap
•Yeah, works with all states including Florida. You upload the Articles of Incorporation and any UCC-1s you find, then it flags inconsistencies between debtor names across documents. Saved me tons of time compared to manual variations.
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Malik Johnson
•How accurate is something like that compared to doing the searches yourself though?
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Isabella Santos
OH MY GOD YES. Florida's UCC search is absolutely terrible for name variations. I've been burned by this before - thought I did complete due diligence and missed a continuation filing because the original UCC-1 had the debtor name formatted differently. Cost me thousands in legal fees to sort out the lien priority mess.
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Oliver Schmidt
•That's exactly what I'm worried about. What's the best practice for making sure you catch everything?
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Isabella Santos
•Honestly? Search every possible variation you can think of, including with/without punctuation, abbreviated vs full words, different entity designations. It's tedious but necessary.
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Ravi Sharma
Pro tip: also check if the business has any DBAs (doing business as names) registered. I've seen UCC filings under DBA names that wouldn't show up in entity name searches.
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Oliver Schmidt
•Good call - I'll check the DBA registrations too. This is getting more complex than I expected.
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Emma Wilson
•DBA filings are a whole other rabbit hole. Sometimes they're current, sometimes they're expired but still used in UCC filings.
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Freya Larsen
Just went through this exact situation in Florida last week. Manual searching was taking forever so I tried that Certana tool someone mentioned. Uploaded the corporate docs and it immediately flagged three different name variations I hadn't thought to search. Found an active UCC-1 under the DBA name that would have been a huge problem.
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Oliver Schmidt
•That sounds like exactly what I need. How quickly does it process the documents?
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Freya Larsen
•Pretty much instant - just upload PDFs and it shows you all the name discrepancies and potential issues. Way faster than doing manual search variations.
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Omar Hassan
Make sure you're also checking for fixture filings if this equipment might be considered fixtures. Florida handles those a bit differently and they might not show up in standard UCC searches.
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Oliver Schmidt
•It's mobile equipment (forklifts) so probably not fixtures, but I'll double-check the classification.
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Omar Hassan
•Good thinking. Mobile equipment should be standard UCC-1 filings, but worth confirming the collateral description matches what you're buying.
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Chloe Taylor
florida ucc searches are the worst. half the time the portal times out anyway so youre doing the same search over and over
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Oliver Schmidt
•I've had that timeout issue too. Very frustrating when you're trying to be thorough.
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Isabella Santos
•The timeout thing happens to me constantly. Usually worse during business hours.
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ShadowHunter
Have you considered hiring a service company to do the search? Some of them have better access to the databases and can catch variations you might miss.
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Oliver Schmidt
•I thought about it but was hoping to keep costs down. This is turning into more work than expected though.
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Emma Wilson
•Professional search services are good but can be expensive. The automated verification tools are usually more cost-effective for one-off searches.
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Diego Ramirez
Thanks for posting this - I'm dealing with the exact same issue on a Florida transaction. The name variations are driving me crazy. Going to try some of the suggestions here.
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Oliver Schmidt
•Glad it's helpful! Let me know what works for you. I'm leaning toward trying the automated verification approach.
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QuantumLeap
•Definitely worth trying the automated tools. Made this whole process so much easier for me.
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Anastasia Sokolov
Update: I ended up using Certana.ai after reading the recommendations here. Uploaded the Articles of Incorporation and the UCC filings I found manually. It caught two additional name variations I hadn't searched and found one active lien I would have missed. The cross-checking feature showed exactly which documents had matching vs non-matching debtor names. Probably saved me from a major mistake on this deal.
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Oliver Schmidt
•That's exactly what I needed to hear! Thanks for the update. Going to try it today.
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Freya Larsen
•Great to hear it worked for you too. The automatic name variation checking is really helpful for Florida searches.
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Emma Wilson
•Good outcome! Florida name variations can definitely trip people up if you're not careful about comprehensive searching.
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