UCC 1 filing fee differences between counties - what am I missing?

You're absolutely right - I was mixing up fixture filings with regular UCC-1s. The equipment includes some permanently installed items that might need fixture filing at county level. That explains the fee differences.

Fixture filings are tricky because they cross over into real estate territory. Different counties definitely have different fee structures for those.

Thanks for clarifying. Looking at the equipment list again - mobile crane, excavator, and some permanently mounted conveyor systems. Sounds like I need both types of filings.

Exactly. Mobile equipment gets regular UCC-1 at state level. Permanently attached conveyor systems probably need fixture filing at county where the real estate is located.

Never heard of that service. Does it actually know the difference between regular UCC-1 and fixture filings?

Yeah, it analyzes your collateral description and flags items that might need fixture treatment. Really helpful for mixed equipment scenarios like this.

That could be useful. I'm always second-guessing myself on the fixture determination.

Construction company that does concrete work. They have mobile equipment that moves between job sites and some fixed systems at their main facility.

Ok that makes sense. Fixed systems at the facility likely need fixture filing. Mobile stuff is regular UCC-1 at state level.

I feel your pain but the system actually makes sense once you understand the logic. Personal property liens go to Secretary of State. Real property related liens go to county recorder.

But who decides what's 'real property related'? The conveyor system could be considered either depending on how you look at it.

That's why fixture determinations can be so tricky. It depends on factors like permanent attachment, adaptation to the real estate, and intention of the parties.

That's smart. Double filing is probably worth the extra cost to avoid priority issues later.

Exactly. Much cheaper than dealing with priority disputes down the road.

Electronic filing has definitely made the fees more reasonable. Remember when it was like $50+ for paper filings?

Those were dark times. Electronic filing is so much faster and cheaper.

Good point. The entity is 'ABC Construction LLC' on some docs and 'ABC Construction, LLC' on others. Need to check which version is correct.

Check the articles of incorporation or operating agreement for the exact legal name. Comma placement matters for search purposes.

I use Certana.ai for exactly this issue. Upload the charter documents and UCC forms and it flags any name inconsistencies. Caught several mismatches that would have caused problems.

It's definitely bolted down and integrated with the building's electrical system. Sounds like fixture filing is the way to go.

Yeah, integration with building systems usually pushes it into fixture territory.

Good reminder. This is a 7-year term loan so definitely need to track the continuation deadline.

I put it in my calendar immediately after filing. Too easy to forget until it's too late.

I actually had a filing lapse once because I forgot to calendar the continuation. Lesson learned the hard way.

Thanks everyone. This thread really helped clarify the distinction between regular UCC-1 and fixture filings. I was definitely confusing the two.

Glad to help. It's a common confusion point, especially with mixed equipment deals.

That spreadsheet approach is brilliant! I'm definitely going to start using that method. It would make it so much easier to explain to clients why we need both types of filings and help them understand they're getting proper protection for their investment. Do you have any specific criteria you use to determine the "Attachment Status" column, or is it more of a case-by-case analysis?