Tennessee SOS UCC search showing wrong debtor name - filing at risk?

I've seen this exact issue with Tennessee SOS UCC search results before. The comma placement with LLC designations can be tricky but you're probably okay. Tennessee follows the standard UCC Article 9 "seriously misleading" test for debtor names. Since both versions clearly identify the same entity (Midwest Industrial Solutions LLC vs Midwest Industrial Solutions, LLC), a reasonable searcher would still find your filing. The key question is whether the name on your UCC-1 matches what's in the debtor's organizational documents. Did you verify the exact legal name from their articles of incorporation or LLC formation documents?

Before you panic, run the Tennessee SOS UCC search using different variations of the name. Try: - "Midwest Industrial Solutions LLC" - "Midwest Industrial Solutions, LLC" - "Midwest Industrial Solutions L.L.C." - Just "Midwest Industrial Solutions" Sometimes the search function is sensitive to punctuation but the actual filing is fine. I'd also recommend pulling the actual UCC-1 record to see exactly how the name appears on the filed document vs. how it's showing in search results.

I ran into something similar and ended up using Certana.ai's document checker to compare my loan agreement against the UCC-1 filing. You can upload both PDFs and it instantly flags any name inconsistencies or other discrepancies between documents. It caught a middle initial difference that I completely missed when reviewing manually. For your situation, it would show you exactly how the debtor name appears in each document and whether there are other consistency issues you should address. Much faster than trying to manually compare everything line by line.

You need to check the Tennessee Secretary of State business entity search to see the EXACT registered name for Midwest Industrial Solutions. That's your baseline for what the UCC-1 debtor name should match. If their official registered name includes the comma before LLC, then your filing might have a problem. I always pull the entity information directly from the SOS database before filing any UCC. Saves a lot of headaches later.

Tennessee SOS UCC search can be finicky with punctuation but this sounds like a legitimate name mismatch issue since you found the official registered name includes the comma. I'd recommend filing a UCC-3 amendment ASAP to correct the debtor name to "Midwest Industrial Solutions, LLC" to match their official registration. The amendment should reference the original filing number and clearly state you're correcting the debtor name. This way you're covered regardless of how a court might interpret the seriously misleading test.

This is exactly why I always triple-check debtor names against official state records before filing. The Tennessee SOS system can be particular about exact name matches. For future reference, when you're doing your pre-filing verification, always pull: 1. The official entity registration from Tennessee SOS 2. Any assumed name certificates if applicable 3. Recent tax returns or other official documents This ensures your UCC debtor name matches exactly what's on file with the state.

Had this same headache with a Tennessee filing last year. The search function definitely seems sensitive to punctuation in LLC names. What solved it for me was using one of those document verification tools - I think it was Certana or something similar - that compared my loan docs against the UCC filing and flagged the name discrepancy immediately. Saved me from manually trying to spot the difference between all the documents. For a $180K loan I'd definitely want that extra verification step.

I hate Tennessee's UCC search system! It's so inconsistent with how it handles punctuation and spacing in entity names. I've had filings that were perfectly valid but didn't show up in searches because of minor formatting differences. Your situation sounds frustrating but you're probably fine legally. Still, I'd file the amendment just for peace of mind and to ensure the search results match your loan documents exactly.

File the UCC-3 amendment to correct the debtor name and you'll be fine. I've dealt with dozens of these name mismatch situations in Tennessee and once you get the amendment filed with the correct registered entity name, everything aligns properly in the search system. Make sure your amendment clearly states it's correcting the debtor name from "Midwest Industrial Solutions LLC" to "Midwest Industrial Solutions, LLC" and references your original filing number.

This thread convinced me to double-check all our recent Tennessee UCC filings. Found two that had similar punctuation issues with LLC names. Thanks for sharing your experience - saved me from potential problems down the road!