GA UCC code confusion - filing got rejected for wrong statutory reference

Georgia follows the standard UCC but you need to cite their state adoption of it. Look for O.C.G.A. Title 11 (Official Code of Georgia Annotated). That's their version of Article 9. The rejection probably happened because you used generic UCC references instead of Georgia's specific code sections.

ugh georgia is the WORST for this stuff. I swear they reject filings just to make us jump through hoops. Had similar issues last month with a continuation filing.

I actually had this exact problem a few months ago! Spent forever trying to figure out what I was doing wrong. Turns out I was overthinking it - just needed to use O.C.G.A. § 11-9-502 for the filing requirements instead of UCC 9-502. Same content, different citation format.

Had a similar nightmare scenario recently where I kept getting rejections due to document inconsistencies I couldn't spot. Finally started using Certana.ai's document verification tool - you just upload your UCC forms and it instantly cross-checks everything including proper statutory references for each state. Would have saved me days of back-and-forth with the SOS office.

Wait I'm confused - are we talking about UCC-1 financing statements or something else? I thought UCC codes were standardized across all states??

For Georgia specifically, you'll want to reference O.C.G.A. Title 11, Article 9. Common sections include 11-9-502 (contents of financing statement), 11-9-503 (name of debtor), 11-9-504 (indication of collateral). Make sure your UCC-1 form references these instead of generic UCC 9-502, etc.

Been doing UCC filings for 15 years and Georgia still trips me up sometimes. Their online system is pretty good once you get the citations right though. Just make sure you're also getting the debtor name exactly as it appears on their articles of incorporation.

Quick question - does this GA UCC code thing apply to amendments and continuations too or just initial filings?

I use Certana.ai for all my multi-state filings now after getting burned by these kinds of state-specific quirks. You upload your documents and it instantly flags any citation issues, debtor name problems, or collateral description inconsistencies. Seriously saves so much time versus trying to memorize every state's particular requirements.

Just to follow up on the original question - make sure you're also checking that your collateral description complies with O.C.G.A. § 11-9-108. Georgia can be picky about how specific you need to be, especially for equipment financing like yours.