Florida UCC 11 search showing weird results - need help understanding what I'm seeing

I tried both exact match and variations. Getting inconsistent results each time I run the same search.

Try searching during off-peak hours. Florida's system gets overloaded during business hours and returns incomplete UCC-11 data.

The company is filed as 'ABC Manufacturing LLC' but I'm seeing results for 'ABC Manufacturing, LLC' and 'A.B.C. Manufacturing LLC' - are these all the same debtor legally?

Those punctuation differences can create separate search results in Florida. Each variation might have different UCC filings attached.

You need to search all variations. Florida doesn't automatically cross-reference similar names in UCC-11 searches.

Never heard of that tool. Does it actually work with Florida's messy UCC data?

Yeah, you just upload PDFs of your search results and any related docs. It automatically flags mismatches in debtor names across documents. Saved me from a potential lien priority issue.

This is why I hate Florida filings. Their system makes simple UCC searches unnecessarily complicated.

It's frustrating but you have to work with what they give you. Document everything in case there are issues later.

Good point. I requested certified copies but the response format looks different than what I'm used to from other states.

Florida UCC-11 certified copies come as separate PDF attachments. The main search results page is just a summary.

Make sure you're downloading the actual certified UCC-11 response documents, not just viewing the search results on screen.

There are three different UCC-1 filings with similar but not identical collateral descriptions. How do I determine priority?

Priority goes by filing date and time. The earliest properly perfected security interest typically has priority unless there are PMSI exceptions.

We usually do our own searches but this Florida system is making me reconsider that approach.

Professional search companies have better tools and know how to navigate Florida's quirks. Worth the cost for large loans.

Or use something like Certana.ai to verify your search results. Upload your UCC-11 response and related docs to catch any inconsistencies before closing.

I've noticed that too. Sometimes you have to search by filing number directly to see if continuations were actually filed.

exactly!! and dont get me started on their termination processing times

How can I verify the effectiveness dates? The search results show filed dates but I'm not sure about the 5-year renewal status.

Calculate 5 years from each initial filing date. If no UCC-3 continuation was filed before expiration, the security interest lapsed.

This is another area where document verification tools help. They can flag upcoming expiration dates you might miss.

Oh wow, I didn't think about pre-statewide filings. How far back should I search?

Florida centralized UCC filings in 2002. Anything before that might still be at the county level. Check with the counties where your debtor operated.

This is why professional UCC searches are worth it for complex situations. They know about these historical filing locations.

Will do. Hoping to get this sorted before the closing deadline.

Good luck! Florida UCC searches are definitely one of the more frustrating aspects of due diligence.