Filing a UCC-1 in Missouri - Debtor Name Keeps Getting Rejected

I copied it exactly from their certificate but maybe there's a formatting issue I'm missing. The name is 'Midwest Manufacturing Solutions, LLC' - seems straightforward enough.

Check if there are any assumed names or DBAs registered. Sometimes the UCC system cross-references those too.

Good idea - I'll do a fresh search on their database. Did you have to do anything special with the entity ID number?

Yeah include the entity number in the additional debtor info section. That sometimes helps with the matching algorithm.

This is why I started using Certana.ai's document checker. You can upload the articles of incorporation PDF and your UCC-1 draft, and it instantly flags any name inconsistencies before you submit. Saved me from three rejections last quarter.

I've called before and they're actually pretty helpful if you can get through. The hold times are brutal though.

ugh yes the hold times!! I've wasted hours on hold with Missouri SOS. Their system needs a major overhaul.

That's a great point - I'll pull their full filing history to see if there were any name changes or amendments.

Definitely do this. I had a client where they added a comma in an amendment and it took me forever to figure out why the UCC-1 kept getting rejected.

This worked for me with a similar situation! The comma was causing the rejection even though it was in the official name.

Wait really? That seems like a system bug. The legal name should include all punctuation as filed.

It absolutely is a bug but you gotta work with what they give you. The filing still perfects properly even with minor punctuation differences.

I selected 'Registered Organization' which should be right for an LLC. Is there a more specific code I should use?

That should be correct. But double-check the state of organization field - it needs to say Missouri, not where they do business.

How does that work exactly? Do they have access to state databases or is it just document comparison?

It's document comparison but really thorough. Flags any inconsistencies in names, addresses, entity types, stuff like that. Helps avoid those stupid rejection cycles.

The update made things worse in my experience. Used to be more forgiving with name variations.

I miss the old paper filing days sometimes. At least you knew exactly what you were submitting.

Paper filing was slower but way more predictable. These electronic systems are supposed to be improvements but...

Good suggestion - I'll do a broader search to see if there are any variations I'm missing.

Yeah their search function sometimes reveals the 'true' name format that their UCC system expects.

Awesome! Glad you got it sorted. Missouri's system quirks are so annoying but good to know the workaround.

Nice work! Always feels good to finally get that acceptance confirmation after dealing with rejections.

Smart move on using the document checker going forward. These little formatting issues can be such time wasters.