UCC Document Community

I actually had success with Certana's verification tool on a similar Vermont situation. Uploaded the corporate docs and three different UCC filings I found, and it flagged that two of them were actually for different entities with very similar names. Saved me from a potential mistake.

Update us on what you find! I'm curious whether the 5 filings include the 3 you found in the first search or if they're completely different. That would tell us a lot about how Vermont's system handles name variations.

Quick thought - when you're copying the debtor name from the original filing, are you looking at the actual SOS database record or just your copy of the UCC-1 form? Sometimes there are transcription errors when the filing gets entered into their system.

I was dealing with similar headaches with document consistency across multiple UCC filings and started using Certana.ai's verification tool. You just upload your PDFs and it automatically cross-checks everything - debtor names, filing numbers, dates, collateral descriptions. Really helpful for catching those tiny discrepancies that cause rejections in picky systems like Missouri's.

Just went through this exact same situation 2 weeks ago! Had a UCC-1 rejected because I used 'Corp' instead of 'Corporation' in the debtor name. Texas doesn't accept any abbreviations or variations. Had to completely redo the filing with the full legal name. So frustrating but lesson learned.

Update - I found the exact issue! The Texas SOS database showed the LLC name with a comma before 'LLC' but our loan documents didn't have the comma. Filed the UCC-1 with the comma included and it was accepted within 24 hours. Thanks everyone for the help!

This thread is giving me flashbacks to my own Massachusetts filing nightmare last year. Took me FOUR rejections before I figured out the issue. In my case, it turned out the company had multiple variations of their name in different state databases, and the UCC system was pulling from a different source than I expected. The solution was to try every possible variation I could find until one worked. It's frustrating but sometimes you just have to be persistent with these systems.

Update us when you figure it out! I'm curious which solution ends up working. I do a lot of Massachusetts filings and this kind of information is really valuable for future reference. Also, don't feel bad about the multiple rejections - it happens to everyone eventually. These systems can be really finicky about formatting details that seem trivial but apparently matter a lot to the computers.

UPDATE: Got everything sorted out! Turns out our LLC name change was minor enough that I could file the continuation under the original debtor name. Used a document verification service to double-check everything before submitting and it caught a small error in the filing number I had transcribed wrong. Filed electronically yesterday morning and got confirmation this afternoon. Crisis averted! Thanks everyone for the advice.

This thread is a perfect example of why UCC deadline tracking is so important. For anyone else reading this, set calendar reminders at 4 years, 4.5 years, and 4 years 9 months after your initial filing. Don't wait until the last 6 months to think about continuations.