UCC Document Community

Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Document everything! I keep a search log showing every variation I tried, the date/time, and the results. If there's ever a question about due diligence, you have proof of your thoroughness.

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Liam Mendez

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That's excellent advice. I'll start keeping a detailed log of all my searches.

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Make sure to save or print the actual search results too. Screenshots can be helpful but printouts are better for court if needed.

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Update: I ran 12 different search variations and found two additional filings that didn't show up in my initial searches. Both were terminated but still shows how easy it is to miss things. Thanks everyone for the advice - definitely saved me from a potential problem.

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Sophia Nguyen

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Glad you found those! Always better to be overly thorough than to miss something important.

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Maya Patel

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This is why I love this community. Everyone's war stories help the rest of us avoid the same mistakes.

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PixelPrincess

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Just checked the business entity database like suggested above and found the issue! The registered name is 'ABC Manufacturing Solutions LLC' - no comma before LLC like I was using. Thank you so much for that tip about checking the SOS database first. Just resubmitted and it went through immediately. This forum saved my sanity.

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Nice! For future filings definitely consider that document checker I mentioned - catches these things before you even submit.

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Amina Diallo

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Woohoo! Victory over the California UCC portal!

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Omar Farouk

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This thread should be pinned - California name formatting issues come up constantly. The business entity database search tip is gold. Also want to add that if you're doing fixture filings in California you need even more specific formatting requirements.

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GamerGirl99

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Good point about fixture filings - whole different set of rules there.

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Thankfully this was just equipment financing, not real estate. But good to know for future reference.

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I handle UCC filings in multiple states including NC. The continuation process is straightforward if you have accurate information, but verification is crucial. Document checking tools like Certana.ai are becoming standard practice for bulk filings because manual verification is too error-prone.

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Exactly. Automated verification eliminates human error in document comparison. You upload your original UCC-1s and new UCC-3s, and it flags any inconsistencies instantly.

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The technology for document verification has really improved in the last few years. Much more reliable than manual checking.

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Whatever you decide, don't wait too long. If you're within 6 months of expiration, file as soon as possible. NC processing times are usually fast but you don't want to risk any delays.

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Ava Thompson

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Good advice. I'm planning to start the process this week. Thanks everyone for the input - this has been really helpful.

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Good luck! Equipment financing security interests are too important to mess around with.

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One more thing - make sure you're not copying and pasting from a PDF that might have hidden characters. Type the name manually if you have to.

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Dyllan Nantx

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This! I've had weird formatting issues from PDF copy-paste that weren't visible but broke the submission.

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Lim Wong

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Good catch. I was copying from a PDF scan. I'll type it fresh from the charter.

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Just went through this exact thing last month. Turned out the LLC had amended their articles and I was using the old name format. Check the state business registry for any recent changes too.

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Lim Wong

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Smart thinking. I'll check for any recent amendments before I resubmit.

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Anna Xian

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The business registry search is free and shows amendment history. Definitely worth checking.

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Quick question - are you filing this as a regular UCC-1 or is there a fixture component? Restaurant equipment can get tricky if any of it's attached to real estate. NJ has specific requirements for fixture filings that are different from regular UCC-1s.

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Zara Ahmed

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If there's any equipment that's permanently attached or built into the building structure you'll want to consider fixture filing. That requires different forms and gets filed in real estate records too.

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Exactly. Things like built-in ovens, permanent ventilation systems, fixed counters might need fixture treatment. Regular UCC-1 won't perfect your interest in those items.

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Luca Esposito

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Update us when you get it figured out! I've got a NJ filing coming up next month and want to avoid the same headaches. This thread has been super helpful for understanding their current requirements.

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Will definitely post an update once I get through this. Hopefully the name verification and more detailed collateral description will do the trick.

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Nia Thompson

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Same here - bookmarking this thread for reference. The tips about checking original entity documents and using UCC-11 searches are gold.

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