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Aaliyah Reed

Why is FAFSA asking only for student income for my 18-year-old niece but parent income for my 17-year-old daughter?

I'm totally confused about what's happening with our FAFSA applications! My sister filled out the FAFSA for her daughter (who just turned 18) and it only asked about the student's income, completely ignoring parent finances. She's now waiting for some confirmation email to access the parent section. Meanwhile, when my daughter (17) completed her FAFSA application, it immediately jumped to questions about OUR income as parents. Why are they getting such different experiences? Is this an age thing? A glitch in the system? I'm worried one of them is doing something wrong and might miss out on financial aid. Has the 2025-2026 FAFSA process changed somehow? We're both trying to submit before the priority deadlines but now I'm second-guessing everything!

Ella Russell

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This is actually a dependent vs. independent student status issue. The FAFSA treats students differently based on specific criteria, not just age. Your 17-year-old daughter is automatically considered a dependent student (requires parent info). For your niece, since she's 18, check if she accidentally indicated she meets one of the independence criteria - like being married, having children she supports, being a veteran, or being homeless. The system would then skip parent questions. Your sister's daughter needs to go back and check those answers - she probably clicked something wrong since simply being 18 doesn't make her independent for FAFSA purposes.

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Aaliyah Reed

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Thank you! I just texted my sister and she said her daughter DID click that she doesn't live with her parents (she's in a dorm) and that she's "self-supporting" which isn't really true. I guess she misunderstood the questions. So she needs to start over?

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Mohammed Khan

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the exact same thing happened with my son last fall! he checked the wrong box saying he was "not supported by parents" just bc he has a part time job. we had to delete the whole application & start fresh. so frustrating!!!

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Gavin King

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This happens SO OFTEN! My daughter's college financial aid office said this is like their #1 problem with freshmen applications. They click things without understanding the legal definitions.

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Nathan Kim

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The new 2025-2026 FAFSA has actually streamlined the dependency questions, but they can still be confusing. Your niece likely selected one of the independence criteria by mistake. Here's what she needs to do: 1. Log back into StudentAid.gov 2. Select "Make FAFSA Corrections" 3. Navigate to the dependency section 4. Carefully review and correct her answers 5. Continue through until she reaches the parent information section Important: For FAFSA purposes, living in a dorm does NOT make a student independent, and having a part-time job doesn't qualify as "self-supporting" - there are specific income thresholds and documentation requirements for that designation.

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Aaliyah Reed

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I just talked to my sister and she's trying the correction option but getting an error message. Something about the form being "locked for processing" and she can't make changes? Does that mean they have to start over completely?

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I HATE the FAFSA system so much!!! My son had the exact same problem last year and we couldn't just "edit" or "correct" it - we had to completely withdraw the application and start from scratch! And then it took WEEKS to process the new one. By then we almost missed our school's priority deadline which could have cost us thousands in institutional aid. The whole system is designed to trip people up I swear.

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Lucas Turner

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same experience here... the correction option almost never works right. its faster to just trash it and reapply

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Kai Rivera

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Have your sister contact the Federal Student Aid Information Center directly to get this fixed. My daughter had a similar issue and we wasted 2 weeks trying to figure it out ourselves. When we finally reached a FAFSA agent, they unlocked the application and helped us make the corrections in about 15 minutes. The problem is getting through to them - I kept getting disconnected after being on hold forever until I used Claimyr (claimyr.com) to hold my place in line. They have a video demo showing how it works: https://youtu.be/TbC8dZQWYNQ. Saved me hours of frustration and the agent was able to reset the dependency questions for us.

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Aaliyah Reed

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I'll pass this on to my sister - I think at this point she just needs to talk to an actual human who can fix it. It's ridiculous that these forms are so easy to mess up but so hard to correct.

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Anna Stewart

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Financial aid counselor here. To clarify some confusion in this thread: 1. For 2025-2026 FAFSA, a student is considered DEPENDENT unless they meet specific criteria (24+ years old, married, have dependents they support, veteran, etc). 2. Simply being 18 or living in a dorm DOES NOT make a student independent. 3. If an application is "locked for processing," you have two options: - Wait until processing completes (typically 3-5 business days) then make corrections - Contact FSA directly to request they cancel the processing application 4. Your 17-year-old daughter's experience is the CORRECT one for most students. 5. Your niece will almost certainly need to start over with a new application because dependency status errors are fundamental to the calculation. Act quickly - incorrect dependency status will result in an incorrect Student Aid Index (SAI) and potentially much less financial aid than she's eligible for.

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Aaliyah Reed

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Thank you so much for this detailed explanation! My sister decided to contact FSA directly and start fresh rather than wait. One last question - if my niece has to submit a new FAFSA, will she need a new FSA ID or can she use the same one she already created?

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Anna Stewart

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She should use the same FSA ID. Creating multiple FSA IDs can cause verification issues later. When she starts the new application, she'll log in with her existing FSA ID, then select "Start New FAFSA" rather than continuing the incorrect one. Make sure your sister also has her own FSA ID ready for the parent section!

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Gavin King

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Just want to add - make sure both your daughter AND your niece understand that dependency for FAFSA has NOTHING to do with tax dependency! My daughter argued with me because "I file my own taxes" so she thought she was independent for FAFSA. Totally different systems with different rules!

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Mohammed Khan

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wait do they both need to list both parents income? my husband and i file separate taxes & the form only asked for my income not his. is that wrong?

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Anna Stewart

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For the 2025-2026 FAFSA, if the student's legal parents (biological or adoptive) are married to each other, BOTH parents must report income regardless of tax filing status. If parents are separated/divorced, only the parent the student lived with more in the past 12 months (or provides more financial support) needs to report. If that parent is remarried, the step-parent's information is also required.

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Aaliyah Reed

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Update: My sister finally got everything sorted out! She had to withdraw the first application and start a completely new one. My niece now understands she's a dependent student for FAFSA purposes even though she lives on campus. The new application is asking for parent information like it should. Thanks everyone for your help - who knew checking one wrong box could cause so much trouble!

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Ella Russell

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Glad you got it sorted out! Just as a tip for next year - most schools have financial aid workshops in January/February where counselors walk parents and students through the FAFSA application in real time. Might save some headaches for next year's renewal.

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Emma Olsen

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This is such a common mistake! I'm a college admissions counselor and we see this dependency confusion constantly. The key thing to remember is that for FAFSA purposes, almost ALL undergraduate students under 24 are considered dependent regardless of where they live or whether they have jobs. The only exceptions are very specific situations like being married, having children you support more than 50%, being a veteran, or being homeless/at risk of homelessness. Living in a dorm and having a part-time job definitely doesn't qualify as independent! I always tell families to read each question very carefully and when in doubt, assume you're dependent - it's much easier to correct from dependent to independent than the other way around.

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Liam Sullivan

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This is so helpful to know! As someone just starting to navigate this process, I had no idea the dependency rules were so strict. I was actually worried my kid might accidentally check the wrong box too after reading this thread. Do you have any other common mistakes families should watch out for when filling out the FAFSA? It sounds like there are a lot of ways to mess this up without realizing it!

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