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Zara Ahmed

Why did my son get more financial aid than my daughter with same FAFSA - both sophomores?

I am so frustrated with the FAFSA system right now! Both my son and daughter's applications were processed for the upcoming 2025-2026 year, but somehow my son is getting almost $3700 more in financial aid than my daughter even though they'll both be sophomores this fall. Same household income, same parent information, basically identical situations except for different schools. My daughter's SAI came back at 4328 while my son's is 4102. How does that make ANY sense?? I double-checked and I didn't make any mistakes on either application. Is it because he's a male and she's female? Or do different schools just get different amounts? This seems totally unfair and I need to figure out if there's a way to appeal my daughter's package.

StarStrider

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Financial aid packages can differ between siblings for several reasons, even with the same FAFSA info. The schools they attend likely have different funding models, institutional aid policies, and cost of attendance. Your daughter's school might have less institutional funding or different distribution formulas. The slight SAI difference (about $226) might indicate small variations in how you entered information. This isn't a gender issue - it's about individual school resources and policies.

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Zara Ahmed

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But why would the SAI be different at all if I entered the same exact information? I'm their parent and I completed both FAFSAs using the same tax returns and financial data. Shouldn't their SAI numbers match exactly?

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Luca Esposito

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my son got wayyyy more $$$ than my daughter too!! like $5000 more and they both had same stats. daughter was FURIOUS. turns out his school had more institutional grants. daughters school said they "prioritized merit aid over need-based" whatever that means πŸ™„ call your daughters financial aid office!!

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Zara Ahmed

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Thanks for sharing this - that actually makes me feel better knowing we're not the only ones! I'll definitely call her financial aid office tomorrow to ask about their aid distribution policies.

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Nia Thompson

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This is a common source of confusion! The SAI difference of 226 points could be from a few things: 1. **Different contribution from student income** - Even slight differences in their individual earnings or assets can change the SAI 2. **Schools can have different methodologies** - Some schools use the CSS Profile in addition to FAFSA for institutional aid 3. **The actual aid packages** - Remember SAI isn't the final aid amount; schools package aid differently based on their available resources I'd recommend requesting a detailed breakdown of each aid package and specifically ask what methodology they used. Some schools cover 100% of demonstrated need, others might only cover 70-80%.

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Zara Ahmed

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Thank you for explaining this! I didn't realize that their individual incomes could affect it, but my son did work fewer hours last year so that might explain the SAI difference. I'll request those detailed breakdowns.

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When my twins both applied to different schools, we got COMPLETELY different packages too. The school with the higher sticker price actually ended up cheaper after aid! Makes no sense but that's how the system works.

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This is honestly why financial aid is such a nightmare. The whole "don't worry about sticker price, focus on net cost after aid" advice means you can't actually compare costs until AFTER you apply and get accepted. The system is broken.

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Ethan Wilson

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If you want to appeal your daughter's financial aid package, you absolutely can! I went through this exact situation with my kids. The financial aid appeals process varies by school, but generally: 1. Contact the financial aid office directly to ask about their appeals process 2. Prepare documentation showing the discrepancy between siblings' awards 3. Write a formal appeal letter mentioning your son's better package and requesting comparable consideration 4. Be polite but persistent Many schools have special consideration for siblings in college and might adjust the package if you point out the discrepancy.

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Zara Ahmed

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Thank you for this advice! I'll start working on an appeal letter today. Should I mention the specific amount my son received or just that it's significantly higher?

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NeonNova

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Have u tried calling the school???? My cousin had this EXACT PROBLEM and she called like 5 times until someone finally told her there was an "error" in how they calculated her daughters aid. Keep calling!!!

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Zara Ahmed

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I've called twice but kept getting transferred around. Maybe I need to be more persistent. It's so frustrating that you have to call multiple times to get actual help!

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I've been through this with the Federal Student Aid office many times. If you're having trouble getting through on the phone, I highly recommend using Claimyr (claimyr.com). It saved me hours of frustration when dealing with my twins' different aid packages. They'll wait on hold with FSA for you and call you when an agent is on the line. You can see how it works in their video demo: https://youtu.be/TbC8dZQWYNQ This way you can actually speak to someone who can explain why there's a difference in the SAI calculations. In my case, it turned out there was an error in how my daughter's assets were calculated versus my son's.

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Zara Ahmed

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I've never heard of this service before! Thank you for sharing - I've been trying to get through to someone for days. I'll check out the demo video tonight.

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StarStrider

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One important factor that nobody has mentioned yet: did both of your children apply for the exact same financial aid programs? Some grants and scholarships require separate applications beyond just the FAFSA. Your son might have applied for additional institutional aid programs that your daughter didn't.

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Zara Ahmed

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You know what, I think you might be onto something. My son mentioned filling out some additional scholarship form for his engineering program that my daughter might not have done for her business program. I need to check on this!

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Luca Esposito

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My BFF works in financial aid and says people mess up the FAFSA all the time without realizing it!! Like putting a decimal in wrong place or checking wrong box about assets. Tiny mistakes = big $$$ differences

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Zara Ahmed

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That's scary to think about 😱 I was really careful but maybe I did make a small error. I wonder if there's a way to see exactly what I entered for each application to compare them.

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Nia Thompson

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Update us after you speak with both financial aid offices! I'm curious to hear what explanation they provide. If you need help interpreting their responses, many of us here have been through similar situations and can help decode the financial aid jargon.

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Zara Ahmed

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I definitely will! I have appointments with both financial aid offices next week. Thanks to everyone for the helpful advice - I feel much more prepared now.

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Justin Trejo

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I went through something similar with my two kids last year! Here's what I learned from my experience: first, print out both FAFSA forms and go line by line to compare what you entered - sometimes there are subtle differences we don't notice. Second, the schools' cost of attendance calculations can vary significantly, which affects the final aid package even with similar SAIs. Third, definitely appeal your daughter's package - I wrote a letter explaining the sibling discrepancy and my daughter's school actually increased her aid by $2,200! The key is being persistent and providing documentation. Don't give up - the squeaky wheel gets the grease in financial aid!

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This is such helpful advice! I'm definitely going to print out both FAFSA forms and compare them line by line - that's a great idea I hadn't thought of. And hearing that you got an additional $2,200 for your daughter gives me hope that appealing is worth the effort. Did you have to provide any specific documentation beyond just explaining the sibling discrepancy?

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As someone who just went through this exact situation with my twins, I can tell you the difference is likely due to the schools' different funding models and endowments. My daughter's public university had much less institutional aid available compared to my son's private college, even though her SAI was actually lower. The $226 SAI difference could be from small variations in how student assets or income were reported - even a few hundred dollars in a savings account can shift the calculation. Don't assume it's discrimination - focus on the appeal process. I'd recommend calling both schools' financial aid offices on the same day and asking them to walk you through exactly how they calculated the packages. Sometimes just having them re-review the file can uncover errors or additional aid opportunities!

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Amina Bah

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This is really reassuring to hear from someone who just went through the same thing! The point about endowments makes so much sense - I hadn't considered that private vs public schools would have such different funding available. I'm definitely going to call both schools on the same day like you suggested to get them to walk through their calculations. It sounds like there might be hope for getting my daughter's package increased through the appeal process. Thank you for sharing your experience!

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Yuki Ito

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I just went through this exact situation last year with my daughter and son! The frustration is so real. What helped me was creating a spreadsheet comparing not just their FAFSA info, but also each school's Cost of Attendance breakdown, their endowment sizes, and what percentage of need they typically meet. It turned out my son's school had a much larger endowment and met 95% of demonstrated need while my daughter's only met 75%. The SAI difference you mentioned could be from something as small as different reporting of student summer earnings or even how you rounded numbers. I'd also suggest checking if your son's school uses CSS Profile for additional institutional aid - that could explain the gap. When I appealed my daughter's package, I included a comparison chart showing the sibling discrepancy and referenced their school's own published statistics about aid coverage. She ended up getting an additional $1,800! Don't let them brush you off - you have every right to ask for a detailed explanation of how they calculated her package.

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Fidel Carson

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This spreadsheet approach is brilliant! I never thought to compare the schools' endowment sizes and what percentage of need they typically meet - that would really help explain the differences. I'm going to create a similar comparison chart before my appeals meeting. The fact that you got an additional $1,800 for your daughter gives me so much hope! Did you find the endowment and need-meeting statistics on the schools' websites, or did you have to request that information from their financial aid offices?

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Norman Fraser

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I'm new to this community but dealing with a similar situation right now! My twins are applying for next year and I'm already seeing differences in their preliminary aid estimates from different schools. Reading through all these responses has been incredibly helpful - especially the suggestions about comparing FAFSA forms line by line and looking into each school's endowment size and need-meeting percentages. I had no idea that such small differences in student income or assets could create different SAIs. The appeal process sounds like it's definitely worth pursuing based on everyone's success stories here. Thank you all for sharing your experiences - it's giving me a roadmap for when we go through this process!

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Yuki Tanaka

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Welcome to the community! It's great that you're getting ahead of this process with your twins. One thing I learned from reading everyone's experiences here is to keep detailed records of everything - screenshots of aid packages, notes from phone calls, copies of all forms. Since you're seeing differences in preliminary estimates already, you might want to start that spreadsheet comparison now while the process is fresh. Also, don't be discouraged if the first financial aid officer you talk to isn't helpful - sometimes it takes a few calls to get someone who really understands the system. Good luck with your twins' applications!

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Zoe Wang

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I'm dealing with a similar situation right now and this thread has been incredibly eye-opening! My daughter and son both submitted their FAFSAs last month, and I'm already seeing red flags in their preliminary aid estimates. What really struck me from reading everyone's experiences is how much the individual schools' policies and endowments matter - I never realized that two siblings could have such different outcomes even with nearly identical family financial situations. I'm definitely going to implement the spreadsheet comparison approach that several people mentioned, and I love the idea of calling both schools on the same day to get them to walk through their calculations. It's reassuring to know that appeals can actually work - hearing about the $1,800 and $2,200 increases gives me hope that it's worth fighting for. Has anyone had success appealing based on a sibling attending a different school getting better aid, even if the schools are completely different (like public vs private)?

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Diego Mendoza

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Yes, absolutely! I successfully appealed my daughter's aid package by specifically referencing that her brother was getting better aid at a different school (his was private, hers was public). The key is framing it as a family financial hardship issue rather than asking them to match another school's offer exactly. In my appeal letter, I explained that the significant difference between siblings' packages was creating an unfair burden on our family finances and asked them to reconsider her aid within their available resources. I didn't ask them to match the private school's offer dollar-for-dollar, but I did provide the comparison to show the disparity. Her public university actually came back with an additional $1,500 in institutional grants! The financial aid officer told me that sibling comparisons are considered "special circumstances" that they can factor into their review process. Just make sure to be respectful and focus on your family's need rather than demanding they match the other school.

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Sophia Nguyen

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I'm a financial aid counselor and see this situation frequently! The $226 SAI difference is actually pretty typical between siblings and could stem from several factors: different student earnings (even $100 difference in work-study or summer jobs affects the calculation), slight variations in how assets were reported, or even different enrollment statuses at the time of filing. More importantly, the $3,700 aid difference is likely due to institutional factors - your son's school probably has different aid formulas, endowment resources, or cost of attendance calculations. I'd recommend requesting a "Professional Judgment Review" from your daughter's school rather than a standard appeal - this specifically allows them to consider family circumstances like having multiple children in college. Also ask both schools for their "Common Data Set" which shows exactly what percentage of demonstrated need they typically meet. This will give you concrete data to reference in your appeal!

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Yara Haddad

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This is incredibly helpful coming from someone who works in financial aid! I had no idea there was a specific "Professional Judgment Review" process - that sounds much more targeted than a general appeal. The point about requesting the Common Data Set is brilliant too - having those concrete percentages of demonstrated need coverage will definitely strengthen my case. I'm curious about the enrollment status factor you mentioned - both my kids were listed as continuing students when I filed, but could there have been some difference in how their schools reported their status that might affect the SAI calculation? Also, when requesting the Professional Judgment Review, should I mention both the sibling disparity and ask them to consider our family's situation with multiple kids in college, or focus on just one aspect?

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As a newcomer to this community, I'm amazed by how helpful everyone's responses have been! I'm actually facing a very similar situation with my own kids - my daughter's aid package came in significantly lower than her twin brother's, even though we filed identical FAFSA information. Reading through all these experiences has been so educational. I had no idea that factors like endowment size, institutional aid policies, and even tiny differences in student earnings could create such disparities. The suggestion about using Claimyr to get through to FSA on the phone sounds like a game-changer - I've been on hold for hours trying to get answers! I'm definitely going to try the line-by-line FAFSA comparison and create that spreadsheet comparing the schools' aid statistics. It's encouraging to hear so many success stories about appeals - especially knowing that increases of $1,500-$2,200 are possible. Thank you all for sharing your knowledge and giving those of us new to this process a roadmap to follow!

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Welcome to the community! Your situation sounds exactly like what many of us have been through. I just wanted to add that when you do that line-by-line FAFSA comparison, pay special attention to any questions about student assets or income - even small amounts in savings accounts or slight differences in work earnings can create those SAI variations. Also, when you call the schools, don't be afraid to ask to speak to a supervisor if the first person you talk to doesn't seem knowledgeable about sibling situations. Some financial aid staff are more experienced with these complex cases than others. The spreadsheet approach really does work - it shows you're serious and well-prepared, which financial aid offices tend to respect. Keep us posted on how your appeals go!

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Caleb Bell

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I'm new to this community but going through the exact same frustrating situation! My twins are juniors now and we just got their aid packages - one got $4,200 more than the other despite identical FAFSA info. Reading through everyone's experiences here has been incredibly eye-opening, especially learning about how different schools' endowments and aid policies can create such huge disparities. I had no idea about the Professional Judgment Review process that Sophia mentioned - that sounds way more specific than just doing a general appeal. The spreadsheet comparison idea is genius too. I'm definitely going to try the Claimyr service to actually get through to someone at FSA about the SAI differences. It's so encouraging to hear about everyone's success stories with appeals - knowing that $1,500-$2,200 increases are possible gives me hope! Thank you all for sharing your knowledge and creating such a supportive community for parents navigating this confusing system.

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Amara Okafor

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Welcome to the community! It's so frustrating when you're dealing with twins and identical situations but getting completely different outcomes. Your $4,200 difference is even bigger than what I experienced! I'm glad you found all the advice here helpful - this community has been a lifesaver for me. The Professional Judgment Review process that Sophia mentioned really is the way to go rather than just a standard appeal. When you do your line-by-line FAFSA comparison, definitely look for any tiny differences in how student assets or work income were reported - sometimes we think we entered identical info but there might be small variations. Also, when you create that spreadsheet comparing the schools' aid policies, try to find their Common Data Set information online - it shows exactly what percentage of demonstrated need each school typically meets. That data will be super helpful in your appeal. Good luck and keep us posted on how it goes!

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Tasia Synder

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I'm new here but going through this exact nightmare right now! Just got my twins' aid packages yesterday and I'm seeing a $2,900 difference even though I used the exact same financial information for both FAFSAs. Reading through everyone's experiences has been so helpful - I had no idea that things like endowment sizes and institutional aid policies could create such huge disparities between siblings. The suggestion about doing a line-by-line FAFSA comparison is brilliant, and I'm definitely going to try that Claimyr service to actually get through to FSA without waiting on hold forever. It's really encouraging to see so many success stories with appeals - hearing about people getting $1,500-$2,200 increases gives me hope that fighting for this is worth it. Thank you all for sharing your knowledge and creating such a supportive space for parents dealing with this confusing system!

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Mateo Lopez

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Welcome to the community! Your $2,900 difference is definitely significant and worth fighting for. I'm also new here but have been learning so much from everyone's experiences. One thing that really stood out to me from reading all these responses is how important it is to be persistent - several people mentioned having to call multiple times or ask to speak to supervisors to get real help. The Professional Judgment Review process that Sophia mentioned sounds like the most targeted approach rather than just a general appeal. I'm planning to create that spreadsheet comparing endowments and need-meeting percentages for my own situation. It sounds like having concrete data really helps strengthen your case when you're asking for reconsideration. Good luck with your appeal process - hopefully we'll both have success stories to share soon!

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