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Angelina Farar

Which tax year does FAFSA use for Fall 2025 applications?

Hey everyone, I'm getting ready to help my son apply for college for Fall 2025. We're first-timers with FAFSA and I'm confused about which tax year they'll be looking at for income reporting. I've heard they changed the system recently? Is it still 2 years prior to enrollment or has that changed with the new FAFSA? We had some major income changes in 2023 vs 2024, so knowing which year matters a lot for our situation. Thanks for any help!

For Fall 2025 enrollment, the FAFSA will be looking at the 2023 tax year information (so your 2023 tax returns). This is part of the prior-prior year system they use - always 2 years before the fall enrollment date. Even with the FAFSA Simplification changes, they've kept this timeline the same. So for the 2025-2026 academic year, you'll report your 2023 income on the FAFSA application.

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Thank you! That's disappointing to hear since 2023 was a much higher income year for us than 2024. Is there any way to have them consider our 2024 income instead? We had about a 40% drop in household income.

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its always the year b4 the year b4. so for 2025 its gonna be 2023 taxes. they dont care if ur income changed they just want the 2023 info

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This isn't exactly right. If your income changes significantly (like job loss or major reduction), you can request what's called a "Professional Judgment" review from the individual financial aid offices after you get your aid offers. It's not automatic though.

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I just went through this with my daughter. For Fall 2025, you'll use 2023 taxes BUT if your income dropped significantly in 2024, you can file something called a "special circumstances" form AFTER you submit the FAFSA. You do the regular FAFSA with 2023 data first, then contact each school's financial aid office separately to explain your situation. Each school handles it differently - some were super helpful while others basically ignored us. Prepare documentation for the income drop!

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This is really helpful, thank you! I'll definitely get documentation ready about our income change. Did your daughter get better offers after you submitted the special circumstances forms?

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Yes, two schools increased her aid packages significantly - one added $6,500 in grants and another added $4,300. But three schools didn't adjust anything. Really depends on the school's policies and available funds. Definitely worth trying though!

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OMG the FAFSA system is SUCH A JOKE! They pretend to care about your "actual financial situation" but then use outdated tax info that has NOTHING to do with your current reality!!! My husband lost his job in 2024 and we told FIVE different schools about it with their "special circumstances" forms and GUESS WHAT? Only ONE school actually adjusted our aid. The whole system is designed to DENY you money!!

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While I understand your frustration, there are legitimate reasons for the prior-prior year system. It allows the FAFSA to open earlier, giving families more time to plan. Schools don't have unlimited funds for adjustments, so they prioritize the most severe cases. Professional Judgment reviews aren't guaranteed - they're at each school's discretion based on their policies and available funding.

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Just went through this whole process. Yes, it's 2023 tax info for Fall 2025. But here's what saved us: I couldn't get through to anyone at Federal Student Aid to verify how our income change would be handled after filing the FAFSA. Kept getting disconnected or waiting for hours. Found this service called Claimyr (claimyr.com) that got me connected to an FSA agent in about 10 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent explained exactly how to document our income change and which forms each school would need. Totally worth it because different schools handled our situation completely differently.

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Thanks for the tip! I've been trying to get through to FSA for days with no luck. I'll check this out.

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does this actually work?? i tried calling FSA like 15 times and they just disconnect me every single time!

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Yes, it worked for me - got through in about 8 minutes. The agent walked me through exactly what documentation we needed for the special circumstances forms that each school required. Made a huge difference in getting our income change considered properly.

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one thing nobody mentioned is tht if ur kid applies to fancy private schools they also make u fill out the CSS Profile which asks for more financial info than FAFSA. some schools look at home equity and stuff FAFSA doesnt care about

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Oh great, another form to fill out! Does the CSS Profile use the same tax year as FAFSA or do they want different years?

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Yes, CSS Profile uses the same 2023 tax year information for Fall 2025 enrollment. But you're right that it's much more detailed and asks about assets that FAFSA doesn't consider, like home equity and small business assets. Not all schools require it - mostly private colleges and some competitive public universities.

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When I was helping my sister with this, we had a similar income change situation. Remember that the special circumstances review is completely separate from your initial FAFSA filing. Some key points: 1. You MUST file FAFSA with 2023 tax data first 2. SAI score will be calculated using that 2023 data 3. After FAFSA is processed, contact each school individually about their professional judgment/special circumstances process 4. Each school requires different documentation and has different deadlines! 5. Some schools will want your complete 2024 tax returns, so have those ready Also, start this process early! Some schools run out of additional aid funds by late spring.

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This is really helpful! I'll make sure to have all our 2024 tax documents ready to go as soon as we file. Did your sister have success with the special circumstances reviews?

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Yes, three of the five schools she applied to adjusted her aid packages. The largest adjustment came from the school that initially offered the least aid, ironically. The financial aid officer told me they set aside a specific pool of funds just for these situations.

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i remember when i was applying to college back in 2019 and my dad lost his job after they already filed the fafsa and it was SUCH a pain to get anyone to update our info!!! took forever and half the schools were like "sorry nothing we can do" which is BS!!!!!

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Financial aid professional here. For Fall 2025, the FAFSA will use 2023 tax information. This is consistent with the prior-prior year model that's been in place since 2017. Regarding your income change: After submitting your FAFSA, you should request a "Professional Judgment" review (sometimes called "Special Circumstances" or "Income Adjustment" review) from each college's financial aid office. This is not done through FAFSA but directly with each school. Important things to know: - Each school has different forms, requirements, and deadlines - Documentation is critical (tax returns, layoff notices, income statements) - Schools have limited PJ funds, so apply early - Some schools are more generous with adjustments than others - The review is entirely at each school's discretion Start by completing the FAFSA as soon as it opens (December 2024 for the 2025-2026 year), then immediately contact each school about their PJ process.

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Thank you for such detailed information! When you say "apply early" for the Professional Judgment review, should we wait until we receive initial financial aid offers or should we contact schools right after submitting FAFSA?

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Great question. Most schools want you to wait until you receive your initial aid offer before submitting the PJ request, but it's wise to contact them immediately after FAFSA submission to: 1) alert them that you'll be requesting a review, 2) find out their specific process and deadlines, and 3) start gathering the required documentation. Some competitive schools actually have priority deadlines for PJ reviews, and requesting early can put you in a better position while their discretionary funds are still available.

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As a newcomer to FAFSA, I want to thank everyone for this incredibly helpful discussion! I'm in a similar situation preparing for my daughter's Fall 2025 applications, and the clarity about using 2023 tax information is exactly what I needed. The information about Professional Judgment reviews is particularly valuable - I had no idea this was even an option. It sounds like the key is to be proactive and organized with documentation. For those of us dealing with income changes, it seems like having 2024 tax returns ready early and contacting each school's financial aid office immediately after FAFSA submission could make a real difference. One quick question: For families who experienced income changes due to retirement or career transitions (not job loss), would the Professional Judgment process work the same way? My spouse retired in early 2024, so our 2024 income is significantly different from 2023.

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Yes, retirement absolutely qualifies for Professional Judgment reviews! Career transitions like retirement are actually one of the most common reasons schools approve income adjustments. The process works exactly the same way - you'll need documentation like your spouse's retirement paperwork, final pay stubs, and your complete 2024 tax returns once filed. Many schools are very understanding about retirement situations since it's a planned life change that significantly impacts family finances. Just make sure to emphasize that this is a permanent change in income, not temporary. Good luck with your daughter's applications!

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As someone new to this community and the FAFSA process, I'm amazed by how helpful everyone has been in this thread! I'm also preparing for Fall 2025 applications and had the same confusion about tax years. Reading through all these responses, it's clear that while the system uses 2023 tax information, there's real hope for families with income changes through the Professional Judgment process. What strikes me most is how much the process varies by school - it sounds like applying to a mix of schools and being prepared with documentation could really pay off. I'm curious - for those who have been through this process, what was the most important piece of documentation that helped your case? I'm trying to get organized early and want to make sure I'm focusing on the right paperwork when the time comes to submit those special circumstances forms. Thank you all for sharing your experiences - this community is incredibly valuable for navigating such a complex process!

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Welcome to the community! As another newcomer who's been learning so much from this thread, I wanted to share what I've gathered about documentation from everyone's experiences here. From what I've read, the most impactful documents seem to be: 1) Complete 2024 tax returns (once filed), 2) Official termination/layoff notices or retirement paperwork, 3) Current pay stubs showing the ongoing income level, and 4) A clear letter explaining the circumstances and why the change is permanent. It sounds like being thorough and organized really matters - schools want to see the full picture of your situation. I'm planning to create a documentation packet for each school since they all have different requirements. Thanks for asking this question - it's helping me think through my own preparation!

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