FAFSA won't accept spouse's tax info when filing separately - help!
I'm about to throw my laptop out the window! Been working on our FAFSA application for 3 days and hitting a brick wall with my husband's contributor information. We file our taxes separately (MFS status) and the system just refuses to let either of us input his tax information. I managed to get through the entire form once, but then it wouldn't let him electronically sign it! In frustration, I deleted everything and started over - BIG MISTAKE. Now I can't even get back to where I was before. The system keeps giving me an error when I try to add his W-2 information or AGI. Then when I try to have him log in with his FSA ID to complete his part, it says "information cannot be edited by this contributor." WHAT DOES THAT EVEN MEAN?? Our daughter is starting college next fall and we need this FAFSA processed ASAP for her scholarship applications. Has anyone dealt with this married-filing-separately nightmare? Is there some special trick to make the system accept his information?
18 comments


Aisha Abdullah
same happened 2 me last week! the FAFSA site is a disaster this year lol
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Mateo Rodriguez
•Did you find any solution? I'm seriously panicking because our daughter's school has an aid deadline in 3 weeks!
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Ethan Wilson
This is a known issue with the new FAFSA system when dealing with married filing separately status. First, STOP deleting your application - that resets the 72-hour processing period each time. Here's what you need to do: 1. Log in with YOUR FSA ID only (not your spouse's) 2. Complete all YOUR information first and save it 3. Wait 24 hours (yes, really) before trying to add your spouse as a contributor 4. When adding your spouse, make sure you're using his exact legal name as it appears on his tax return 5. For MFS filers, your spouse needs to manually enter his AGI - the IRS Data Retrieval Tool often fails with this filing status The "information cannot be edited by this contributor" error typically means the system has locked that section temporarily due to a processing issue. Waiting 24-48 hours often resolves it.
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Mateo Rodriguez
•Thank you so much for these detailed steps! I had no idea about the 72-hour reset - that explains a lot. I'll stop panicking and trying to fix everything immediately. Quick question though - when adding him as a contributor, should I be using his email or mine? The system kept sending verification codes to my email even though I entered his.
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NeonNova
the whole system is rigged anyway. doesn't matter what u do they'll give u a crazy high SAI even with married filing separately. we did everything right last year and still got almost no aid. good luck!
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Ethan Wilson
•While the SAI calculations can be frustrating, filing status itself doesn't necessarily increase your SAI. The system looks at total household income regardless of filing status. The benefit of MFS is usually for income-driven repayment plans for existing loans, not for the initial FAFSA determination.
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Yuki Tanaka
I worked through this exact issue with my clients recently. The MFS status creates a specific workflow in the new FAFSA system that's not well documented. Beyond what was already suggested, here are some technical details that might help: 1. For MFS filers, each spouse needs their OWN FSA ID - make sure your husband has created his separately 2. The system expects tax info in a specific order: first your AGI, then W-2s, then your spouse's AGI, then their W-2s 3. There's actually a 3-day waiting period after adding a contributor before they can fully access the form 4. If you're getting the "cannot be edited" error, check if there's a small "Request Access" button somewhere on his contributor page Also, many people miss that with MFS, you both need to input student loan interest separately if applicable, and education credits don't transfer between spouses.
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Mateo Rodriguez
•I didn't know about the 3-day waiting period after adding him as a contributor! That explains why it kept failing when he tried to log in immediately after I sent the invitation. And yes, he does have his own FSA ID. We'll try again with this proper sequence. Thank you!
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Carmen Diaz
Having the same problem but mine was even weirder. My husband could log in but then it kept saying he was trying to edit MY information not his own?? I've been trying to call the Federal Student Aid hotline for DAYS but they disconnect me after 2+ hours on hold every time. This is so ridiculous, we just need to submit this for our son's college applications. The old FAFSA never had these problems!
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Andre Laurent
•If you're having trouble getting through to Federal Student Aid, you might want to check out Claimyr.com - I was able to get through to an agent in under 30 minutes after weeks of failed attempts. They basically hold your place in line and call you when an agent is available. Saved me tons of time with my FAFSA verification issues. They have a demo video at https://youtu.be/TbC8dZQWYNQ that shows how it works. Worth it for the peace of mind alone.
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Emily Jackson
Just wanted to add that I'm going through the EXACT same issue with my wife's information. We also file separately, and I wonder if this is a bug in the new system. Has anyone actually successfully submitted with MFS status this year???
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Ethan Wilson
•Yes, I've helped several students with MFS parents complete their applications. The key is patience with the system - there are processing delays between steps that aren't clearly indicated. Follow the sequence I outlined above, and don't try to rush through everything in one sitting.
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Mateo Rodriguez
UPDATE: I followed the advice about waiting 24 hours after entering my information, then added my husband as a contributor using his exact legal name. We waited 3 full days before he tried to log in and IT WORKED! He was able to add his tax information successfully. Now we're waiting for the final processing before we can sign. Thank you all so much for your help! The system is so frustrating but at least we're making progress.
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Yuki Tanaka
•Great to hear! One final tip: after both of you have signed, there's another 3-7 day processing period before your SAI is calculated. Don't panic if it doesn't show up immediately. Also, make sure to check the actual status on studentaid.gov rather than relying on email notifications, as those can be delayed or filtered as spam.
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NeonNova
maybe the government designed it this way on purpose to discourage people from filing for aid lol. worked on me, i gave up after 2 weeks last year
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Mateo Rodriguez
•I've definitely had that thought too! But we really need this aid for our daughter so I'm pushing through the frustration. Seems crazy that something so important would be this difficult to complete.
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Aisha Abdullah
does ur spouse have a different last name? my husband and i have different last names and thats what was causing our issues for some reason
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Mateo Rodriguez
•No, we have the same last name. But that's interesting - I wonder if the system has issues with name matching generally. The whole thing seems so fragile!
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