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Sara Unger

FAFSA timing for 2025 high school grad - Can I list colleges before applications?

My daughter's finishing her junior year next month and graduates high school in 2025. I'm trying to figure out the timing between FAFSA and college applications. I know we need to fill out the FAFSA starting in October, but she won't have applied to any colleges by then! Can I still complete the FAFSA and list colleges she's interested in before she's actually submitted applications? I'm so confused about how this timeline is supposed to work - do colleges match up her application with her FAFSA later? Or should we wait until she's applied to schools before filing the FAFSA? I don't want to mess this up and cost her financial aid opportunities!

Yes, you can absolutely list colleges on the FAFSA before your daughter has applied to them! In fact, this is the normal process. When you complete the FAFSA in October 2024, you'll list all the schools she's considering applying to. The FAFSA will send her financial information to those schools, and then when she applies to the colleges later (usually November-January), they'll match her application with the FAFSA information they already received. This is actually ideal because many schools have priority financial aid deadlines that are earlier than their application deadlines. Getting the FAFSA done early ensures she'll be considered for the maximum aid possible. You can list up to 10 schools initially, and you can always add more schools later if needed.

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Sara Unger

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Thank you so much! This is such a relief. I was worried we'd have to rush through college applications before October. So if I understand correctly, we should: 1. Complete FAFSA in October 2024 2. List ALL schools she's considering (up to 10) 3. She applies to colleges Nov-Jan 4. Schools match her application with the FAFSA we already submitted Is there any downside to listing schools she ultimately doesn't apply to? And is there a way to add more than 10 schools if needed?

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Freya Ross

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The previous commenter is right - you absolutely list potential schools before applying. Just want to add that for the 2025-2026 school year, the FAFSA becomes available on December 1, 2024 (not October). This is different from previous years when it opened October 1. The Department of Education made this change starting with the 2024-2025 FAFSA. Also, make sure you understand that colleges will be able to see all the other colleges you listed on the FAFSA, so some people suggest being strategic about the order. Some say list your top choice first (though officially FSA says order doesn't matter for federal aid).

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Leslie Parker

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wait i thought FAFSA opens in October??? did they change it?? I'm so confused about all this stuff 😩

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Freya Ross

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Yes, they changed it! For many years the FAFSA opened October 1st, but starting with the 2024-2025 form (which opened December 1, 2023), the new timeline is December 1st. So for your daughter (class of 2025), you'll complete the 2025-2026 FAFSA starting December 1, 2024.

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Sergio Neal

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THEY MADE THE FAFSA SO MUCH WORSE!!!! I filed for my son this year (2024 grad) and it was a NIGHTMARE. They changed everything and the website kept crashing and then we got an error about my husband's "contributor" account and had to call FSA over and over for WEEKS. Nobody could help!!! The hold times were like 2+ hours every time and half the time we got disconnected. My advice? Start trying to create your FSA ID accounts for both you and your spouse NOW (both parents need IDs if married) because that process can take weeks if there are ANY issues. DO NOT wait until December!

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Sara Unger

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Oh no, that sounds awful! I didn't realize both parents need FSA IDs now. My husband travels internationally for work and sometimes doesn't have reliable internet access. Should I be worried about that causing problems? This sounds way more complicated than when I did FAFSA for my older son years ago.

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Sergio Neal

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YES be worried!!! Both parents (if married) have to create separate FSA ID accounts as "contributors" and then verify email, phone, etc. Then you both have to log in separately and complete sections AND agree to transfer tax info from IRS. If ANY step has problems it can delay everything. My husband had an old email on file from like 10 years ago and it caused WEEKS of problems!!

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When I went through this with my son last year, I found using Claimyr really helpful for getting through to FAFSA agents when we had issues with our application. The website claimyr.com basically holds your place in line and calls you when an agent is available. Saved us hours of waiting on hold. They have a video demo that explains it better than I can: https://youtu.be/TbC8dZQWYNQ Regarding your timeline question, here's what worked for us: 1. Created FSA IDs in summer before senior year 2. Filed FAFSA in early December (first day it opened) 3. Listed 10 potential schools 4. Added more schools later after my son decided on additional applications The colleges all received his information automatically once he applied, even the ones we added later.

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Leslie Parker

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does that claimyr thing actually work? the wait times to talk to fafsa ppl are INSANE

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It worked great for us. We tried calling normally and gave up after waiting over an hour. With Claimyr, we got a call back in about 45 minutes and were connected directly to an agent. We used it twice - once for the contributor account issue and once to add more schools. Both times it saved us from the endless hold music!

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Juan Moreno

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i submitted fafsa before appling to any schools last year and it was fine lol. but u should check each college's financial aid website bc some have extra forms besides fafsa like the css profile for private schools and that has different deadlines. also the SAI is different from the old EFC and some ppl are getting confused about that part

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Sara Unger

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Thank you! What's SAI? And is CSS Profile something different we need to fill out? My daughter is considering some private colleges so I want to make sure we do everything correctly.

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SAI stands for Student Aid Index - it replaced the old EFC (Expected Family Contribution) on the FAFSA. It's a number that helps schools determine your financial need. The CSS Profile is a separate financial aid application required by many private colleges in addition to the FAFSA. It's more detailed and costs money to submit (though fee waivers are available). Each school sets its own CSS deadline, but it's usually between December and February of senior year. Unlike FAFSA, you can only submit the CSS Profile to schools your daughter is actually applying to.

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Amy Fleming

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My twins are graduating in 2025 too. Their college counselor told us to attend a FAFSA workshop in September (school is hosting one) because the new version has so many changes. Maybe check if your daughter's school offers something similar? Also wondering about the 10 school limit - what happens if your kid is applying to more than 10 schools?

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Freya Ross

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If your child is applying to more than 10 schools, you can add more colleges later by: 1. Logging back into FAFSA.gov after your initial submission 2. Choose "Make FAFSA Corrections" 3. Delete some of the original schools and add new ones 4. Submit the corrected form The schools you removed will still have received your information. Alternatively, you can also contact the financial aid office at additional schools and provide them with your FAFSA confirmation number to ensure they access your information.

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Sara Unger

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Thank you all SO much! This has been incredibly helpful. I'm going to check if my daughter's school offers a FAFSA workshop like someone mentioned. I'll definitely set up our FSA IDs this summer so we're prepared when the FAFSA opens in December. I'm relieved to know we can list schools before she applies - that was really confusing me. Sounds like the best approach is to get the FAFSA done early in December. Now I need to research which schools require the CSS Profile too!

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You're welcome! One more tip: make sure you and your spouse both have separate email addresses and phone numbers for your FSA IDs. Many problems in the new system happened when parents tried to use the same contact information. Also, write down your FSA ID information somewhere secure - you'll need it every year you have a child in college.

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