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Emily Nguyen-Smith

FAFSA showing granddaughter as 'independent student' when I'm her legal guardian - did we mess up?

I'm completely confused about my granddaughter's FAFSA application. My wife and I are raising her (we have legal guardianship), but when she started filling out the 2025-2026 FAFSA, it somehow classified her as an 'independent student' and never asked for our information as her guardians. I thought legal guardians were supposed to be treated like parents on the FAFSA? She's only 18 and definitely dependent on us financially. Did she answer something wrong during the application process? Will this mess up her financial aid? We're worried she'll miss out on aid she should be eligible for if the system doesn't consider our household income and situation correctly.

James Johnson

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she probably checked the wrong box somewhere. my kid did that too. tell her to go back and look at the dependency questions cuz theres like 10 of them and if u say yes to any of them it makes u independent

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Thank you! Do you remember which specific question might have caused this? I'm going to sit down with her tonight to review it.

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This is actually a common issue with legal guardianship situations on the FAFSA. The system is designed to identify legal guardianship as a potential qualifier for independent student status. There's a specific question that asks: "Does someone other than your parent or stepparent have legal guardianship of you, as determined by a court?" If she answered "Yes" to this, the system would classify her as independent. However, this question is specifically referring to court-appointed guardianship that was determined when the student was an older minor, not from birth or early childhood. If you and your wife have raised her since she was young, she should answer "No" to this question and then list you as her parents (the FAFSA considers legal guardians who've raised a student as parents for financial aid purposes).

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This makes so much sense now! Yes, we've had guardianship since she was 12. I thought that meant we SHOULD be counted as parents, not that it would make her independent. We'll correct this right away. Thank you for the clear explanation!

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Mia Green

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The same thing happened with my nephew!! The FAFSA is so confusing sometimes. Just call them and fix it, but prepare to wait on hold FOREVER.

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Emma Bianchi

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lol calling FAFSA is the WORST!! i tried to call them about my sister's application last month and gave up after being on hold for 2 hours

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I had this exact problem when I was filing my FAFSA last year! It's definitely that guardianship question that's causing it. I ended up having to restart my entire application because I couldn't figure out how to change my dependency status after I had answered wrong. So frustrating!

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Oh no, I hope we don't have to start over completely! Did restarting fix the issue for you? Did you get the correct aid amount after fixing it?

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If you need to reach the Federal Student Aid helpline without the typical hours-long wait, try using Claimyr.com. I was dealing with a similar guardianship classification issue with my nephew's FAFSA, and they got me connected to a real FSA agent in under 15 minutes who fixed it all. They have a good video demo that explains how it works: https://youtu.be/TbC8dZQWYNQ. Saved me a ton of frustration and my nephew's application got processed correctly.

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Mia Green

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does it actually work tho?? i've tried calling the student aid line like 5 times about my fafsa and NEVER got through

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Yes, it worked for me! The FSA agent I spoke with was able to look at my nephew's application and walk me through exactly what needed to be fixed. They confirmed that guardian situations often trigger the independent status incorrectly.

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Charlie Yang

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This is actually a really important issue to fix! If she gets incorrectly classified as independent, her SAI (Student Aid Index) calculation will ONLY look at her income/assets, which might seem good initially since she probably doesn't have much. But she could miss out on significant aid that factors in household size and other elements of your financial situation. Independent students often get less grant aid overall, especially if she would have qualified for need-based grants based on your household income. Definitely worth correcting before submission!

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That's exactly what we're worried about! We don't have a high income, so she should qualify for need-based aid. I'm going to make sure we fix this tonight.

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James Johnson

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btw u can edit the fafsa after its submitted so dont freak out if u already sent it in u have like 3 days to fix mistakes

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Actually, you can make corrections to the FAFSA until the application deadline for that academic year! It's not just 3 days. But the sooner you correct it, the faster her aid will be processed correctly.

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Grace Patel

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DID YOUR GRANDDAUGHTER CHECK THE QUESTIONS ABOUT BEING IN FOSTER CARE??? THAT AUTOMATICALLY MAKES STUDENTS INDEPENDENT TOO!! The system is SO BROKEN for non-traditional families!! My daughter had to appeal her status THREE TIMES at her college financial aid office because of similar issues. 😡😡😡

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I don't think she's checked anything about foster care, but I'll make sure to look at all those questions when we review it tonight. Sorry you had such a difficult experience with your daughter's situation!

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One more important thing - after you correct the application, make sure to save a PDF copy of the confirmation page and the SAI results. If there are any issues later, you'll want documentation showing you properly classified her as dependent with you as guardians serving in the parent role. Also, be aware that her college's financial aid office might request additional documentation of your guardianship, so have those court documents ready.

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That's excellent advice! I'll definitely save all the documentation. We have all the court paperwork from when we established guardianship, so I'll make copies of that too. Thank you so much for your help!

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As someone new to this community, I just wanted to say how helpful this thread has been! My sister is going through a similar situation with her foster daughter who she's now the legal guardian of. Reading through all these responses has given us a roadmap for fixing the FAFSA dependency status issue. It's so reassuring to see a community where people actually help each other navigate these confusing financial aid processes. Thank you to everyone who shared their experiences and solutions!

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Holly Lascelles

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Welcome to the community, Anastasia! I'm glad this thread could help you and your sister navigate this tricky situation. It really is confusing when legal guardianship gets mixed up with the FAFSA dependency questions. Make sure your sister looks carefully at that specific guardianship question that Sophia mentioned earlier - that seems to be the main culprit in these cases. Good luck with your foster daughter's application!

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