FAFSA residency dispute after living in-state for a year - dependent status causing problems
I'm so frustrated with my college's financial aid office! I moved from Nevada to Michigan last year to live with my aunt after some family issues. She's been claiming me as a dependent on her taxes, and I've been living with her continuously for 13 months now. I have a Michigan driver's license, registered to vote here, and even have utility bills in my name at her address. But the university is STILL classifying me as out-of-state for tuition purposes, which means my FAFSA aid package is way less than I expected. They're saying I need to establish "intent to remain" in Michigan, whatever that means. The difference is almost $18,000 per year! I submitted a residency reclassification appeal with all my documentation, but it was denied. The financial aid counselor just keeps quoting policy about "dependent students following the residency of their custodial parent" - but my aunt IS my guardian now. Has anyone successfully challenged a residency determination for FAFSA? What documents actually work? I'm desperate and might have to drop out if I can't get this fixed.
20 comments


Jasmine Hancock
You're running into the classic FAFSA dependency status issue. For financial aid purposes, living with your aunt and her claiming you as a tax dependent doesn't automatically make her your "parent" or "legal guardian" in the eyes of FAFSA. What you need to do is file a Dependency Override appeal directly with your school's financial aid office. This requires documentation of your unusual circumstances. They'll need legal papers showing your aunt's guardianship or court documents explaining why you can't live with your biological parents. Without the dependency override, FAFSA will still consider your biological parents' state of residence as your residency for tuition purposes, regardless of how long you've lived in Michigan.
0 coins
James Maki
•Thank you for explaining this! The financial aid office never mentioned a Dependency Override appeal - they just kept talking about residency requirements. Is this a separate form I need to fill out? Will it actually change my residency status or just my dependency status on the FAFSA?
0 coins
Cole Roush
this happened 2 me last yr. total bs. they wont change it no matter what u show them trust me i tried everything. ended up taking out massive loans ðŸ˜
0 coins
James Maki
•That's exactly what I'm afraid of. Did you try the Dependency Override thing the other person mentioned? I can't afford those extra loan amounts for 4 years...
0 coins
Scarlett Forster
I successfully navigated this exact situation. The key is understanding that FAFSA residency and state tuition residency are determined by different criteria, which is why you're getting confused responses. For FAFSA purposes, your dependency status determines whose income is considered, not your state residency. For tuition purposes, each state has their own residency requirements that usually include: 1. 12+ months of physical presence (which you have) 2. Intent to remain in the state (driver's license, voter registration help) 3. Financial independence OR being claimed by an in-state resident The issue is likely that your aunt isn't considered your legal guardian for tuition purposes even if she claims you as a tax dependent. Here's what worked for me: 1. Request the specific written policy for dependency exceptions from your school 2. File for a "Special Circumstances Review" (might be called something else at your school) 3. Get an official letter from your previous state showing you've surrendered residency there 4. Have your aunt sign an affidavit of support showing she provides more than 50% of your financial support Don't give up - this is absolutely appealable if you target the right policies!
0 coins
James Maki
•This is incredibly helpful, thank you! I didn't realize there was a difference between FAFSA residency and tuition residency. I'll ask specifically about a "Special Circumstances Review" and the affidavit of support. I never thought about getting documentation from Nevada showing I've surrendered residency there - that's brilliant.
0 coins
Arnav Bengali
Quick question - did your parents file FAFSA with you listed as their dependent from Nevada? Because that would definitely cause the conflict the school is seeing.
0 coins
James Maki
•Oh my gosh, I think that might be exactly what happened. My dad did file his taxes in Nevada and probably claimed me still, even though I've been living with my aunt who also claimed me. That could be causing the confusion with my FAFSA!
0 coins
Sayid Hassan
One thing nobody mentioned is that you can actually call the Federal Student Aid people directly to get this sorted. I was on hold for HOURS trying to reach someone about my dependency status issue, but once I found Claimyr.com everything changed. They got me connected to an actual FSA agent in like 10 minutes who explained exactly what forms I needed for my situation. Check out their demo video if you're curious: https://youtu.be/TbC8dZQWYNQ The FSA agent told me things my school's financial aid office didn't even know about handling unusual dependency situations. Definitely worth talking directly to the source on this one.
0 coins
Arnav Bengali
•Does this actually work? I've literally never been able to get through to anyone at FSA when I call...
0 coins
Sayid Hassan
•Yeah it actually does! I was super skeptical too but was desperate after waiting on hold for 3+ hours. They connect you to a real person who can look up your specific FAFSA situation and tell you exactly what to do.
0 coins
Rachel Tao
Your situation is incredibly frustrating, but unfortunately very common. The residency rules are designed to prevent people from moving to a state just to get cheaper tuition, which is why they're so strict about dependency status. One thing I haven't seen mentioned - look into whether your school offers any tuition reduction appeals based on financial need rather than residency. Some schools have institutional funds they can use to offset the out-of-state tuition difference for compelling cases. Also, double-check if Michigan has any tuition reciprocity agreements with Nevada. Some states have agreements where students pay reduced rates (not quite in-state, but lower than standard out-of-state). Last thing - make ABSOLUTELY sure your FAFSA has your aunt listed properly. If there's conflicting information between your FAFSA and your school's residency determination, that could be part of the problem.
0 coins
James Maki
•I didn't even think about tuition reduction appeals! I'll definitely look into that option. And I'll double check about reciprocity agreements, though I don't think Nevada and Michigan have one. The FAFSA situation is tricky - I'm not sure I can list my aunt instead of my parents without the dependency override the other commenter mentioned. It sounds like I need to tackle both issues separately.
0 coins
Derek Olson
THE WHOLE SYSTEM IS RIGGED AGAINST STUDENTS WITH COMPLICATED FAMILY SITUATIONS!!!! I went through THREE YEARS of fighting my university about this exact issue. They denied me in-state tuition even though I lived in the state for TWO YEARS before applying!!!! They kept saying I was "financially dependent" on my out-of-state parent even though I PAID MY OWN BILLS! The financial aid office literally told me to get married or join the military to establish independence. RIDICULOUS!!!!
0 coins
James Maki
•That's so awful they told you that! Did you ever find a solution or did you have to pay out-of-state tuition the whole time?
0 coins
Derek Olson
•I ended up taking a year off school to work full-time in-state, which finally qualified me as "independent" enough for them. Cost me an extra year of my life but saved almost $40,000 in the end. The system is broken.
0 coins
Jasmine Hancock
Based on everything shared here, you're dealing with two separate issues: 1. FAFSA dependency status - determines whose income is counted for aid calculation 2. State residency for tuition purposes - determines in-state vs out-of-state rates For #1, you need the Dependency Override I mentioned earlier. For #2, you need to follow the specific residency appeal process for your Michigan university, which should include: - Documentation of 12+ months physical presence - Proof of financial ties to Michigan - Evidence you've cut ties with Nevada - Documentation of your aunt's legal relationship to you I recommend scheduling a meeting with both the residency determination office AND the financial aid office together, so they can coordinate. Often these departments don't communicate well with each other, which leaves students caught in the middle.
0 coins
James Maki
•Thank you for clarifying! I'll try to set up that joint meeting - that's a really smart idea. I've been bouncing between offices and getting different answers from each one.
0 coins
Cole Roush
u should also check if ur schol has hardship grants or emergency aid. my friend got like $5000 when his tuition went up and he couldnt pay
0 coins
James Maki
•Good idea! I'll check with the financial aid office about emergency aid options. Anything helps at this point.
0 coins