FAFSA multiple child timing question - can I submit parent portion for one without the other?
I've got a timing issue with my kids' FAFSA applications for 2025-26. My daughter already started her student section and sent me the parent invite, but my son (who's a sophomore) hasn't even logged in to start his application yet. Can I go ahead and complete the parent section for my daughter now, or do I need to wait until my son finishes his student section too? Will completing one child's parent portion before the other causes any problems? The deadline for my daughter's top choice school is coming up in 3 weeks and I don't want to miss it because my son is procrastinating.
23 comments


Mohammad Khaled
You can absolutely complete the parent portion for your daughter without waiting for your son. Each student's FAFSA is a separate application, even though the parent information will be the same for both children. The system doesn't require all your children to submit at the same time. When your son eventually completes his portion and sends you the parent invite, you'll enter the same financial information again (though the system might help pre-fill some of it). The good news is that your children's aid calculations won't affect each other - each FAFSA is processed independently.
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Fiona Sand
•That's such a relief! I was worried I'd mess something up if I submitted them out of order. So if I understand correctly, I'll need to do the parent section twice - once for each kid?
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Alina Rosenthal
Don't wait on your son!!! My daughter almost missed out on first-round housing because we waited for my son to get his act together lol. Each kid has their own separate FAFSA.
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Fiona Sand
•Thank you! That's exactly what I'm worried about. My daughter's super organized but my son... not so much.
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Finnegan Gunn
One thing to keep in mind - make sure you're listing BOTH children as college students in the household section when you fill out each FAFSA. The number of family members in college significantly impacts your SAI calculation and potential aid amounts. It's one of the most important factors in determining aid eligibility.
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Fiona Sand
•Oh that's a great point I hadn't thought about! So when I'm doing my daughter's FAFSA, I should indicate that my son will also be in college for the 2025-26 year? And vice versa when I do his?
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Finnegan Gunn
•Exactly! For 2025-26 forms, you'll answer 'yes' when asked if there will be other household members in college. This is SUPER important because having multiple students can dramatically lower your SAI (Student Aid Index, formerly EFC), potentially qualifying your kids for more aid. The difference between having one student vs two can be substantial.
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Miguel Harvey
I went through this last year and the FSA website was a NIGHTMARE. Kept getting errors when trying to link my parent portion to my second child, then got locked out completely. Ended up spending 3 days trying to reach someone at Federal Student Aid. Finally found Claimyr (claimyr.com) which got me through to an actual FSA agent in about 15 minutes instead of waiting on hold for hours. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent confirmed each student's application is separate, but they told me to make sure I used identical parent information on both FAFSAs to avoid verification flags.
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Ashley Simian
•OMG thank you for this!! I'm already dreading the FAFSA this year after last year's disaster. Bookmarking that site.
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Fiona Sand
•Thanks for the tip! I've been worried about the parent linking process since I've heard there have been issues. I'll check out that service if I run into problems.
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Oliver Cheng
its totally fine do them separate my 3 kids all did fafsa different months didnt matter. just make sure u use same exakt numbers for both kids parent sections or they might get flagged for verfication which is a huge pain
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Fiona Sand
•Thank you! That's good to know about using the exact same numbers. I'll be careful about that.
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Taylor To
Here's something important to understand about the 2025-26 FAFSA that differs from previous years: The new FAFSA uses what's called a "Student Aid Index" (SAI) instead of the old EFC. With multiple students, each student gets their OWN SAI calculation. Under the old system, the EFC would be divided among multiple students, but that's NOT how the new system works. Each student gets their complete SAI, but the formula does factor in multiple students by applying a "multiple in college" adjustment to your contribution calculation. So yes, complete your daughter's FAFSA now - the benefit of having multiple students will still be factored in even if your son's application is submitted later.
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Fiona Sand
•That's really helpful information - I had no idea they changed that calculation method! So it sounds like each child gets their own separate SAI, but that SAI will be lower because there are multiple college students in the family? Is that right?
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Taylor To
•That's exactly right. Each student gets their own full SAI (not divided like the old EFC), but the SAI itself will be lower because the formula accounts for having multiple college students. So when you fill out your daughter's FAFSA, make sure you indicate that your son will also be in college for 2025-26, and this will help lower her SAI.
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Ashley Simian
Wait I thought they got rid of the sibling discount on the new FAFSA? Wasn't that one of the big controversial changes?
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Taylor To
•There's been a lot of confusion about this. The "sibling discount" wasn't eliminated, but it was reduced compared to the old formula. The new SAI formula still provides some benefit for multiple students in college, just not as generous as the old EFC calculation. The important thing is that you still need to indicate all college students in your household on each FAFSA.
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Ashley Simian
•Thanks for clearing that up! The whole new FAFSA thing has been so confusing.
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Fiona Sand
Thank you all for the helpful responses! I'm going to go ahead and complete my daughter's parent portion now without waiting for my son. I'll make sure to indicate that there will be 2 college students in our household for 2025-26. And I'll be extra careful to use identical financial information when I eventually do my son's FAFSA to avoid verification issues. This has been so much more helpful than the information on the studentaid.gov website!
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Mohammad Khaled
•Happy to help! One last tip - take screenshots of all the financial information you enter for your daughter's FAFSA so you can refer back to it when completing your son's. This ensures you use exactly the same figures and reduces the risk of verification.
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Cole Roush
Great advice everyone! Just wanted to add one more thing that helped me when I went through this with my twins last year - create a simple document or spreadsheet with all your financial information (AGI, taxes paid, assets, etc.) before you start either FAFSA. This way you have one master reference that ensures you enter identical information for both children. I also included the dates I completed each section so I could track my progress. Made the whole process much smoother and eliminated any worry about inconsistent data entry!
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Natasha Kuznetsova
•That's such a smart approach! I wish I had thought of creating a master document before starting. I'm definitely going to do that - it would save me from having to dig through forms later when I do my son's application. Thanks for the practical tip!
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Jasmine Hernandez
As a parent who just went through this process, I can confirm what everyone else is saying - definitely submit your daughter's FAFSA parent portion now! Don't wait for your son. I made that mistake with my older two kids a few years back and almost missed priority deadlines. One thing I'll add that I learned the hard way: when you're filling out the household information, make absolutely sure you count your son as being "in college" for the 2025-26 academic year, even though he's currently just a sophomore in high school. The FAFSA is asking about the upcoming academic year (2025-26), not the current year. This is a common mistake that can cost families thousands in aid eligibility. Also, keep detailed notes of every number you enter - bank account balances, investment values, the exact date you're using for asset reporting, etc. When you do your son's FAFSA later, you'll want those figures to match exactly to avoid verification headaches.
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