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Amara Adeyemi

FAFSA for siblings in college - do they need to apply simultaneously?

I have two kids in college now (one sophomore, one freshman) and I'm confused about the FAFSA timing. Do they both need to submit their FAFSA applications at the same time? My older son submitted his renewal 2 weeks ago, but my daughter hasn't started hers yet. Will this cause problems with their aid packages if they submit separately? Both are considered my dependents for FAFSA purposes, and I'm worried that submitting at different times might mess up our family contribution calculations or something. Any advice from parents who've been through this?

Each student needs their own FAFSA application, but they don't have to submit at exactly the same time. What matters is that both get submitted before their schools' priority deadlines. However, since both are your dependents, you'll want to make sure the parent information is EXACTLY the same on both applications, or it could flag for verification which is a whole headache.

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Amara Adeyemi

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That's a relief! So even if my daughter submits next week, it won't affect my son's SAI calculation? Their schools have different priority deadlines (Feb 15 and March 1).

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I went through this with my twins last year. They can absolutely submit at different times, but here's what I learned: make sure you use the exact same financial information for both applications. The system actually makes this easier with the 2025-2026 FAFSA since parent contributors can create their own FSA IDs and enter information once that applies to all students who list them as contributors. This is different from the old system where each student application was completely separate.

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Amara Adeyemi

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Thank you! I didn't realize I could set up my own FSA ID as a parent contributor. That would definitely make things easier. Does this mean I enter my information first, and then both kids can link to it somehow?

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Exactly! You create your FSA ID as a contributor, enter your information once, and then provide permission to each student to include your data in their application. It's a huge improvement. Your financial information will be exactly the same for both students, which prevents discrepancies that could trigger verification.

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Dylan Wright

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dosent matter when they do it BUT make sure ur income info is the EXACT same or you'll get flagged & then nobodys getting aid for like 3 months lol

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Amara Adeyemi

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Oh wow, that would be terrible timing since tuition is due for summer semester soon. Thanks for the warning!

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NebulaKnight

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Ugh this whole new contributor system is a NIGHTMARE. My husband and I both tried to do the contributor part for our two kids and somehow the system locked us BOTH out. Now neither kid can complete their FAFSA because we can't get back into our accounts. Been calling the FSA helpline for THREE DAYS and can't get through!!

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Sofia Ramirez

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I had the same issue last month and was going crazy trying to reach someone at FSA. I finally used this service called Claimyr (claimyr.com) that got me connected to an actual person at Federal Student Aid in about 20 minutes instead of spending hours on hold. They have a video demo of how it works: https://youtu.be/TbC8dZQWYNQ. Completely worth it to get our contributor access fixed - once I got through to someone, they unlocked our accounts within minutes.

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NebulaKnight

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Thanks for the tip! I'll check that out today. At this point I'm desperate - my kids' school deadline is coming up fast.

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Dmitry Popov

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kinda related but does anyone know if having 2 kids in college means you get more aid overall? my cousin said each kid gets more when theres multiple in school

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Yes, this is generally true! The FAFSA's Student Aid Index (SAI) calculation takes into account the number of family members in college. Having multiple students typically reduces each student's SAI, which can qualify them for more aid. It's one of the few automatic adjustments in the formula that can significantly benefit families.

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Ava Rodriguez

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Our triplets all did their FAFSAs at different times last year (procrastinators lol) and it was fine. But this year with the new system we had them sit down together and do it all in one weekend. Much easier! Just make sure you know which tax info to use - it's 2023 taxes for the 2025-2026 FAFSA.

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Amara Adeyemi

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Triplets in college at once! I can't even imagine. Thanks for the reminder about the tax year - I do have our 2023 returns ready to go.

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One more important thing - make sure both students list ALL of their potential colleges on their applications, even if they're already enrolled. Schools use the FAFSA information to determine aid packages each year, and they can only access the data if they're listed on the application. Also, double-check that both students have confirmed their citizenship status with the proper documentation if prompted.

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Amara Adeyemi

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Thank you all for the helpful advice! I'm going to set up my FSA ID this weekend and get my contributor information entered. Then I'll have both kids complete their applications before their respective deadlines. Really appreciate knowing that they don't have to submit simultaneously as long as my information is consistent. The new system actually sounds easier than what we did last year!

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Myles Regis

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Just wanted to add that if you're using the new contributor system, make sure to save your FSA ID login info somewhere safe! I made the mistake of forgetting mine halfway through the process and had to go through the whole identity verification again. Also, a heads up - the system sometimes takes 24-48 hours to process contributor invitations, so don't panic if your kids can't immediately access your information after you submit it. Plan for a little buffer time before their deadlines just in case there are any technical hiccups.

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Axel Far

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Great point about the processing time! I didn't know there could be that delay with contributor invitations. I'll make sure to start the process this weekend so there's plenty of buffer time before my daughter's March 1st deadline. Thanks for the heads up about saving login info too - I'm definitely going to write that down somewhere secure!

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Zoe Papadakis

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As someone who's been helping families navigate FAFSA for years, I just want to emphasize something that's gotten lost in all the discussion about timing - make sure you're consistent not just with income figures, but also with asset reporting! I've seen families get flagged because they reported different bank account balances or investment values between siblings' applications. The snapshot date for assets should be the same for both kids, typically the date you first submit a FAFSA. Also, if you have a 529 plan that benefits both children, make sure you're reporting it consistently on both applications. The new contributor system helps a lot, but asset consistency is still something you need to watch manually.

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Liam Murphy

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This is really helpful advice! I hadn't thought about the asset snapshot date being important for consistency between applications. Just to clarify - when you say the snapshot should be the same date, do you mean I should use the exact same bank balances and investment values that I reported on my son's FAFSA when I help my daughter complete hers? Or should I use the current balances as of when she actually submits? I want to make sure I don't accidentally trigger any verification flags.

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