update on my situation - we finally got it to work!! both me and wife used our ORIGINAL invite links from our daughter, and we both checked the married filing separately box. it looked weird at first but when our daughter reviewed the final application it showed both our incomes correctly. her SAI just came back yesterday and it looks right based on our incomes

Thank you everyone for all the helpful advice! Based on what I'm reading here, it sounds like the consensus is to NOT send the duplicate invite and just have my husband use his original invitation link. I really appreciate @Christian Burns and @Heather Tyson breaking down the technical details - it makes so much more sense now why the system is showing that confusing prompt. @Paloma Clark, your success story gives me hope that we can get through this without issues! I'm going to follow the advice about taking screenshots and making sure we both indicate "married filing separately" consistently. Fingers crossed our SAI calculation comes back correctly!

As a newcomer to this community, I'm incredibly grateful for all the detailed advice and real experiences shared in this thread! My daughter is currently a junior who switched from Pre-Law to Elementary Education, and we're facing the same 9th semester situation that so many of you have described. What's really striking me is how much the proactive approach and early documentation seems to matter for success. The advice about having academic advisors and financial aid counselors work together as a team is brilliant - I would never have thought of that coordination strategy on my own. I'm particularly interested in the mention of emergency completion grants and alumni funds that some schools offer. These seem like hidden resources that aren't well-publicized but could make a real difference for that final semester. Has anyone had success finding these types of institutional grants, and do you have tips for how to ask about them effectively? Also, for those dealing with Education majors specifically - did you find that student teaching requirements created any special considerations for financial aid? I know student teaching is typically unpaid and full-time, which could impact my daughter's ability to work during that semester. Thank you all for creating such a supportive and informative discussion. It's reassuring to know we're not alone in navigating this situation, and the practical advice shared here is invaluable!

As a newcomer to this community, I'm finding this discussion incredibly thorough and helpful! My son is currently a freshman, but he's already talking about potentially switching from his current major (Computer Science) to something in the health sciences field. Reading through all these experiences, what really stands out to me is how critical early planning and documentation seems to be for maintaining financial aid through extended graduation timelines. The collaborative approach between academic advisors and financial aid counselors that several people mentioned is something I never would have considered, but it makes perfect sense. I'm particularly grateful for the specific information about TAP extension requirements and the Pell Grant lifetime limits. Having those concrete numbers (12 semesters for Pell, potential extensions for TAP with proper documentation) gives me a much clearer framework for planning. One question I have that I haven't seen addressed - for those who successfully maintained their aid through major changes, did timing within the academic year matter for when you initiated the switch and the extension paperwork? I'm wondering if there's an optimal time to start these conversations with the school to maximize the chances of a favorable outcome. This thread has been such an eye-opener about resources and strategies I didn't even know existed. Thank you all for sharing your experiences so openly - it's incredibly valuable for parents trying to navigate these complex situations proactively!

This thread has been absolutely invaluable! I'm also a first-time FAFSA applicant and came here with the exact same question. After reading everyone's experiences, I'm completely convinced to list all my schools upfront rather than risk the nightmare of trying to add them later. The real-world advice here has been so much more helpful than the official guides - especially the warnings about state aid ordering requirements and the importance of double-checking school codes. I had no idea these details could make such a big difference in the process. What really stands out to me is how many experienced people made the same mistake of only listing their "sure thing" schools initially. It seems like such a common pitfall, and I'm grateful everyone shared their stories so openly. The peace of mind of knowing schools can't see your complete list is huge too - I was definitely worried about appearing uncommitted. Thanks to this amazing community for sharing all the practical wisdom that you just can't get anywhere else. You've saved so many of us newcomers from major headaches and potentially costly mistakes!

This thread has been absolutely incredible for a FAFSA newbie like me! I was literally about to submit with only my top 5 schools listed, but after reading all these horror stories about trying to add schools later, I'm definitely going to include all 10 schools I applied to. The consensus here is so clear - it's way better to over-include than to deal with the headache later. What really opened my eyes was learning about the state aid ordering requirements - I had no clue that could affect eligibility! I'm in Florida so I'll definitely research if there are specific rules here about listing state schools first. The tip about double-checking FAFSA school codes is also something I never would have considered. It's such a relief knowing schools can't see my complete list. I was genuinely worried they'd think I wasn't serious about their program if they saw I applied to 10 different places. This community has provided way more practical, actionable advice than any official resource I've found. Thanks everyone for being so generous with sharing your mistakes and lessons learned - you're saving us newcomers from some serious stress and potential financial aid disasters!

As someone brand new to the FAFSA world, I can't express how much this entire discussion has helped ease my anxiety! I'm going through this process for my first child and was having the exact same experience - I had our 2023 tax return, W-2s, and bank statements all organized and ready to input manually, but then the application never asked for those specific details. I kept thinking I must have accidentally skipped a section or that something was wrong with the website. Now I understand that the IRS Data Retrieval Tool is supposed to handle all of that automatically when you give consent. It's actually pretty amazing that they've streamlined the process this way - no more worrying about transposing numbers incorrectly! I'm definitely going to keep a close eye on our studentaid.gov account for any error messages, but it's such a relief to know that what I experienced was normal. Thank you to everyone who shared their stories - this community is such a great resource for us newcomers!

As a newcomer to this whole FAFSA process, I want to thank everyone for this incredibly helpful discussion! I'm filling out my daughter's FAFSA right now and was having the exact same panic moment - I had our 2023 tax return printed out and ready, expecting to manually enter our AGI, taxes paid, and all those other numbers I'd been reading about in the preparation guides. When the application seemed to skip right over asking for those details, I was convinced I had somehow missed an entire section or that there was a glitch in the system. Reading through all these responses has been such a relief! Now I understand that the IRS Data Retrieval Tool automatically pulls our tax information when we consent to it, which actually makes so much more sense than having thousands of people manually typing in numbers and potentially making errors. I'm definitely going to keep monitoring our studentaid.gov account for any error messages or status changes like everyone mentioned. This community is such a valuable resource for those of us navigating FAFSA for the first time!

UPDATE: I was able to coordinate with my daughter and she logged in during her lunch break. The SAI was indeed only visible on her account (under the Student Aid Report section). She set me up as an authorized user but that still didn't give me access to see the SAI directly - she had to download the report and send it to me. For anyone else looking: The SAI appears as a number on the Student Aid Report (SAR). In our case, it was much lower than I expected based on our income, which is actually good news for aid purposes! Thanks everyone for your help.

Great to see you got it sorted out! Just wanted to add for future reference - the SAI can actually change if there are any corrections made to the FAFSA, so it's worth having your daughter check it periodically, especially if any of your financial information changes. Also, keep that SAR document safe - some schools might ask for a copy of it during their financial aid verification process. The lower SAI is definitely good news for potential aid eligibility!