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Fatima Al-Farsi

FAFSA deadlines vs GI Bill benefits timing - Planning for HS junior with unhelpful counselor

I'm starting to plan ahead for my high school junior and feeling completely lost with these deadlines. Can someone clarify when we need to submit the FAFSA compared to college applications? My child might qualify for GI Bill benefits (I'm a veteran), but I have no idea how/when that factors into the financial aid timeline. Also—is it possible to meet with college financial aid offices BEFORE my child is accepted to discuss potential aid packages? Our HS counselor refuses to answer ANY questions from parents whose kids didn't take her optional "college prep" class (which isn't even required!). I'm beyond frustrated trying to navigate this without guidance.

The FAFSA for the 2026-2027 school year (when your junior will be a freshman) should open October 1, 2025. Most colleges have FAFSA priority deadlines ranging from December 1 to March 1, but you should ALWAYS check each specific school. For GI Bill benefits, that's a completely separate process from FAFSA - you'll need to apply through the VA using form 22-1990E (if you're transferring benefits to your child) or your child will use form 22-5490 (if they're using Dependent's Educational Assistance). That can be done anytime, but I'd start that process at least 6 months before college begins.

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Thank you! This is really helpful. Do you know if we need to finalize the GI Bill transfer before filling out FAFSA, or can those processes happen independently?

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that counselor sounds AWFUL!! our school does the same thing, pushing their stupid "college bootcamp" program that costs $350!!! its ridiculous. have you tried emailing the counselor anyway? sometimes they'll cave if you cc the principal lol

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I've tried emailing twice with no response. Hadn't thought about cc'ing the principal - might give that a try! The whole situation is so frustrating.

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To answer your question about meeting with financial aid offices: YES, you absolutely can and SHOULD meet with them before acceptance. Many schools offer pre-application financial aid counseling. Call the financial aid office directly to schedule these meetings. They can give you estimates based on your financial situation and explain how GI Bill benefits might impact other aid. Don't wait for acceptance letters - being proactive now can save you thousands later.

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That's exactly what I was hoping to hear! Do you think it's better to call or email to set these appointments up? And should I prepare specific financial documents before these meetings?

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Definitely call. Financial aid offices are overwhelmed with emails, but a phone call gets immediate attention. Have your most recent tax return handy and any documentation about your GI benefits (eligibility letter, etc). Also prepare a list of specific questions about how they handle military benefits - some schools have dedicated military affairs offices that work alongside financial aid.

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my daughter just started college this fall & i WISH someone had told me that GI Bill benefits & FAFSA are completely separate!!! they don't talk to each other at all. we had to apply for both separately and then let the school know we had both. big headache. start the GI stuff NOW, it took us forever to get approved.

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Financial aid professional here. For your timeline planning: • College Applications: Usually due Nov-Jan of senior year • FAFSA: Opens Oct 1 of senior year (2025 for your student) • GI Bill: Start that process by June before senior year (it's slow) And yes, absolutely meet with financial aid offices beforehand! Ask for a "pre-application consultation" - most schools offer these. Your veteran status might qualify your student for additional institutional scholarships beyond just the GI Bill. One tip: Some schools have earlier "priority deadlines" for maximum aid consideration that fall BEFORE their regular admission deadlines. I always recommend submitting the FAFSA within 2 weeks of it opening on October 1st, especially for competitive schools.

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This is incredibly helpful, thank you! I had no idea about the priority deadlines potentially being earlier. We'll definitely submit FAFSA as early as possible.

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My nephew got GI Bill last yr! His dad did the transfer thing with the military YEARS before. Start that process now cuz there's a service commitment when u transfer! Like 4 more years or something crazy. If you already did the transfer ur good. But ya its completely separate from fafsa.

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Thanks for the heads up! I completed my service years ago and made sure to transfer my benefits before I separated. Glad to know we're on track with that part at least.

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I had a similar issue trying to reach Federal Student Aid representatives about GI Bill/FAFSA interaction. After hours on hold and multiple disconnected calls, I found a service called Claimyr that got me connected to a real person in minutes. They have a demo video (https://youtu.be/TbC8dZQWYNQ) and website at claimyr.com. Was actually really helpful when I was trying to figure out how my daughter's VA benefits would affect her aid package. The FSA rep explained everything clearly once I actually got through to them.

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does that really work?? ive spent HOURS trying to get thru to fafsa people!!

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Worked for me! I was skeptical too but was desperate after my third disconnected call.

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Quick correction to my earlier post - the FAFSA for 2026-2027 will actually open December 1, 2025 (not October 1). They permanently changed the opening date last year. Sorry for any confusion!

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also that counselor is totally out of line not helping parents!!!! you should complain to the principal. i bet other parents are having the same problem.

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YES!! 👆 Our school tried that garbage too until parents complained to the school board. Now they HAVE to help everyone.

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Here's one more crucial deadline most parents miss: CSS Profile. Many private colleges require BOTH the FAFSA and the CSS Profile. The CSS Profile typically opens October 1 of senior year, and some schools have deadlines as early as November for early decision applicants. The CSS Profile costs money ($25 for first school, $16 for each additional), but fee waivers are available. GI Bill benefits generally don't affect CSS calculations differently than FAFSA, but it's something to research for each specific school.

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I had no idea about the CSS Profile! Definitely adding that to our timeline. Is there a way to see which schools require it?

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Yes, the College Board maintains a list of all schools requiring the CSS Profile. Just search "CSS Profile participating institutions" and you'll find the current list. Mostly private colleges and some selective public universities.

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