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Miguel Castro

FAFSA contributor change after moving out of state - does my ex need a new FSA ID?

I'm a bit confused about the FAFSA contributor switch process. Last year I filled out my son's FAFSA since I was the primary supporter, but I recently moved to Colorado for a job opportunity while my son and his dad are still in Michigan where he attends college. Since his dad will be handling the FAFSA for 2025-2026, does he need to create his own FSA ID from scratch? Or can my son just list him as the contributor on the application? I don't want to mess anything up with his in-state tuition since I'm now technically out-of-state. His dad has never logged into studentaid.gov before.

Yes, your ex will need to create his own FSA ID. Each contributor needs their own separate FSA ID to sign the FAFSA electronically. This is different from the student's FSA ID. He'll need to go to studentaid.gov and create a new account with his own email, phone number, and SSN. It's fairly straightforward but make sure he does this well before the deadline as verification of his information can sometimes take 1-3 days.

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Miguel Castro

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Thanks! Do you know if he'll need any of my information from last year's application? Or will my son just start fresh with his dad's info?

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make sure ur son doesnt lose his in-state status!!! my cousin moved out of state and her kid lost all his scholarships cuz they said she wasnt a resident anymore even tho the kid never left!

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Miguel Castro

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Oh no, that's exactly what I'm worried about! His dad has been in Michigan for 15+ years though, so hopefully that helps.

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LunarEclipse

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This is important but also somewhat separate from the FAFSA issue. For in-state tuition purposes, most colleges look at the student's permanent legal address and where they graduated high school, not necessarily where the parent filling out the FAFSA lives. Since the student's father remains in Michigan, you should be fine as long as your son maintains his Michigan residency. But it would be good to check with the financial aid office about this specific situation.

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Yara Khalil

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The FAFSA system is SO ANNOYING with divorced parents!!! When my ex tried to take over our daughter's FAFSA last year, we had to call the Federal Student Aid people like 6 TIMES because the system kept glitching and wouldn't recognize him as an authorized contributor. They kept transferring us between departments and then disconnecting. SUCH A NIGHTMARE.

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Keisha Brown

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Your son's father will definitely need his own FSA ID, and it needs to be created several days before you plan to submit the FAFSA because the system needs time to verify his information. Also, make sure your son updates his permanent address in all college systems if he's primarily living with his dad now. This helps establish that Michigan is still his permanent state of residence for tuition purposes. One more thing - when switching contributors, the new FAFSA won't automatically pull in any prior information, so your ex will need all the usual documentation (tax returns, W-2s, bank statements, etc.) to complete it from scratch. The SAI calculation will be based entirely on his financial information.

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Miguel Castro

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Thank you for the detailed explanation! I'll make sure his dad has all his financial documents ready. Do you know if my financial information will still be considered at all since I was the contributor last year? Or will it be completely based on his dad's finances now?

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For the 2025-2026 FAFSA, only the listed contributor's financial information will be considered. So if your ex is listed as the contributor, the SAI will be calculated based solely on his finances. Your financial information from previous years doesn't carry over or get considered. This might result in a different SAI than last year, which could affect the aid package, so be prepared for potential changes.

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Amina Toure

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I went through something similar last yr when my husband took over. Make sure your sons login info is separate from yours!!! We had problems because I had used my email for both of us and it got confusing when he tried to create his account. Also tell your ex to SAVE HIS PASSWORD somewhere safe because if he forgets it the recovery is a huge hassle!!!!

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Miguel Castro

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Good point about the separate emails! I think my son has his own email for his FSA ID, but I'll double check. And I'll definitely tell his dad to save his password.

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LunarEclipse

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One important thing to keep in mind: When your son's father creates his FSA ID, he'll need to link it to his Social Security Number, and there's a verification process that can take 1-3 days. Also, for the 2025-2026 FAFSA, he'll need his 2023 tax return information (that's the base tax year for that application cycle). Regarding the contributor change process itself, it's fairly straightforward on the student's application. When your son logs in to complete the new FAFSA, he'll have the option to select which parent's information to include. He'll simply choose his father and enter his father's FSA ID when prompted. This shouldn't affect his in-state tuition status as long as your son maintains his Michigan residency and his father continues to live in-state.

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is it always the 2023 tax return?? i thought they used the most recent one??

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Oliver Weber

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I just went thru this exact thing!!! My situation was reverse tho - I moved back TO my kid's college state and took over FAFSA from my ex who moved away. The residency stuff worked out fine but we had a NIGHTMARE with the contributor switch because my ex had linked his bank accounts to the old FAFSA and somehow we couldn't unlink them without him being present which was impossible since he moved to Alaska! We had to do a whole appeal process and my daughter almost lost her second semester aid bcause of the delays!!! Start this process EARLY!!!!!

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Miguel Castro

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Yikes, that sounds stressful! I'll definitely make sure we start early. The good thing is that I haven't linked any bank accounts to the FAFSA portal, so hopefully we won't run into that specific issue.

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One final note - your son should also check with his specific college's financial aid office about their process for documenting the change in which parent is providing support. Some schools require additional documentation to maintain in-state tuition when a parent moves out of state, while others will just need confirmation that the in-state parent is now the primary contributor on the FAFSA. It's best to get this clarified directly with the school to prevent any surprises with his tuition status.

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Miguel Castro

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That's great advice. I'll have him schedule an appointment with his financial aid office to discuss this specific situation. Better to address it now than find out there's a problem later!

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