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Leo McDonald

FAFSA application processed with $5000 SAI reduction - no notification email sent

Just wanted to share a quick update on my FAFSA journey for 2025-2026. We submitted on January 2nd and I was checking the site regularly for updates. Today I logged in and saw our application status changed to 'processed' but never received any notification email about it! The good news is our SAI number decreased by about $5000 from what was initially estimated in that first confirmation email. If you're waiting on your application to process, might be worth checking the portal directly instead of waiting for an email. Hoping everyone else gets good news on their SAI calculations too!

Jessica Nolan

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thanks for sharing this! i've been waiting for my email too but im gonna check the portal now. did u do anythin special to get ur SAI down? mine was crazy high in that first email

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Leo McDonald

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Nothing special really! I just double-checked all our asset reporting and made sure everything was accurate. The initial email estimate seemed to be based on incomplete information.

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This is actually common with the new FAFSA system. The initial estimates in confirmation emails are often calculated with incomplete data, especially for complex financial situations. The full processing includes several data-matching steps with IRS information and applies all the appropriate adjustments to your SAI calculation. That $5000 reduction is significant and could make a big difference in your aid package when schools receive your information. Remember to check your Student Aid Index (SAI) against each school's Cost of Attendance to get a clearer picture of what you might receive.

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wait so ur saying we should always expect the number to go DOWN from that first email? mine went UP by like $3000 when it processed!!! 😡

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Not necessarily down. It depends entirely on your specific financial situation. The initial estimate doesn't have all information verified yet. Some people see increases, others see decreases. It's based on the complete data matching with other systems and verification of all reported information.

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I've been checking my portal OBSESSIVELY for the past two weeks and still nothing! Submitted Jan 3rd so right after you and still stuck on "submitted." Should I be worried??? How long should I wait before calling? Does anyone know if there's a way to check if there's something wrong with my application?

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KingKongZilla

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Dude chill! It's totally random. My roommate and I both submitted same day - his processed in 4 days, mine took 3 weeks. Just how it goes with FAFSA.

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If your application has been in "submitted" status for more than 3 weeks, it's worth contacting Federal Student Aid. However, getting through to them can be challenging this time of year. I used Claimyr last month when I needed to resolve a verification issue - they connected me to an FSA agent in about 20 minutes when I had been trying for days on my own. They have a video demo showing how it works: https://youtu.be/TbC8dZQWYNQ. Their website is claimyr.com if you want to check it out. Saved me hours of frustration and hold music!

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Nathan Dell

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The notification system for the new FAFSA has been spotty at best. Many applicants aren't receiving status update emails, particularly for the processing completion notification. Your experience mirrors what we've been seeing with many families this year. The $5,000 SAI reduction is significant and could substantially impact your aid eligibility at many institutions. For those waiting: processing times have been averaging 2-3 weeks for straightforward applications, but can take 4-6 weeks if there are any flags in the system that require additional verification or review. Always monitor your studentaid.gov account directly rather than relying on email notifications.

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Leo McDonald

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Thanks for confirming! I was wondering if this was just me or a widespread issue. Glad I decided to check the portal directly.

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My nephew submitted his FAFSA in early December and it STILL says processing!! Almost 2 months later!!! This whole system is so broken. And they never answer the phone when you call. I spent 4 hours on hold last week trying to figure out what's happening with his application since he needs to commit to a school soon. So frustrating!!!!!

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Oh my god, 2 months??!! Now I'm freaking out even more. Did they tell you why it's taking so long? Was there something wrong with his application?

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Never even got through to ask! The call dropped after I waited forever. Trying again tomorrow. This whole system is designed to make people give up I swear

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Jessica Nolan

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just checked mine and its processed too!!!! but my sai went UP by 2k from the original email 😭 so unfair

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That's not necessarily unfair - it likely means there was additional financial information identified during processing that wasn't included in the initial calculation. Remember that the SAI formula is standardized across all applicants. If there's a specific circumstance affecting your family that isn't reflected in the FAFSA (recent job loss, medical expenses, etc.), you can submit a Professional Judgment request directly to your schools.

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KingKongZilla

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so wait does a lower SAI mean more financial aid or less? i get so confused with all these numbers lol

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Nathan Dell

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Lower SAI = more potential aid. The Student Aid Index (formerly EFC) is used to determine your financial need by subtracting it from the school's Cost of Attendance. So a $5,000 decrease in SAI could potentially mean $5,000 more in need-based aid, though each school has its own policies on meeting demonstrated need.

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Maya Jackson

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I submitted mine like a month ago and the website still shows the old Student Aid Report (SAR) from last year instead of the new one...anyone else having this issue? My college's deadline is coming up soon and I'm getting worried they won't get my new info in time.

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Leo McDonald

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That doesn't sound right. You should definitely be seeing this year's application. Maybe try clearing your browser cache or using a different browser? If that doesn't work, you might need to contact their support.

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