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Ethan Clark

FAFSA Pell Grant showing $1 instead of full amount - Fall 2025 disbursement delay?

I'm freaking out about my Pell Grant for Fall 2025! Classes started Monday and when I checked my student portal, it's only showing $1 for my Pell Grant disbursement?? But when I completed my FAFSA back in January, it showed I qualified for $4,145 per semester. I've called financial aid 6 times this week and they keep saying it's some kind of "national processing delay" and that I shouldn't worry. Has anyone else run into this $1 placeholder issue? My tuition payment deadline is in 2 weeks and I'm scared I'll have to pay $3,700 out of pocket that I absolutely don't have. Is financial aid just giving me the runaround or is this really happening to other people too?

Mila Walker

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This is actually a common issue this semester! The Department of Education implemented a new SAI calculation system for the 2025-2026 FAFSA, and many schools are experiencing disbursement delays. The $1 amount is just a placeholder that shows you're approved for the Pell Grant, but the actual amount hasn't been processed yet. Your financial aid office is correct that this is happening nationwide - I work at a community college financial aid office and we're dealing with hundreds of similar cases. As long as your FAFSA is complete and you've accepted your awards, you shouldn't have to pay out of pocket. Most schools will place a hold on your account that prevents you from being dropped from classes while this gets resolved.

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Ethan Clark

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Thank you so much! That's a huge relief. Do you know roughly how long these delays are taking to resolve? I'm still nervous about making rent next month if my refund is significantly delayed.

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Logan Scott

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same thing happening at my school! they put a $1 placeholder on like 3000 student accounts lol. financial aid lady told me its cuz the FSA is backed up with processing. dont stress it

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Ethan Clark

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Thanks for confirming. Did they give you any timeline for when it might be fixed? My school is being super vague about everything.

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Chloe Green

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I'm experiencing this exact same issue! My portal showed the full Pell Grant amount of $3,970 during verification back in March, but now it's displaying just $1 for the fall semester. I called my financial aid office and they confirmed it's a processing delay in the Federal Student Aid system. The financial aid advisor explained that the $1 is a placeholder that confirms you're eligible for the grant, but the actual disbursement amount is still pending in the federal system. They told me it could take up to 3 more weeks to process completely, but that they've placed a hold on my account so I won't be dropped from classes or charged late fees. Did your school at least put a hold on your account so you don't get dropped from your classes?

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Ethan Clark

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They didn't specifically mention a hold, but they did say I wouldn't get dropped. I should probably follow up and make sure they actually put something on my account. Did your school say anything about refunds being delayed too? That's what I'm most worried about at this point.

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Lucas Adams

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This happened to me last year too! It's so stressful when they don't clearly communicate what's going on. The $1 is definitely a placeholder. For me, it took about 2.5 weeks after classes started for the actual amount to show up and be disbursed. The good news is that once it processed, everything happened quickly - the full amount showed up and was applied to my balance within 48 hours. One thing that helped me was getting an official email from the financial aid office stating that my aid was approved but delayed, so I had documentation in case there were any issues with getting dropped from classes. Might be worth asking for something in writing from your school too.

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Ethan Clark

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That's a great idea about getting something in writing. I'll email my financial aid advisor today and ask for that. 2.5 weeks is cutting it close to my rent being due, but at least it's something to go on. Thanks for sharing your experience!

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Harper Hill

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Try calling the Federal Student Aid Information Center directly. I was dealing with the same issue and my school kept giving me the runaround about "national delays" but couldn't provide any real information. I spent THREE DAYS trying to get through to someone at FSA on their main line (1-800-433-3243). Kept getting disconnected or stuck on hold for hours. Finally I found this service called Claimyr (claimyr.com) that helped me get through to an actual FSA agent. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ. The agent confirmed there was a processing backlog because of the new FAFSA simplification rollout, but was able to check my specific file and confirm my Pell eligibility was approved and just waiting for the school to receive the official disbursement amount. Once I had that confirmation, I went back to my financial aid office with specific information and they were suddenly much more helpful. My full amount showed up in my account two days later.

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Caden Nguyen

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is that service legit? seems sketchy to use a third party just to make a phone call lol

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Harper Hill

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It's definitely legit. I was skeptical too, but it literally just helps you get through the phone queue faster. The actual call is still between you and the FSA directly. After waiting on hold for 3+ hours multiple days in a row, it was worth it to finally talk to someone who could actually help.

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Avery Flores

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OMG the FAFSA system is such garbage!!!! This is my third year dealing with their BS and it gets worse every year. The fact that they can just put "$1" in your account and expect you not to panic is ABSURD. What if your rent is due?? What if you need to buy books??? They act like we're all just rich kids playing student when some of us are ACTUALLY DEPENDENT on that money to SURVIVE. And "national delay" is just code for "we messed up and don't want to admit it" πŸ™„

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Lucas Adams

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It's definitely frustrating, but to be fair, they did completely overhaul the entire FAFSA system this year with the FAFSA Simplification Act. Growing pains were inevitable with such a massive change to how SAI is calculated and how schools receive the information.

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Avery Flores

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Growing" pains'doesn t pay my rent tho😭

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Mila Walker

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Just wanted to add some context for everyone in this thread - this delay is specifically related to the FAFSA Simplification Act that went into effect for the 2025-2026 aid year. The Department of Education completely changed how the Student Aid Index (SAI) is calculated and how information is processed between the FAFSA system and individual schools. The $1 placeholder is actually a good sign - it means your FAFSA has been processed, you've been determined eligible for a Pell Grant, and your school is just waiting for the official disbursement amount from FSA. Most schools use this placeholder to hold your spot in classes while the actual amounts process. If you're concerned about getting dropped from classes, ask your financial aid office specifically about their "FAFSA delay protection policy" - most schools have implemented one this year because the issue is so widespread. If you need documentation for a landlord or other expenses, they can also provide an official letter stating your expected aid amount and anticipated disbursement timeline.

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Ethan Clark

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This is really helpful information! I didn't realize there was an official name for the policy. I'll definitely ask about the "FAFSA delay protection policy" specifically when I talk to them tomorrow. Thank you so much for explaining all this!

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Caden Nguyen

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have u checked ur SAI score? sometimes if ur score is too high u might not get full pell. happened to my roommate

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Logan Scott

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nah this is different, the $1 thing is happening to everyone even ppl who definitely qualify. its just a weird placeholder they do while waiting for the govt

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Ethan Clark

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My SAI is 2100, which should definitely qualify me for a full Pell Grant. I double-checked that part already. Thanks though!

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Chloe Green

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UPDATE: Just got an email from my financial aid office that the Department of Education has started sending the updated Pell Grant information to schools. They said all Pell Grants should be properly reflected in student accounts within 10 business days. Thought this might help ease some anxiety for those in the same situation!

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Ethan Clark

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Thank you so much for the update! That's great news. I'll keep checking my portal, but that definitely helps calm my nerves a bit.

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Avery Flores

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10 more business days?? That's still like two more weeks!!! 😫

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I'm so glad I found this thread! I'm dealing with the exact same issue - my Pell Grant is showing $1 instead of the $4,920 I was originally awarded. I've been panicking all week thinking something went wrong with my FAFSA. Reading everyone's experiences here has been incredibly reassuring. It sounds like this is truly a widespread issue due to the new FAFSA system changes, not something specific to individual students. I'm going to follow the advice about asking for written documentation from my financial aid office and specifically asking about their "FAFSA delay protection policy." Has anyone who commented earlier had their full amount show up yet? I'm curious if we're starting to see the actual disbursements come through now that it's been a few more days.

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StarSurfer

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I'm in the same boat! Just started my freshman year and this $1 thing had me convinced I'd somehow lost my financial aid. After reading through all these comments, I feel so much better knowing it's not just me. I called my financial aid office this morning and specifically asked about the "FAFSA delay protection policy" that @Mila Walker mentioned - they confirmed they have one in place and I won t'be dropped from classes. They also said they re'expecting the updated amounts to start showing up in student portals by next week. Really hoping this gets resolved soon because I m'supposed to get my refund for living expenses!

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I just wanted to share an update since I've been following this thread closely - my Pell Grant amount finally updated from the $1 placeholder to my full award amount this morning! It took exactly 3 weeks from when classes started, but everything processed correctly and the funds were applied to my account within hours of showing the correct amount. For anyone still waiting, hang in there - it really does seem like the system is catching up now. I'd recommend checking your portal daily since it seems like they're processing batches of students at different times. Also definitely follow the advice about getting written documentation from your financial aid office - having that email saved me a lot of stress when my landlord was asking about my rent payment timeline.

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Zoe Dimitriou

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This is such great news to hear! Thank you for coming back to update everyone. Three weeks is a long time to wait when you're stressed about finances, but it's really reassuring to know that the system is actually processing these correctly now. I'm definitely going to start checking my portal daily like you suggested. Did you get your refund at the same time, or is that still processing separately? I'm really hoping mine comes through soon since I have rent due next week!

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I'm a new student dealing with this exact same issue! My portal has been showing $1 for my Pell Grant instead of my full $3,850 award for weeks now. I was starting to think I'd made some mistake on my FAFSA, but reading through this entire thread has been such a relief - it's clearly a widespread problem with the new FAFSA system rollout. I called my financial aid office yesterday and they confirmed it's the same placeholder issue everyone else is experiencing. They said they expect my full amount to show up within the next week or two based on the recent updates from the Department of Education. I'm definitely going to ask for that written documentation tomorrow and specifically mention the "FAFSA delay protection policy." Thank you all for sharing your experiences - it's so helpful to know we're not alone in this stressful situation!

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Welcome to the community! I'm also a new student and went through this exact same panic a few weeks ago. It's so frustrating that the schools don't clearly explain what the $1 placeholder means upfront - it would save so much stress! I'm glad you found this thread helpful. Definitely get that written documentation - it really helped me feel more secure about everything. Also, from what others have shared, it seems like the processing is speeding up now, so hopefully you won't have to wait the full 3 weeks that some people experienced earlier. Keep us posted on when yours comes through!

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Naila Gordon

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I'm a new community member and just discovered this thread while frantically searching for answers about my own Pell Grant situation! Like so many others here, my portal is showing $1 instead of my full $4,200 award for Fall 2025. I've been losing sleep over this for the past week thinking I somehow messed up my FAFSA or that my eligibility got revoked. Reading through everyone's experiences has been incredibly helpful - it's such a relief to know this is a widespread issue with the new FAFSA system and not something I did wrong. I'm planning to call my financial aid office tomorrow morning and specifically ask about their "FAFSA delay protection policy" and request written documentation like others have suggested. Thank you all for sharing your stories and advice - this community has been a lifesaver during such a stressful time!

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Dmitri Volkov

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Welcome to the community! I just joined this thread recently too and I completely understand that panic you're feeling - I went through the exact same thing when I first saw that $1 amount. It's so frustrating that the schools and FAFSA system don't clearly explain what these placeholders mean! Based on everything I've read here, it sounds like you're in good shape since your FAFSA is processed and showing the $1 (which means you're approved). Definitely follow the advice about getting written documentation - it seems like that's been really helpful for people when dealing with rent/bills while waiting. From what @Angel Campbell shared, it sounds like the system is finally catching up and processing these correctly now, so hopefully yours will come through soon too!

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Haley Bennett

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I'm so grateful I found this thread! I'm a new community member and going through this exact same nightmare with my Pell Grant showing $1 instead of my actual $3,975 award. I've been calling my financial aid office every other day for two weeks and getting the same "processing delay" explanation, but seeing everyone's experiences here makes me feel so much less alone and panicked. It's honestly ridiculous that they don't just send out a mass email explaining what the $1 placeholder means - would save thousands of students from having anxiety attacks! I'm definitely going to ask for written documentation tomorrow and specifically mention the "FAFSA delay protection policy" that several people have referenced. Has anyone else noticed if their school's financial aid staff seem more helpful when you mention specific policy names or show that you understand what's happening? I feel like I've been getting brushed off because they think I'm just another panicked freshman who doesn't understand how financial aid works.

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Amaya Watson

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Welcome to the community! I'm also new here and completely understand that frustration with financial aid staff. You're absolutely right that mentioning specific policy names seems to help - I've noticed they take you more seriously when you show you've done your research. When I called and specifically asked about their "FAFSA delay protection policy" instead of just asking "when will my money come?", the advisor was much more detailed in their explanation and actually walked me through their internal timeline. It's like they realize you're not just panicking randomly but actually understand the system. Also totally agree about the mass email thing - such a simple solution that would prevent so much stress for students! Based on what others have shared, it seems like more schools are finally getting their disbursements processed, so hopefully we'll both see our real amounts soon.

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I'm a new community member and just wanted to say THANK YOU to everyone who shared their experiences here! I've been dealing with this exact same $1 Pell Grant placeholder issue for my Fall 2025 semester and was absolutely convinced I had somehow messed up my FAFSA or lost my eligibility. My original award was supposed to be $4,050 and seeing just $1 in my portal had me in full panic mode for the past two weeks. Reading through this entire thread has been such a huge relief - knowing this is a widespread issue with the new FAFSA Simplification Act rollout and not something specific to my situation has helped me sleep better at night! I called my financial aid office this morning armed with the terminology from this thread and specifically asked about their "FAFSA delay protection policy" - the difference in how they responded was night and day compared to my previous calls. They immediately confirmed I have protection in place and won't be dropped from classes, plus they're expecting the updated amounts to process within the next 7-10 days based on recent updates from FSA. I also requested written documentation for my landlord since rent is due next week. This community has been absolutely invaluable during such a stressful time - thank you all for taking the time to share your experiences and advice!

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CyberSiren

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Welcome to the community! I'm also new here and just joined after finding this thread while panicking about my own $1 Pell Grant situation. It's amazing how much this community has helped ease everyone's anxiety about what seemed like such a scary financial aid problem! I'm so glad you had better luck with your financial aid office after using the specific terminology from this thread - that's such a great tip. The difference between asking general questions versus showing you understand the system really does seem to make a huge impact on how seriously they take you. 7-10 days sounds really promising compared to some of the longer timelines people mentioned earlier in the thread. It sounds like the processing is definitely speeding up now! I'm planning to call my school tomorrow and use the same approach. Thanks for sharing your positive experience - it gives me hope that this will all work out soon for everyone still waiting!

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Yuki Tanaka

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I'm a new community member and just found this thread while desperately searching for answers about my own Pell Grant situation! Like everyone else here, my portal is showing $1 instead of my actual $3,650 award for Fall 2025. I've been absolutely terrified for the past week thinking I somehow lost my financial aid eligibility or made a mistake on my FAFSA. This thread has been such a lifeline - reading everyone's experiences has completely changed my understanding of what's happening. It's clearly a systemic issue with the new FAFSA Simplification Act, not individual student errors. I'm planning to call my financial aid office first thing tomorrow morning and specifically ask about their "FAFSA delay protection policy" and request written documentation like so many others have recommended. The tip about using specific terminology instead of just panicking seems really valuable - I can see from the responses that financial aid staff take you much more seriously when you show you understand what's actually happening. Thank you all for creating such a supportive community during what has been an incredibly stressful time for so many students!

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Welcome to the community! I'm also a newcomer here and just discovered this thread while frantically googling about my own $1 Pell Grant situation. Reading through everyone's experiences has been such a huge relief - I was convinced I had somehow screwed up my FAFSA or lost my eligibility! It's incredible how this one thread has helped so many students realize we're all going through the same thing due to the FAFSA system changes. The advice about using specific terminology when calling financial aid is spot on - I tried it yesterday and got way better information than my previous calls where I was just panicking. Definitely ask for that written documentation too, especially if you have rent or other expenses coming up. This community has been amazing for turning what felt like an individual crisis into understanding it's just a temporary system issue that will get resolved. Good luck with your call tomorrow!

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I'm a new community member and SO relieved to have found this thread! I've been dealing with the exact same $1 Pell Grant placeholder issue for my Fall 2025 semester - my portal shows $1 instead of my actual $4,280 award. I was absolutely convinced I had made some terrible mistake on my FAFSA or that my eligibility got revoked somehow. I've been losing sleep over this for weeks! Reading through everyone's experiences here has been incredibly reassuring - it's clear this is a widespread systemic issue with the new FAFSA Simplification Act rollout, not something we individual students did wrong. I'm definitely going to call my financial aid office tomorrow and specifically ask about their "FAFSA delay protection policy" and request written documentation like others have suggested. The advice about using specific terminology instead of just panicking seems really valuable based on how much better responses people got. Thank you all for sharing your experiences and creating such a supportive community during this stressful time - knowing we're not alone in this makes such a huge difference!

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Welcome to the community! I'm also a newcomer here and I completely understand that feeling of panic - I went through the exact same thing when I first saw the $1 amount in my portal! This thread has been such a lifesaver for so many of us dealing with this FAFSA nightmare. It's honestly amazing how one discussion has helped turn what felt like individual crises into understanding this is just a temporary system-wide issue. The advice about using specific terminology when calling really does work - I tried it and got so much more helpful information than when I was just calling in a panic. Definitely follow through with asking for that written documentation too, especially with such a high award amount like yours. It sounds like the processing is really speeding up now based on recent updates people have shared, so hopefully you won't have to wait much longer! This community has been incredible for support during such a stressful time.

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Holly Lascelles

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I'm a new community member and just wanted to add my voice to this incredibly helpful thread! I've been dealing with the exact same $1 Pell Grant placeholder issue for Fall 2025 - my portal shows $1 instead of my actual $3,825 award. Like so many others here, I was absolutely panicking thinking I had somehow lost my financial aid or made a critical error on my FAFSA. This thread has been a complete game-changer for my understanding of the situation! After reading through everyone's experiences, I called my financial aid office this afternoon and specifically mentioned the "FAFSA delay protection policy" and asked about the FAFSA Simplification Act processing delays. The difference in their response was incredible - instead of the vague "just wait" answers I got before, they immediately confirmed I have protection in place, walked me through their timeline, and provided an official email stating my aid is approved but delayed due to federal processing issues. For anyone still dealing with this - don't lose hope! Based on all the recent updates people have shared, it really seems like the system is finally catching up. The written documentation has already been so helpful for explaining the situation to my landlord. Thank you to everyone who shared their experiences - this community support has made such a stressful situation so much more manageable!

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Maya Patel

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Welcome to the community! I'm also a new member and just joined after going through this exact same $1 Pell Grant panic! It's so amazing how this thread has helped so many of us understand what's really happening instead of thinking we messed something up individually. Your tip about mentioning the FAFSA Simplification Act specifically is really smart - I hadn't thought to reference that directly when calling. Getting that official email documentation sounds like such a relief, especially for dealing with landlords and other expenses while waiting. It's incredible how much more helpful financial aid staff are when you show you understand the system versus just calling in a panic. Thank you for sharing your positive experience - it gives me so much hope that this will all get resolved soon for everyone still waiting! This community has truly been a lifesaver during such a stressful time.

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Mateo Gonzalez

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I'm a new community member and just discovered this incredibly helpful thread while searching for answers about my own $1 Pell Grant situation! My portal is showing $1 instead of my actual $4,145 award for Fall 2025, and I was absolutely convinced I had somehow messed up my FAFSA or lost my eligibility. Reading through everyone's experiences here has been such a huge relief - it's clear this is a widespread issue with the FAFSA Simplification Act rollout affecting thousands of students, not individual mistakes we made. I just got off the phone with my financial aid office after using the advice from this thread about mentioning specific terminology. When I asked about their "FAFSA delay protection policy" and referenced the FAFSA Simplification Act processing delays, their response was completely different from my previous calls where I was just panicking. They immediately confirmed I have protection in place, provided a timeline of 5-7 business days for my disbursement based on recent federal updates, and sent me an official email documenting my approved aid status for my records. For anyone still waiting - the processing really does seem to be speeding up significantly now! The written documentation has already been helpful for explaining the delay to my family who was worried about tuition payments. Thank you to everyone who shared their experiences and advice - this community has turned what felt like a personal financial crisis into understanding it's just a temporary system issue that's being resolved. You've all been absolutely invaluable during such a stressful time!

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Welcome to the community! I'm also a new member and just found this thread after panicking about my own $1 Pell Grant situation for the past week. It's incredible how this one discussion has helped so many of us realize we're not alone in this! Your experience with calling and using the specific terminology is so encouraging - 5-7 business days sounds much better than the longer timelines people were experiencing earlier. I'm definitely going to try the same approach when I call tomorrow. It's amazing how much more helpful they are when you show you understand what's actually happening versus just calling in a panic. Thank you for sharing your positive outcome - it gives me so much hope that this nightmare will be over soon for all of us still waiting! This community support has been absolutely incredible during such a stressful time.

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