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Justin Evans

FAFSA Contributor Link Missing - My Husband's Account Not Showing Up As Parent Contributor

I'm completely confused about the FAFSA parent contributor situation. I set up my account as a parent, completed my section, and signed the contributor form. My dashboard shows I'm successfully linked to my daughter's FAFSA application. However, my husband created his FSA ID and attempted to do the same thing, but his account isn't showing up as linked at all! We both got the invitation email from our daughter, but only my account seems to be properly connected. Is this normal? Do both parents need to be linked as contributors, or is just one parent sufficient? We're trying to complete this for her 2025-2026 application and getting increasingly frustrated with the new system. Her priority deadline is in three weeks!

Emily Parker

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It's actually normal! Under the new FAFSA system, only one parent/contributor needs to complete the information if you filed taxes jointly. If you file separately, then both parents would need to complete their sections. Did your daughter select 'parents file jointly' on her application? If so, only one parent (you in this case) needs to be linked and complete the contributor section.

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Justin Evans

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Oh thank goodness! Yes, we file jointly. The instructions weren't clear at all about this. So my husband doesn't need to do anything then? I was worried her application wouldn't be processed correctly.

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Ezra Collins

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We had the same exact problem last month! The system is SO confusing. My wife was linked but my account kept giving errors. Called FSA and waited 2 HOURS only to be told only one parent needed to complete it since we file jointly. What a waste of time!!

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Justin Evans

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Ugh, 2 hours on hold just to get that information? That's ridiculous! Did your child's application process correctly with just one parent contributor?

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Ezra Collins

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Yes it did go through fine with just my wife as contributor. Got the SAI score about 9 days later. The whole new system is a nightmare honestly

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This is incorrect information being shared above. BOTH parents living in the same household are required to contribute to the FAFSA application regardless of filing status. The system might be experiencing technical issues. You should ensure your husband's FSA ID is properly linked by having your daughter send another invitation.

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Emily Parker

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That's actually not accurate for the 2025-2026 FAFSA. The streamlined system specifically allows one parent to complete the contributor section if they file taxes jointly. This is directly from the Federal Student Aid website. The system isn't broken - it's working as designed in this case.

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You're right - I apologize for my confusion. I was thinking of the old system requirements. Thank you for the correction!

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not to hijack but quick question - if parents are divorced does each parent still need to fill out seperate sections? my mom filled out her part but my dad is being difficult about creating an FSA ID

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Emily Parker

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For divorced parents, only the parent who provides more than 50% of your financial support needs to complete the FAFSA. If you lived with one parent more than the other in the past 12 months, that's usually the parent who should complete it. Your other parent isn't required to participate at all.

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thx that helps a lot!!

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Zara Perez

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I had so many problems with the contributor section when helping my son with his FAFSA last month. The system kept timing out when trying to link accounts. I finally gave up trying to call the help line because I kept getting disconnected. Found this service called Claimyr (claimyr.com) that got me connected to an actual FSA agent in about 15 minutes instead of waiting for hours. They have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. The agent confirmed only one parent needs to be linked if you file jointly and helped fix some other issues with our application.

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Justin Evans

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Thanks for the tip! I'm relieved we don't need both accounts linked, but I'll keep that service in mind if we run into other issues. Did your son's application process correctly after you got help?

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Zara Perez

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Yes, it went through fine after that. We got his SAI calculation about a week later. The agent was really helpful explaining some other aspects of the application I was confused about too.

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Daniel Rogers

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The FAFSA system is such a disaster this year. They promised a 'simpler' form but made everything MORE complicated with all these contributor accounts and links. My daughter's financial aid is delayed by WEEKS because of these stupid technical issues. Now schools are telling us they might not have aid packages ready by May 1 decision deadline! RIDICULOUS!!!

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Aaliyah Reed

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I feel your frustration! My son's school actually extended their decision deadline specifically because of FAFSA delays. It might be worth checking if your daughter's schools are doing something similar. Many institutions are being flexible this year.

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Daniel Rogers

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Thanks for the suggestion. I'll have her email the financial aid offices. This whole process has been so stressful though.

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Aaliyah Reed

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Just to clarify a technical detail - while only one parent needs to complete the contributor section for joint filers, both parents should still create FSA IDs for future needs like signing loan documents if your daughter ends up taking federal loans. So your husband's FSA ID is still useful to have, even if it's not linked as a contributor right now.

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Justin Evans

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That's really helpful information, thank you! We'll make sure he keeps his FSA ID information safe for future use. Are Parent PLUS loans something that would require both our FSA IDs?

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Aaliyah Reed

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Yes, exactly! If either of you decides to take out a Parent PLUS loan to help finance your daughter's education, you'll use your individual FSA ID to complete that process. It's definitely good to have both accounts set up and ready.

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Yara Elias

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I went through this exact same situation with my twins' FAFSAs this year! The confusion is totally understandable - the new system's instructions are really unclear about contributor requirements. Just to add some reassurance to what others have said: if you file jointly, you're all set with just one parent completing the contributor section. My husband also created an FSA ID thinking he needed to be linked too, but it turned out to be unnecessary. Both my daughters' applications processed smoothly with just me as the contributor. The key thing is making sure your section is fully complete and submitted. Don't stress about your husband's account not showing as linked - that's actually normal for your situation!

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