FAFSA Borrower Defense discharge for Corinthian students - 22 months and still waiting?

same thing happened to me!!!!! got my letter in november 2022 and my loans still show as active. every time i call the FSA number they tell me 'be patient' but its been almost 2 years!! i've given up calling them cuz i just get the runaround everytime

I was in a similar situation but with ITT Tech, not Corinthian. What helped me was documenting everything. Keep copies of ALL correspondence, approval letters, and take detailed notes of every phone call (date, time, representative name, what they said). The system is incredibly backlogged right now with multiple loan forgiveness programs running simultaneously. You might want to contact your state's attorney general's office - many of them have special teams dedicated to student loan issues, especially involving for-profit colleges. They were able to escalate my case after 14 months of waiting.

When i got my discharge letter for Corinthian i actually DID eventually get the discharge but it took 26 months! The FSA is SUPER backlogged especially with all the Biden forgiveness stuff. One weird thing though - the discharge didn't show up in my account until after it happened, no warning. Just logged in one day and balance was zero. Don't give up hope!!

You need to understand that the Department of Education is completely overwhelmed right now. Between the Corinthian discharges, Sweet v. Cardona settlement, Biden's forgiveness attempts, and the new SAVE program, they're dealing with millions of accounts simultaneously. This is causing massive delays. If you've received an official approval letter, your discharge WILL happen, but the timeline they initially provided was wildly optimistic. Make sure you're in an appropriate payment plan while waiting - you should be able to get your loans placed in administrative forbearance since you have an approved BD claim. Call and specifically request this status if you haven't already.

When I had problems getting anyone at FSA to help with my discharge, I tried claimyr.com to get through to an actual human being without the 3+ hour wait time. They got me connected to an agent in about 15 minutes who could actually see my borrower defense claim in the system and confirmed it was still approved but in the discharge queue. You can see how it works in their video demo: https://youtu.be/TbC8dZQWYNQ. It was worth it to finally get some real answers instead of the constant runaround.

I've worked with numerous Corinthian College borrowers facing this exact issue. Here's what you need to know: 1. The Department of Education is processing these discharges in batches, which is causing the extreme delays you're experiencing. 2. You should request that your loans be placed in administrative forbearance specifically citing your approved Borrower Defense claim. This will prevent any payments while you wait. 3. If you've made any payments since your approval date, those should be refunded once the discharge is processed. 4. File a formal complaint through the FSA Feedback System AND through the Consumer Financial Protection Bureau (CFPB) - the latter often gets faster responses. 5. Contact your Congressional representative's office - they have caseworkers who can make inquiries with the Department of Education on your behalf. The approval is valid and will be honored, but the system is experiencing unprecedented delays. Document everything, follow up consistently, and use every channel available to you.

The whole student loan system is RIGGED against borrowers!!! They approve these discharges for PR then drag their feet for YEARS hoping you'll keep paying!!! It's ALL A SCAM. I've been waiting 31 months for my Corinthian discharge and they keep "losing" my paperwork. THEY DON'T WANT TO FORGIVE THE LOANS. It's all lies and political theater. Biden administration just wants the headlines about loan forgiveness but doesn't actually deliver!!

my cousin went to corinthian too and she got her loans cancelled last month after waiting like 2 years so i think they are actually doing it but suuuuuper slow

One more thing I forgot to mention - if you're making payments while waiting, make sure to save documentation of those payments. When your loans are finally discharged, you should be entitled to a refund of any payments made after your approval date. Many borrowers have reported issues getting these refunds processed automatically, so having your own records is crucial.

I'm dealing with the exact same nightmare! Got my Corinthian borrower defense approval in March 2023 (almost 2 years ago now) for $42,000 in loans, and they're still showing as active. The inconsistent information from FSA reps is the most frustrating part - I've been told everything from "it's processing normally" to "we don't see any approval in your file" to "these things take time, just be patient." What really gets me is that they had NO problem collecting payments from us when the school was clearly defrauding students, but when it comes time to actually honor their own discharge approvals, suddenly everything moves at a snail's pace. I've started keeping a detailed log of every phone call because the information is so inconsistent. Has anyone tried reaching out to the Student Borrower Protection Center? I saw they've been involved in some of the Corinthian litigation and might have additional resources or advocacy support for cases like ours.

I'm so sorry you're all going through this - I just joined this community after finding this thread through a Google search about Corinthian discharge delays. I received my borrower defense approval in June 2023 (about 21 months ago) for $19,800 in loans, and I'm still in the same nightmare as everyone else here. What really struck me reading through all these comments is how widespread this issue is and how the FSA representatives seem to have absolutely no consistency in their responses. I've had the exact same experience - one rep tells me my case is "processing normally," another says they can't find any approval, and a third told me to "just wait a little longer" when I mentioned it's been almost two years! I'm definitely going to try several of the suggestions mentioned here, especially requesting administrative forbearance and reaching out to my Congressional representative. The idea of contacting the Student Borrower Protection Center that Luca mentioned also sounds promising. One thing I wanted to add - I've been keeping screenshots of my StudentAid.gov account showing the loans are still active, just in case I need proof later that the discharge wasn't processed despite the approval. Has anyone else been documenting this way? I figure having a paper trail of the delays might be helpful if we ever need to escalate further or if there are issues with the eventual discharge processing. Thank you all for sharing your experiences. It's frustrating that we're all dealing with this, but at least we're not alone in the fight!

I'm new to this community but unfortunately not new to this problem either. I received my Corinthian borrower defense approval in July 2023 (about 20 months ago) for $33,400 in federal loans, and like everyone here, I'm still waiting for the actual discharge. Reading through all these experiences is both validating and deeply frustrating - it's clear this is a massive systemic failure, not individual case issues. I've had the same runaround with FSA reps giving completely contradictory information. One memorable call had a rep tell me my approval "expired" and I'd need to reapply, which sent me into a panic until I called back and got someone who confirmed that's not how the program works. I want to add a few things that have helped me: 1. I started using the FSA's online messaging system through StudentAid.gov instead of just calling. The responses are slower (7-10 days) but they're documented and I can reference previous messages. It's helped reduce the conflicting information somewhat. 2. I joined a local legal aid clinic that has student loan specialists. They've been able to review my case and confirm everything looks correct from a legal standpoint, which gives me peace of mind that my discharge will eventually happen. 3. Like others mentioned, I'm now taking monthly screenshots of my loan status and keeping a detailed spreadsheet of every interaction with FSA. The administrative forbearance suggestion is crucial - I finally got mine approved last month after three attempts with different reps. Make sure to specifically mention your approved BD claim and ask them to place notes in your file. We shouldn't have to become experts at navigating a broken system just to get what was already approved, but here we are. Thank you all for sharing your experiences - it helps knowing we're not fighting this alone.