FAFSA Borrower Defense discharge for Corinthian students - 22 months and still waiting?

same thing happened to me!!!!! got my letter in november 2022 and my loans still show as active. every time i call the FSA number they tell me 'be patient' but its been almost 2 years!! i've given up calling them cuz i just get the runaround everytime

I was in a similar situation but with ITT Tech, not Corinthian. What helped me was documenting everything. Keep copies of ALL correspondence, approval letters, and take detailed notes of every phone call (date, time, representative name, what they said). The system is incredibly backlogged right now with multiple loan forgiveness programs running simultaneously. You might want to contact your state's attorney general's office - many of them have special teams dedicated to student loan issues, especially involving for-profit colleges. They were able to escalate my case after 14 months of waiting.

When i got my discharge letter for Corinthian i actually DID eventually get the discharge but it took 26 months! The FSA is SUPER backlogged especially with all the Biden forgiveness stuff. One weird thing though - the discharge didn't show up in my account until after it happened, no warning. Just logged in one day and balance was zero. Don't give up hope!!

You need to understand that the Department of Education is completely overwhelmed right now. Between the Corinthian discharges, Sweet v. Cardona settlement, Biden's forgiveness attempts, and the new SAVE program, they're dealing with millions of accounts simultaneously. This is causing massive delays. If you've received an official approval letter, your discharge WILL happen, but the timeline they initially provided was wildly optimistic. Make sure you're in an appropriate payment plan while waiting - you should be able to get your loans placed in administrative forbearance since you have an approved BD claim. Call and specifically request this status if you haven't already.

When I had problems getting anyone at FSA to help with my discharge, I tried claimyr.com to get through to an actual human being without the 3+ hour wait time. They got me connected to an agent in about 15 minutes who could actually see my borrower defense claim in the system and confirmed it was still approved but in the discharge queue. You can see how it works in their video demo: https://youtu.be/TbC8dZQWYNQ. It was worth it to finally get some real answers instead of the constant runaround.

I've worked with numerous Corinthian College borrowers facing this exact issue. Here's what you need to know: 1. The Department of Education is processing these discharges in batches, which is causing the extreme delays you're experiencing. 2. You should request that your loans be placed in administrative forbearance specifically citing your approved Borrower Defense claim. This will prevent any payments while you wait. 3. If you've made any payments since your approval date, those should be refunded once the discharge is processed. 4. File a formal complaint through the FSA Feedback System AND through the Consumer Financial Protection Bureau (CFPB) - the latter often gets faster responses. 5. Contact your Congressional representative's office - they have caseworkers who can make inquiries with the Department of Education on your behalf. The approval is valid and will be honored, but the system is experiencing unprecedented delays. Document everything, follow up consistently, and use every channel available to you.

The whole student loan system is RIGGED against borrowers!!! They approve these discharges for PR then drag their feet for YEARS hoping you'll keep paying!!! It's ALL A SCAM. I've been waiting 31 months for my Corinthian discharge and they keep "losing" my paperwork. THEY DON'T WANT TO FORGIVE THE LOANS. It's all lies and political theater. Biden administration just wants the headlines about loan forgiveness but doesn't actually deliver!!

my cousin went to corinthian too and she got her loans cancelled last month after waiting like 2 years so i think they are actually doing it but suuuuuper slow

One more thing I forgot to mention - if you're making payments while waiting, make sure to save documentation of those payments. When your loans are finally discharged, you should be entitled to a refund of any payments made after your approval date. Many borrowers have reported issues getting these refunds processed automatically, so having your own records is crucial.

I'm dealing with the exact same nightmare! Got my Corinthian borrower defense approval in March 2023 (almost 2 years ago now) for $42,000 in loans, and they're still showing as active. The inconsistent information from FSA reps is the most frustrating part - I've been told everything from "it's processing normally" to "we don't see any approval in your file" to "these things take time, just be patient." What really gets me is that they had NO problem collecting payments from us when the school was clearly defrauding students, but when it comes time to actually honor their own discharge approvals, suddenly everything moves at a snail's pace. I've started keeping a detailed log of every phone call because the information is so inconsistent. Has anyone tried reaching out to the Student Borrower Protection Center? I saw they've been involved in some of the Corinthian litigation and might have additional resources or advocacy support for cases like ours.

I'm new to this community but unfortunately not new to this problem. I got my Corinthian borrower defense approval in August 2023 (about 19 months ago) and I'm still waiting too. Reading through all these comments is both relieving and terrifying - relieving to know I'm not alone, but terrifying to see people waiting 2+ years! I've been following a lot of the advice here - keeping detailed records, requesting administrative forbearance, filing complaints through multiple channels. One thing that's helped me stay sane is joining some of the Facebook groups for Corinthian students where people share updates when their discharges actually go through. It gives me hope to see it's still happening, just incredibly slowly. The most useful tip I can add is to always ask for a reference number when you call FSA and write down the rep's name/ID if they give it. When you call back, mention the previous call and reference number - it seems to help them find your case history faster instead of starting from scratch every time. Hang in there everyone. This system is broken but the approvals ARE valid and WILL eventually be processed. We just have to keep pushing and advocating for ourselves.

I'm in the exact same boat and it's absolutely maddening! Got my Corinthian borrower defense approval in December 2022 (over 2 years ago now) and my $28,000 in loans are still active. Like everyone else here, I get completely different answers every time I call - it's like they're just making things up on the spot. What's really helped me recently is documenting EVERYTHING and escalating through multiple channels simultaneously. I filed complaints with both the CFPB and my state attorney general's office within the same week, and suddenly I started getting more consistent responses from FSA reps who could actually see my approval in their system. The administrative forbearance suggestion is crucial - make sure you specifically request this status citing your approved BD claim. It took me three phone calls to get a rep who knew how to process this request, but once it was done, at least I stopped worrying about making payments on loans that should already be gone. I know it's frustrating, but based on what I'm seeing in various forums and Facebook groups, the discharges ARE still happening. They're just processing them in waves and the timeline is way longer than anyone anticipated. Stay strong and keep pushing - we'll get through this eventually!

I'm so glad I found this thread because I was starting to think I was the only one dealing with this nightmare! I got my Corinthian borrower defense approval in September 2023 (about 18 months ago) for $31,200 in loans, and like everyone else here, they're still showing as active with zero communication about timeline. What's been driving me absolutely crazy is the inconsistent information from FSA reps - I've literally been told by one rep that my case doesn't exist in their system, then called back the same day and had another rep confirm my approval and say it's "in queue for processing." It's like they're working with completely different systems! Reading through everyone's experiences here is both comforting and terrifying. Comforting to know this is a widespread issue and not just my case being lost in the system, but terrifying to see people waiting 2+ years after approval. The administrative forbearance advice is something I definitely need to pursue - I've been stressed about whether to keep making payments on loans that are supposed to be discharged. Has anyone had success with the Congressional representative route that Miguel mentioned? I'm in California and wondering if certain representatives' offices are more effective at getting responses from the Department of Education. At this point I'm willing to try every possible avenue because waiting indefinitely with no real timeline is just not sustainable. Thank you all for sharing your experiences and tips - it's helping me feel less alone in this process!

I'm so sorry you're all going through this - I just joined this community after finding this thread through a Google search about Corinthian discharge delays. I received my borrower defense approval in June 2023 (about 21 months ago) for $19,800 in loans, and I'm still in the same nightmare as everyone else here. What really struck me reading through all these comments is how widespread this issue is and how the FSA representatives seem to have absolutely no consistency in their responses. I've had the exact same experience - one rep tells me my case is "processing normally," another says they can't find any approval, and a third told me to "just wait a little longer" when I mentioned it's been almost two years! I'm definitely going to try several of the suggestions mentioned here, especially requesting administrative forbearance and reaching out to my Congressional representative. The idea of contacting the Student Borrower Protection Center that Luca mentioned also sounds promising. One thing I wanted to add - I've been keeping screenshots of my StudentAid.gov account showing the loans are still active, just in case I need proof later that the discharge wasn't processed despite the approval. Has anyone else been documenting this way? I figure having a paper trail of the delays might be helpful if we ever need to escalate further or if there are issues with the eventual discharge processing. Thank you all for sharing your experiences. It's frustrating that we're all dealing with this, but at least we're not alone in the fight!