Do out-of-state schools offer state grants like California schools do with my Pell Grant?
My daughter qualified for a small Pell Grant based on our FAFSA, which is great but obviously not enough for full tuition anywhere. We're California residents, and I just noticed something interesting: the financial aid packages from both UC Riverside and Cal State Fullerton include a California state grant on top of the federal Pell Grant. She's still waiting on her final financial package from University of Colorado Boulder. I'm trying to estimate what their offer might look like - will Colorado also offer some kind of state grant to an out-of-state student? Or do state grants typically only come from your home state? I'm trying to figure out if the Colorado package will be comparable to the CA schools or significantly worse because we'd miss out on that state grant money. Any insights from parents who've dealt with out-of-state financial aid packages would be super helpful!
21 comments


Mateo Rodriguez
State grants r usually only 4 residents of that state. Ur daughter probably got Cal Grant which is only for CA residents attending CA schools. Out of state students almost always pay way more
0 coins
Nia Thompson
•That's what I was afraid of. Guess we should prepare for the Colorado offer to be significantly more expensive then? Not sure if it's even worth considering at that point...
0 coins
Aisha Hussain
You're asking about state grants specifically, so here's how it generally works: 1. Most states (including Colorado) reserve their state grant programs for their own residents attending in-state institutions 2. California's Cal Grant programs are specifically for California residents attending California institutions 3. Your daughter's Pell Grant will follow her to any eligible institution nationwide 4. Some states have reciprocity agreements with neighboring states, but California and Colorado don't have such an arrangement Expect the Colorado package to be significantly different because: - You'll be charged out-of-state tuition (often 2-3x higher than in-state) - You won't qualify for Colorado state grants - Your daughter will still get her federal aid (Pell, federal loans, etc.) A few select private institutions offer good aid packages regardless of residency, but public universities like CU Boulder typically have limited aid for out-of-state students.
0 coins
Nia Thompson
•Thank you so much for the detailed breakdown! That really helps me understand the situation. Sounds like CU Boulder will be substantially more expensive even with the Pell Grant carrying over. I'll make sure my daughter understands this when we compare the final offers.
0 coins
GalacticGladiator
when my son went to Arizona State we had to pay full out of state tuition even tho were from Nevada. The only state money he got was from our home state and it was tiny like $1200. The rest was just federal money and loans but his friends from AZ got big state grants
0 coins
Ethan Brown
•Same experience here. My kid got like $15k in grants from Illinois for staying in-state but her friend who went to Wisconsin got ZERO Wisconsin grants. Only way out-of-state makes sense is if the school gives good merit scholarships.
0 coins
Yuki Yamamoto
Just to add another perspective - some states DO have special scholarships for high-achieving out-of-state students. Colorado has the Western Undergraduate Exchange (WUE) program that gives tuition discounts to students from certain western states including California. BUT your daughter would have needed to apply specifically for this program and it's competitive. If she didn't specifically apply for WUE, then yes, expect to pay full out-of-state tuition with no Colorado state grants.
0 coins
Nia Thompson
•That's interesting about the WUE program! I don't think she applied for that specifically... I'll have to check if it's too late. Definitely something we should've researched earlier.
0 coins
Carmen Ruiz
I work in college advising and can confirm that state grants are virtually always limited to residents. The only exceptions are sometimes for border counties or regional exchange programs like the WUE someone mentioned. Here's what most students don't realize: when you see the MASSIVE difference between in-state and out-of-state tuition at public universities, that difference IS essentially the state grant. California taxpayers subsidize UC/CSU education for residents - that subsidy just shows up as lower tuition rather than a separate "grant" line item. Out-of-state students pay the true cost of education without the state subsidy. That's why the difference can be $25,000+ per year. When comparing financial aid packages, make sure you're looking at the final net cost after all grants and scholarships, not just the grant amounts themselves.
0 coins
Nia Thompson
•That's a really helpful way to think about it - the lower in-state tuition IS essentially a grant that all residents get. Makes perfect sense. We'll definitely look at the final net costs. Based on what everyone's saying, I suspect Colorado will end up at least $20K more expensive per year.
0 coins
Andre Lefebvre
Has anyone here had luck calling FAFSA or schools to get exceptions or additional aid? I spent TWO DAYS trying to get through to someone at Federal Student Aid to ask about our options for out-of-state tuition assistance and kept getting disconnected or put on eternal hold. So frustrating!!
0 coins
Aisha Hussain
•I had the same problem but found this service called Claimyr that got me through to a FAFSA agent in less than 30 minutes. They basically hold your place in line and call you when an agent is available. Saved me hours of frustration when I was trying to figure out why my daughter's SAI calculation was wrong. You can see how it works at claimyr.com or check their demo video: https://youtu.be/TbC8dZQWYNQ That said, FSA agents can't help with state-specific grants or out-of-state tuition questions. For that, you need to talk to each specific university's financial aid office.
0 coins
GalacticGladiator
my niece went to boulder and her parents had to pay full out of state tution even tho they had good income my bro said it cost them like $50K a year with everything!! but she loved it there if thats any help lol
0 coins
Nia Thompson
•Ouch, $50K is definitely out of our budget range! Good to hear your niece loved it though. My daughter is really drawn to their environmental science program, but I don't think we can justify that price difference.
0 coins
Ethan Brown
DONT FORGET to check if your student can establish residency after freshman year!! Some states allow this and it can SAVE YOU A TON in years 2-4!!! Colorado has a process for this but you have to plan ahead - your daughter would need to live there year-round (even summers), get a CO drivers license, register to vote there, etc.
0 coins
Yuki Yamamoto
•Just FYI, Colorado actually made this much harder in recent years. Students who move there primarily for educational purposes are now presumed to NOT be eligible for in-state tuition regardless of how long they live there or what documentation they provide. Most states have similar restrictions now because too many families were using this strategy. There are exceptions but they're very narrow.
0 coins
Nia Thompson
•That would've been amazing if it worked easily! But based on the response below, sounds like they've closed that loophole. Totally makes sense from their perspective - they'd lose a lot of revenue if out-of-state students could easily convert to in-state after a year.
0 coins
Carmen Ruiz
One more thing to consider: Cal Grants require you to be a California resident not just when you apply, but continuously throughout your education. If your daughter establishes residency elsewhere for ANY reason, she could lose California state aid if she ever transfers back to a CA institution. Just something to keep in mind for future planning.
0 coins
Nia Thompson
•That's really good to know! She doesn't have any plans to transfer, but it's definitely something we should be aware of. Thanks for pointing that out.
0 coins
Benjamin Johnson
As someone who went through this exact situation a few years ago, I can tell you that Colorado will likely be much more expensive than your CA options. My son was accepted to CU Boulder and we're California residents too. Even with his decent Pell Grant, the final cost was about $35K more per year compared to our UC options because of the out-of-state tuition and lack of Colorado state grants. What really helped us make the decision was creating a spreadsheet comparing the total 4-year costs after all aid. Don't forget to factor in higher travel costs for visits home, storage over summers if she can't come back to CA, and potentially higher living costs in Boulder. That said, if your daughter is set on CU Boulder and it has a program that's significantly better than the CA schools, it might still be worth it - just go in with realistic expectations about the financial commitment!
0 coins
Ingrid Larsson
•Thank you so much for sharing your real-world experience! A spreadsheet comparing the 4-year totals is a brilliant idea - I hadn't thought about factoring in the extra travel and storage costs. $35K more per year is just staggering... that would be over $140K extra for the full degree. You're absolutely right that we need to go in with realistic expectations. I think I'm starting to accept that unless CU Boulder offers some amazing merit aid (which seems unlikely), we'll probably need to stick with the California options. It's hard when your kid has their heart set on a particular school, but the financial reality is what it is. Did your son end up choosing a UC school instead? How did he handle the disappointment if so?
0 coins