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Emma Davis

FAFSA award amount changing when switching from out-of-state to in-state college?

Just got thrown a curveball with my son's college plans - he originally qualified for $7,000 in federal aid through FAFSA when he was applying to an out-of-state school. Now he's been accepted to a university in our home state where we're residents. Does anyone know if his FAFSA award amount will change because we're in-state now? I'm wondering if being residents might actually help us get more financial assistance from the school or state programs on top of the federal aid. The tuition is lower in-state obviously, but we're still looking at significant costs to cover what FAFSA doesn't. Any insights from parents who've dealt with in-state vs out-of-state financial aid packages?

The FAFSA amount itself won't change - that's federal aid based on your SAI (Student Aid Index) calculation, not on which school he attends. However, the in-state school will likely offer a MUCH better overall financial aid package! In-state schools often have access to state grants and scholarships that out-of-state students can't get. Have your son contact the financial aid office at the in-state school ASAP and ask specifically about state resident grants/scholarships and institutional aid. Many states have special programs just for residents attending public universities.

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Thanks so much! I didn't realize the FAFSA amount stays the same regardless of school. We'll definitely contact the financial aid office this week. Do you know if we need to update anything on the FAFSA itself since he's changing schools?

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congrats on the acceptance! my daughter got more $ at our in-state school than the fafsa amount. the school had like 3 different state grants plus a scholarship for top 10% of hs class. she got almost twice what fafsa said!!

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That's amazing! Did you have to apply separately for those state grants or did the school automatically consider her for them?

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some were automatic but there was 1 we had to fill out another form for. def check the schools financial aid website they should list everything there!!

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My daughter got the same FAFSA amount at both in state and out of state schools, BUT the in-state school gave her way more institutional aid. The financial aid packages looked totally different even though the federal part was identical. We were surprised how much difference it made!

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You need to update your FAFSA to add the new school to your son's application. Log into studentaid.gov, go to your son's FAFSA application, and add the school code for the in-state university. The FAFSA amount won't change (it's calculated based on your financial information, not school choice), but the school needs to receive his FAFSA information to create a complete financial aid package. As others mentioned, in-state schools often have additional state-specific grants and scholarships. For example, many states have special grant programs only available to residents attending in-state public universities. These can be worth thousands in additional aid. One more tip: once you receive the initial aid offer, if it's not enough, have your son schedule an appointment with a financial aid counselor at the school. Sometimes they can find additional institutional funds or scholarships if you explain your situation in person.

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This is incredibly helpful! I'll help him update the FAFSA tonight to add the new school code. I like the idea of meeting with a financial aid counselor in person too - that seems like it could make a big difference.

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You've already received good advice about updating the FAFSA to include the new school code. One additional thing to consider: your state may have its own separate financial aid application! Many states require a separate form to qualify for state-specific grants. For example, in California they have the Cal Grant, New York has TAP, Illinois has MAP, etc. Check your state's higher education agency website to see if there's a state-specific financial aid application with upcoming deadlines. These state grants can be substantial - sometimes $2,000-$5,000 per year for eligible students.

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I had no idea states had their own applications! I'll definitely look into that. We're in Michigan, so I'll check what programs they might have.

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Michigan has the Michigan Competitive Scholarship and Michigan Tuition Grant! Both require FAFSA completion plus Michigan residency. The competitive scholarship is merit-based (need ACT/SAT scores) while the tuition grant is need-based. Worth looking into both!

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the financial aid package will probably be totally different!!! my son went thru this exact thing last year. the fafsa part stayed the same but the in-state school offered way more scholarships and grants than the out of state one. we ended up paying less TOTAL for the in-state school than what just the tuition would have been at the out of state one!! definitely make an appointment with financial aid office asap!!!!

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I've been trying to reach the Federal Student Aid helpline for DAYS to ask this exact question about changing schools on my daughter's FAFSA. Keep getting busy signals or disconnected after waiting forever. Finally found this service called Claimyr (claimyr.com) that got me through to an actual FSA agent in less than 20 minutes. They have a video showing how it works here: https://youtu.be/TbC8dZQWYNQ The agent confirmed what others said - the FAFSA amount doesn't change, but you DO need to add the new school to your FAFSA. She also mentioned that in-state schools often have separate state grant applications with different deadlines, so don't miss those!

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Does that service actually work? I've been trying to get through to ask about verification issues for weeks!

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Yes! I was skeptical too but it connected me right away. The FSA agent was super helpful about explaining how to add schools and what happens when you switch from out-of-state to in-state.

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Dont forget to chck if the in-state schoool has any MERIT scholarships too!! My son got accepted to our state university and even though his FAFSA stayed the same they gave him a $6000/yr merit scholarship just for having a 3.8 GPA. We didn't even have to apply separate for it, was just included in his acceptance package!!

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That's a great point! My son has a 3.9 GPA so maybe there are merit scholarships available. I'll definitely ask about that when we talk to the financial aid office.

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One more important thing - make sure to check if the in-state school requires CSS Profile in addition to FAFSA. Some public universities (especially flagship state schools) use CSS Profile for awarding their institutional aid. It's more detailed than FAFSA and has a small fee, but it can qualify you for significant additional aid from the school itself. The deadline for CSS Profile might be different than FAFSA too.

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Thanks everyone for all the amazing advice! I've updated his FAFSA to include the in-state school code, and we've scheduled a meeting with their financial aid office for next week. I also found out our state does have several grant programs specifically for residents attending in-state universities. This is all so complicated but I feel much better prepared now!

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Great job taking action! Let us know how the meeting goes and what additional aid you're able to secure. In-state tuition plus state grants can make a HUGE difference in the final cost.

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Welcome to the community! As someone who just went through this process with my daughter, I can confirm what others have said - the federal FAFSA amount stays the same, but you'll likely see a much better overall financial aid package from the in-state school. One thing I'd add is to ask the financial aid office about work-study opportunities specifically available to in-state students. Many state schools reserve certain campus jobs for residents, and these can help cover those remaining costs after grants and scholarships. Also, if your son has any specific career interests, ask about departmental scholarships - sometimes individual colleges within the university have their own funding available. The meeting you scheduled is smart - going in person really does make a difference in what they can offer!

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Thanks for the warm welcome and great advice! I hadn't thought about work-study programs being different for in-state vs out-of-state students - that's really helpful to know. My son is interested in engineering, so I'll definitely ask about any departmental scholarships when we meet with financial aid. It's reassuring to hear from someone who just went through this process that the in-person meeting can make a real difference. Fingers crossed we get some good news!

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Congratulations on your son's acceptance! I'm going through something similar with my daughter right now. One thing I'd recommend is also checking if the in-state school participates in any regional tuition exchange programs - some states have agreements where residents can attend certain out-of-state schools at in-state rates, and vice versa. Also, don't forget to ask about emergency aid funds when you meet with financial aid. Many state schools have special hardship grants that aren't widely advertised but can help bridge gaps in funding. These are often easier to qualify for as an in-state student since you're contributing to the state tax base that funds the university. The timing of your switch actually works in your favor - many schools release additional aid in late spring as other students decline their offers. Good luck with the meeting!

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Thank you! That's such a great point about the timing working in our favor - I hadn't thought about schools having additional aid available as other students decline offers. I'll definitely ask about emergency aid funds and any regional exchange programs when we meet with financial aid. It's so helpful to connect with other parents going through the same process. How did things work out for your daughter with her in-state vs out-of-state options?

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As a newcomer to this community, I'm really impressed by all the helpful advice here! I'm actually facing a similar situation with my own child's college plans and had no idea there were so many different aid programs available at the state level. One question for those who've been through this - when you meet with the financial aid office, is there a specific list of questions you'd recommend asking? I want to make sure I don't miss anything important when we have our appointment. Also, does anyone know if there's a typical timeline for how long it takes to receive updated aid packages after adding a new school to FAFSA? Thanks for creating such a supportive space to navigate these complicated financial aid waters!

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Welcome to the community! Great question about what to ask during the financial aid meeting. Based on what I've learned from this thread and my own research, here's what I'd recommend asking: 1) What state-specific grants and scholarships are available for residents? 2) Are there departmental scholarships in your student's major? 3) Do you require CSS Profile for additional institutional aid? 4) What work-study opportunities are available specifically for in-state students? 5) Are there any emergency aid funds or hardship grants? 6) What's the timeline for receiving a complete aid package after FAFSA is processed? As for timing, from what others have shared, it typically takes 1-2 weeks after the school receives your FAFSA data to put together an initial aid package, but they may find additional funding as the semester approaches. The key seems to be having that in-person conversation with financial aid staff who can really dig into what's available. Good luck with your appointment!

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Welcome to the community! As a newcomer here, I'm amazed by how supportive and knowledgeable everyone is about navigating FAFSA and financial aid complexities. I'm in a very similar boat with my daughter who just got accepted to our state university after initially planning on an out-of-state school. Reading through all these responses has been incredibly eye-opening - I had no idea about state-specific grant programs or that the federal FAFSA amount stays constant regardless of which school you choose. One thing I'm curious about that I haven't seen mentioned yet - does anyone know if there are different deadlines for state aid programs versus the main FAFSA deadline? I want to make sure we don't miss any opportunities while we're transitioning between schools. Also, for those who've successfully gotten additional aid from in-state schools, how far in advance should we start this process? Thank you all for sharing your experiences - it's making what seemed like an overwhelming situation feel much more manageable!

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Welcome to the community! Great question about state aid deadlines - they can definitely be different from the federal FAFSA deadline and vary significantly by state. Many state programs have earlier deadlines than you might expect, sometimes as early as March or April for the following academic year. I'd recommend checking your state's higher education agency website ASAP since some programs are first-come, first-served even if you meet the deadline. As for timing, from what I've learned here and through my own experience, it's really never too early to start this process. The sooner you can get your son's FAFSA updated with the new school code and start researching state-specific programs, the better. Some of the best aid (like merit scholarships) gets allocated early in the process. You're absolutely right about this community being incredibly supportive - I've learned more in this thread than hours of searching online! The personal experiences and specific tips from other parents who've been through this exact situation are invaluable. Good luck with your daughter's transition to the in-state school!

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Welcome to the community! I'm new here and going through almost the exact same situation with my son. He was originally planning to attend an out-of-state school but just got accepted to our state university. Reading through all these responses has been incredibly helpful - I had no idea the FAFSA amount stays the same but that in-state schools often have so many additional funding opportunities! One thing I'm wondering about that I haven't seen mentioned - has anyone dealt with timing issues when switching schools this late in the process? I'm concerned we might have missed some state grant application deadlines since we weren't originally planning on the in-state option. Also, do most state universities automatically consider you for all available aid programs once they receive your FAFSA, or are there separate applications we need to complete? Thanks for creating such a supportive space to navigate these financial aid complexities. It's reassuring to see so many success stories with in-state schools offering better overall packages!

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Welcome to the community! I'm also new here and in a very similar situation with my daughter. From what I've learned reading through this thread, it sounds like you're actually not too late in the process - several people mentioned that schools often have additional funding available in late spring as other students decline their offers. Regarding your questions about timing and applications: From what others have shared, most state schools will automatically consider you for basic state grant programs once they receive your FAFSA data, but there may be separate applications for certain merit scholarships or special programs. @Freya Thomsen mentioned earlier that states like Michigan have specific programs that require both FAFSA completion AND residency verification, so it s'definitely worth checking your state s'higher education website. I d'recommend calling the financial aid office at your son s'in-state school directly to ask about any state grant deadlines you might have missed and whether there are separate applications needed. From what @Ravi Sharma and others have said, that in-person conversation with financial aid staff can make a huge difference in uncovering available funding opportunities. You re right'about this being such a supportive community - I ve learned'more here than anywhere else about navigating these financial aid waters!

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Welcome to the community! As a newcomer here, I'm really grateful to have found such a knowledgeable and supportive group of parents navigating these financial aid challenges together. I'm actually in the exact same situation with my daughter - she was originally planning on an out-of-state school but just got accepted to our state university. Reading through everyone's experiences has been incredibly reassuring, especially learning that the federal FAFSA amount stays consistent but that in-state schools often have access to so many additional funding sources. One thing I'm curious about that I haven't seen addressed yet - for those who successfully transitioned from out-of-state to in-state plans, did you find any unexpected benefits beyond just the financial aid differences? I'm wondering about things like easier family visits, potential internship opportunities with local companies, or alumni networks that might be stronger in your home state. Also, has anyone found it helpful to reach out to current students or recent graduates from the in-state school to get their perspective on the overall value and experience? I'm trying to help my daughter feel confident about this change since she had her heart set on the out-of-state option initially. Thanks again for creating such a welcoming space to work through these important decisions!

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Welcome to the community! Those are excellent questions about the broader benefits beyond just financial aid. As someone who's been through this process, I can definitely share some unexpected positives we discovered when my son chose our in-state university over his original out-of-state plan. The local connections were huge - he ended up getting internship opportunities through professors who had direct relationships with companies in our state. The alumni network was much more accessible too, since many graduates stay in the region and are eager to help students from their alma mater. Plus, being closer to home made it easier for him to maintain part-time work during breaks and summer, which helped with expenses. For helping your daughter feel confident about the change, I'd definitely recommend connecting with current students! Most universities have student ambassador programs or can connect prospective families with current students in similar majors. We found that hearing directly from students about their experiences really helped ease the transition anxiety. One practical tip - many in-state schools also have stronger career services specifically for local job placement, since they understand the regional job market better. This ended up being a huge advantage we hadn't initially considered. The "out-of-state dream" can sometimes overshadow the very real benefits of staying closer to home with better financial support!

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Welcome to the community! As a newcomer here, I'm really impressed by how supportive and informative this discussion has been. I'm actually facing a very similar situation with my son who was planning on an out-of-state school but just got accepted to our state university. Reading through all these responses has been incredibly helpful - I had no idea that the federal FAFSA amount stays the same regardless of which school you choose, but that in-state schools often have access to so many additional state-specific grants and scholarships. The advice about scheduling an in-person meeting with the financial aid office and asking about departmental scholarships, work-study programs, and emergency aid funds is exactly what I needed to hear. I'm particularly interested in what @Freya Thomsen mentioned about separate state financial aid applications - I'll definitely be checking our state's higher education website to make sure we don't miss any deadlines or opportunities. One question I have for those who've been through this process - when you meet with financial aid counselors, do they typically provide a comprehensive list of all available funding sources, or do you need to specifically ask about each type of aid (merit scholarships, state grants, work-study, etc.)? I want to make sure I'm asking the right questions to maximize the opportunities for my son. Thanks again for creating such a valuable resource for parents navigating these complex financial aid decisions!

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Welcome to the community! Great question about what to expect from financial aid counselors. In my experience, they'll usually provide an overview of the major funding sources, but you definitely need to ask specific questions to get the complete picture. Some aid programs aren't widely advertised, and counselors appreciate when parents come prepared with targeted questions. I'd recommend asking specifically about: 1) All state grant programs available to residents, 2) Merit scholarships (both university-wide and departmental), 3) Work-study positions reserved for in-state students, 4) Emergency/hardship aid funds, 5) Any upcoming scholarship competitions or applications, and 6) Whether they require CSS Profile for additional institutional aid. Also, don't hesitate to ask if there are any programs you might not know to ask about - sometimes they'll mention specialized grants or scholarships that aren't on the standard list. The key is showing that you're serious about maximizing aid opportunities, which often motivates them to really dig into what's available. Good luck with your meeting! This community has been such a great resource for navigating these decisions.

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Welcome to the community! As a newcomer here, I'm really grateful to have found such a supportive group of parents dealing with similar FAFSA challenges. I'm actually in almost the exact same boat - my daughter was initially planning on an out-of-state school but just got accepted to our state university. Reading through all these responses has been incredibly enlightening! I had no idea that the federal FAFSA amount stays consistent regardless of school choice, but that in-state schools often have access to so many additional funding opportunities through state grants and institutional aid. The advice about updating the FAFSA to include the new school code and scheduling an in-person meeting with financial aid is exactly what I needed to hear. I'm also planning to research our state's specific grant programs - it sounds like many states have substantial aid available that I wasn't even aware of. One thing I'm curious about - for those who made the switch from out-of-state to in-state plans, did you find the transition easy for your student emotionally? My daughter had her heart set on the out-of-state experience, so I'm trying to help her see all the benefits of staying closer to home with better financial support. Thanks for creating such a valuable resource for navigating these complex decisions!

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Welcome to the community! I completely understand your daughter's feelings about the out-of-state experience - my son went through the same emotional adjustment when we made a similar switch last year. What really helped was framing it as choosing the smarter financial path that would give him more opportunities in the long run, rather than "settling" for the in-state option. A few things that made the transition easier: We visited the in-state campus together and he was surprised by how much he liked it once he really explored it with an open mind. We also calculated exactly how much money the in-state choice would save over four years - seeing those numbers made the decision feel more empowering than disappointing. Plus, having less debt after graduation means more freedom for things like study abroad programs, internships, or graduate school. The local connections ended up being a huge bonus too - being part of the state's university system opened doors to internships and networking opportunities that wouldn't have been available out-of-state. Sometimes the "dream school" fantasy overlooks all the practical benefits of staying closer to home with better financial support. Your daughter might find that the in-state school offers experiences she hadn't even considered before!

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Welcome to the community! As a newcomer here, I'm really amazed by how helpful and knowledgeable everyone has been in this thread. I'm actually dealing with a very similar situation with my son who was originally accepted to an out-of-state school but just got into our state university as well. Reading through all these responses has been incredibly educational - I had no idea that the federal FAFSA amount stays the same regardless of which school you choose! The information about state-specific grants and the importance of meeting with financial aid counselors in person is exactly what I needed to hear. I'm definitely going to follow the advice about updating our FAFSA to include the in-state school code and scheduling that face-to-face meeting with their financial aid office. It sounds like there could be significant additional funding available through state programs that I wasn't even aware of. One question I have - for those who've successfully navigated this transition, how long did it typically take to receive a complete financial aid package from the in-state school after updating your FAFSA? I want to make sure we have realistic expectations about timing as we make this important decision. Thanks so much for creating such a supportive space to work through these complex financial aid challenges!

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