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Andre Dupont

Do I need to submit FAFSA every year or just once for all 4 years of college?

So confused about the FAFSA renewal process! I just submitted my first FAFSA for next fall (freshman year) and my cousin told me I'm done with paperwork for all 4 years. But my guidance counselor mentioned something about reapplying? Do I seriously need to go through this whole complicated process EVERY single year?? Or is it a one-and-done situation? I really don't want to deal with tracking down all my parents' tax info again if I don't have to.

Unfortunately, you need to submit a new FAFSA application for each academic year you want financial aid. The FAFSA determines your Student Aid Index (SAI) based on your current financial situation, which can change year to year. Starting October 1st each year, you can submit your FAFSA for the following academic year. So yes, you'll need to complete it annually - all 4 years.

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Ugh seriously?? That's so annoying. Will I at least have most of my info saved from the previous year or do I have to re-enter EVERYTHING?

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Your cousin is 100% WRONG! I learned this the hard way my sophomore year when I didn't reapply and lost all my aid. Had to scramble mid-summer to complete it and almost couldn't return to school!!! The system is broken but you ABSOLUTELY must submit every single year. Don't make my mistake!

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omg that sounds like a nightmare!! thx for the warning

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Mei Lin

Yes, you need to submit a new FAFSA for each academic year. However, after your first submission, subsequent applications are easier because you'll be doing a "renewal FAFSA" where many fields are pre-filled from your previous application. You'll still need updated tax information, but the process is streamlined. Just make sure to submit early (October-December) to maximize your aid eligibility!

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That's a relief that some info will be saved! Do you know if the renewal FAFSA still requires parent information? I'm worried my parents will be even less cooperative next year...

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The same thing happened to my roommate last year! He thought his FAFSA was good for all 4 years and missed the deadline for sophomore year. His Pell Grant and subsidized loans disappeared. The financial aid office made him file a special appeal just to get partial funding back. Don't make that mistake!

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Mei Lin

This is unfortunately common. Each year's FAFSA determines that specific year's aid eligibility. Your financial situation and the federal/state funding formulas can change annually, which is why a new application is required each time.

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I've been through this whole process three times now. You absolutely need to file EVERY year. Some tips: 1) Set a reminder for October 1st each year 2) Use the IRS Data Retrieval Tool to automatically import tax info 3) Your school's priority deadline is usually much earlier than the federal deadline - missing it can cost you thousands in institutional aid. Also, once you turn 24, you can file as an independent student and won't need parent info anymore.

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Thanks for the tips! I didn't know about the IRS Data Retrieval Tool - that sounds super helpful. And good to know about the school deadline being different. My financial aid email mentioned something about priority deadlines but I wasn't sure what that meant.

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trying to call the fafsa people about this exact question took me FOREVER last year. was on hold for like 2 hours and got disconnected twice!! finally i used this service called Claimyr (claimyr.com) that held my place in line and had them call me back when an actual human was available. they have a video demo if you want to see how it works: https://youtu.be/TbC8dZQWYNQ saved me so much frustration when i had questions about the renewal process

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does that actually work? ive been trying to get through to ask about my verification for dayssss

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yeah it really did work for me! i was skeptical too but way better than waiting on hold forever. they just call you when an agent is actually available.

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My dad is an accountant and he's super annoyed that we have to do this every year lol. But he says the plus side is that if your family's financial situation gets worse (like if someone loses a job), filing a new FAFSA can actually get you MORE aid the next year. So it works both ways.

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That's a good point I hadn't thought about! My dad might be taking a pay cut next year so maybe that would actually help with my aid package.

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One more important thing: while you need to submit FAFSA every year, your college might have additional forms that need yearly renewal too. Many private colleges require the CSS Profile annually, and some schools have their own institutional forms for scholarships and grants. Check with your financial aid office to make sure you're not missing anything!

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Oh great, MORE forms! 😩 But seriously, thank you for mentioning this. I'll email my school's financial aid office to check if they need anything else besides FAFSA.

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Just wanted to add one more tip that helped me a lot - create a dedicated folder (physical or digital) for all your FAFSA documents from year one. Keep copies of tax returns, W-2s, bank statements, etc. Having everything organized makes the renewal process SO much faster each year. Also, if your parents are divorced or separated, make sure you understand which parent's info to use - it's based on who you lived with most in the past 12 months, not necessarily who claims you as a dependent on taxes. This trips up a lot of people!

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This is such great advice! I'm definitely going to start that folder system right away. The divorce/separation parent info is really confusing - I had no idea it was based on who you lived with most rather than who claims you on taxes. That could definitely trip people up! Thanks for sharing these practical tips.

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As someone who just went through the renewal process for my junior year, I can confirm it's definitely required annually BUT it gets much easier after the first time! The renewal FAFSA pre-populates a lot of your info from the previous year, so you mainly just need to update financial information. Pro tip: if your family's income/assets haven't changed much, you can often just verify the pre-filled data rather than re-entering everything from scratch. Also, don't forget that some states have earlier deadlines than the federal one - I almost missed out on state grant money because I didn't realize my state's deadline was in February while the federal deadline is much later. Set multiple calendar reminders!

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This is really reassuring to hear from someone who's actually been through the renewal process multiple times! I was dreading having to start completely from scratch each year. The state deadline thing is super important - I need to check what my state's deadline is because I definitely don't want to miss out on any grant money. Setting multiple reminders is such a smart idea too. Thanks for sharing your experience!

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Welcome to the wonderful world of annual FAFSA stress! 😅 As a senior who's been through this process multiple times, I can confirm what everyone else is saying - yes, you absolutely need to file every single year. I made the mistake of procrastinating my sophomore year and nearly had a panic attack when I realized the deadline was approaching. The good news is that it really does get easier! After your first year, you'll know exactly what documents you need and the renewal process is much more streamlined. My advice: treat it like an annual appointment you can't miss, kind of like going to the dentist but way more important for your financial future. Also, don't rely on family members for FAFSA advice unless they've actually been through the process recently - the rules and forms change pretty frequently. You've got this! 💪

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Thanks for the encouragement! 😊 It's really helpful to hear from someone who's actually survived this process multiple times. The dental appointment comparison made me laugh - at least the dentist is only twice a year! I'm definitely going to treat this like a non-negotiable annual event and set up all my reminders way in advance. And you're so right about not trusting family advice on this stuff - my cousin clearly had no idea what he was talking about! I feel much more prepared now after reading everyone's responses.

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Hey Andre! I totally get your frustration - I went through the same confusion when I was a freshman. Your cousin definitely gave you wrong info (happens to the best of us!). Yes, you need to file FAFSA every single year, but here's the silver lining: after your first time, it becomes WAY easier! The renewal FAFSA will have most of your info already filled in, so you mainly just update the financial stuff. A few quick tips that saved my sanity: 1) Mark October 1st on your calendar NOW for all 4 years, 2) Keep all your tax docs in one place so they're easy to find, and 3) Check if your school has an earlier priority deadline than the federal one. I know it seems overwhelming now, but by your junior year you'll be knocking it out in like 30 minutes. The system is annoying but you've totally got this! 🎓

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Thank you so much Luca! This is exactly what I needed to hear. It's such a relief to know that it gets easier after the first time - I was seriously dreading having to go through this whole complicated process from scratch every year. I'm definitely going to follow your tips about marking October 1st on my calendar and keeping all my documents organized. The 30-minute thing by junior year sounds amazing compared to the hours I spent on it this year! Really appreciate you taking the time to break this down for me. 🙏

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Just want to echo what everyone else is saying - your cousin was definitely wrong! I'm a college junior now and have filed FAFSA three times. Yes, it's annoying that you have to do it every year, but honestly the renewal process is SO much easier than that first time. Most of your basic info carries over automatically, and you mainly just need to update tax information. The hardest part is just remembering to do it on time! I set a recurring calendar reminder for October 1st each year and it's become routine now. Don't stress too much about it - once you get the hang of it, you'll be done in under an hour. And like others mentioned, make sure to check your school's specific deadlines because they're often earlier than the federal ones. You've got this! 👍

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Thank you Michael! It's so reassuring to hear from someone who's actually done this multiple times. The fact that it becomes routine and takes under an hour after you get the hang of it makes me feel so much better. I was honestly dreading this becoming this huge annual ordeal, but it sounds like the first time really is the hardest. I'm definitely going to set that October 1st recurring reminder right now - that's such a smart idea! And I'll make sure to double-check my school's specific deadlines too. Really appreciate everyone taking the time to share their experiences and tips! 😊

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Hey Andre! I'm a senior who's been through this whole FAFSA maze four times now, and I totally remember having the exact same confusion freshman year! Your cousin definitely meant well but was completely wrong - you absolutely need to file FAFSA every single year. I know it feels overwhelming right now, but here's the good news: the renewal process is MUCH simpler than that first application. After year one, most of your info auto-populates and you mainly just update financial details. My biggest piece of advice? Set up a "FAFSA season" routine - I do mine every October 1st (the earliest you can file) with a cup of coffee and my parents' tax docs ready to go. It's become like a weird annual tradition now! Also, don't forget that your Expected Family Contribution can change each year based on your family's financial situation, so even if it seems redundant, it's actually protecting you. Hang in there - by your senior year you'll be helping other confused freshmen just like we're helping you now! 🎓

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Ezra, I love the "FAFSA season" routine idea! Making it into an annual tradition with coffee sounds way better than just dreading it every year. The fact that you've done this four times and can actually help other people now gives me hope that I'll get to that point too. It's really encouraging to hear that the EFC can change based on family finances - I didn't realize it was actually protecting us rather than just being bureaucratic paperwork. Thanks for taking the time to share your experience and for the encouragement! Definitely going to start my own October 1st tradition. ☕📝

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Adding to all the great advice here - I'm a sophomore who just went through my first FAFSA renewal and can confirm it's SO much easier the second time around! The renewal application literally saved most of my info from last year, so I mainly just had to update my family's 2023 tax information. What took me like 4 hours the first time only took about 45 minutes for renewal. One thing I wish someone had told me though - keep screenshots or printouts of your completed FAFSA each year! My school's financial aid office asked me to verify something from my freshman year application and I had to dig through old emails to find my Student Aid Report. Also, if you're worried about your parents being less cooperative next year, maybe sit down with them now while the process is fresh in everyone's mind and create a plan for gathering documents annually. Trust me, having that conversation upfront will save you SO much stress down the road!

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This is such practical advice, Ruby! The screenshot/printout tip is brilliant - I never would have thought of that but it makes total sense that schools might ask for verification of previous years. And you're absolutely right about having that conversation with parents now while everything is fresh. My parents were already pretty stressed about gathering all the documents this first time, so setting up a system now for future years is really smart. The fact that your renewal only took 45 minutes compared to 4 hours the first time is so encouraging! I'm feeling much more confident about this whole annual process now. Thanks for sharing such helpful practical tips! 📄✅

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Hey Andre! Just wanted to jump in as another student who learned this the hard way. I'm a freshman too and literally had the EXACT same confusion after talking to my older brother who graduated a few years ago. He told me the same thing your cousin did - that FAFSA was a one-time thing. I almost didn't bother checking until I saw a post in my college's Facebook group about FAFSA renewal deadlines and freaked out! 😅 Everyone here is absolutely right - you need to file every single year, but the silver lining is that it gets progressively easier. I just wanted to add that if you're like me and your parents aren't super organized with tax documents, start bugging them about getting their taxes done early next year (like January/February) so you have everything ready for the October 1st FAFSA opening. My parents always wait until April to do taxes and it made this whole process way more stressful than it needed to be. Also, I found it helpful to bookmark the Federal Student Aid website and sign up for their email reminders - they actually send pretty useful notifications about deadlines and when forms open up. Way better than relying on family members who might not remember the current process correctly! You've definitely got this! 💪

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Oh wow, Josef! It's such a relief to know I'm not the only freshman who got confused about this! Your brother and my cousin must have gone to the "spreading FAFSA misinformation" school together 😂 I'm definitely going to take your advice about bugging my parents to do their taxes early next year - they're usually last-minute people too and you're so right that it just adds unnecessary stress to the whole process. The Federal Student Aid email reminders sound super helpful! I'm going to sign up for those right now so I don't have to rely on my clearly unreliable family members for deadline info. Thanks for sharing your experience and for the encouragement - it's nice to know we're both figuring this out together! 🙌

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Hey Andre! I'm a sophomore who went through this exact same confusion last year! Your cousin definitely gave you wrong info - you absolutely need to file FAFSA every single year for all 4 years of college. I was SO mad when I found out because I thought I was done with all that paperwork too! 😤 But here's the good news - the renewal FAFSA is WAY easier than that first application. Most of your personal info carries over automatically, so you mainly just need to update your family's tax information. What took me like 3-4 hours freshman year now takes maybe 45 minutes. My biggest tip: create a "FAFSA folder" right now with copies of all the documents you used this year (tax returns, bank statements, etc.). Keep it updated annually and the process becomes so much smoother. Also, set a phone reminder for October 1st every year - that's when the application opens and the earlier you file, the better your chances for certain types of aid. I know it's frustrating to learn you have 3 more years of this, but honestly by junior year it'll feel like routine. And hey, at least if your family's financial situation changes for the better OR worse, you'll be able to get aid that actually reflects your current circumstances rather than being stuck with freshman year numbers forever!

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Mohammed, thank you so much for sharing your experience! It's really comforting to hear from another sophomore who went through the exact same confusion I'm having right now. I'm definitely feeling that same frustration about being told wrong information, but your reassurance about the renewal process being so much faster (45 minutes vs 3-4 hours!) is exactly what I needed to hear. The FAFSA folder idea is brilliant - I'm literally going to create one today and put all my documents from this year in there. And you make such a good point about being able to get aid that reflects current circumstances rather than being stuck with old numbers. I hadn't thought about it that way, but that actually makes the annual requirement seem more fair. Setting that October 1st phone reminder right now! Thanks for taking the time to break this down and for the encouragement. It's so helpful to hear from people who've actually been through this process multiple times! 🙏

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