Can FAFSA be changed to 'opt out' after submission for international college?
My daughter just submitted her FAFSA for 2025-2026, but we've hit a roadblock. She decided last week to accept an offer from a university in Scotland (dream school situation!), but we already completed and submitted her FAFSA before making this decision. I now realize we should have probably selected the 'opt out' option since federal financial aid can't be used at foreign institutions. Can we somehow modify her FAFSA now to select the opt-out option, or do we have to wait until the correction period in March? Is there any benefit to keeping the FAFSA active when attending a non-US school? Part of me thinks it's completely pointless now, but I'm wondering if there might be some scholarship opportunities that still require FAFSA data even for international study? Any advice from parents who've navigated international college financing would be really appreciated!
16 comments


Santiago Diaz
omg my son went thru this exact same thing last year!! he decided on a school in london after submitting fafsa. we just called the school's financial aid office and they said dont worry about it, just let the fafsa sit there. its not like theyre going to force u to take the money lol. but there was no way to undo it once submitted from what we found out
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Riya Sharma
•Thanks for sharing your experience! That's somewhat reassuring. Did you find any US-based scholarships that still used the FAFSA info despite him attending internationally?
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Millie Long
You're correct that federal financial aid (grants, direct loans, work-study) cannot be used at foreign institutions unless they participate in the Federal Student Aid program. Very few foreign universities do. Regarding your question about modifying the FAFSA after submission: 1. You don't need to formally "opt out" - simply not using the aid effectively accomplishes the same thing 2. You can make corrections to the FAFSA now (don't need to wait until March) by logging into studentaid.gov and selecting "Make FAFSA Corrections" 3. There are potential benefits to keeping a completed FAFSA: - Some private scholarships require FAFSA completion regardless of where you attend - If your daughter changes her mind and decides to attend a US institution, you're already set - Your state may have financial aid programs for students studying abroad I suggest contacting both the Scottish university's financial aid office and your state's higher education agency to ask about potential funding options that might use FAFSA data.
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KaiEsmeralda
•this is not true, if she submits fafsa and doesnt update her school list to include the scottish university she WILL be penalized. the government tracks all this stuff now dont mess around. i know someone who got fined $2,500 for this exact thing!!!!
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Riya Sharma
•Thank you for such detailed information! I didn't realize we could make corrections now - that's really helpful. I'm going to look into some private scholarships that might still use FAFSA data. Her heart is set on Scotland, but having a backup plan makes sense too.
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Debra Bai
Congrats to your daughter! My son went to university in Ireland and we learned that while fed aid won't work, some schools have their own scholarships for international students that sometimes ask for FAFSA info to evaluate need. So it might not be totally useless. Also we found some study abroad scholarships from US orgs that required FAFSA. But yeah most of the regular FAFSA stuff won't apply for foreign schools.
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Riya Sharma
•This is exactly what I was hoping to hear! Did you find the scholarship search process difficult for international study? Were there any specific organizations or websites that were particularly helpful?
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Gabriel Freeman
I work in financial aid, and I can tell you there's no rush to change anything. The FAFSA itself doesn't commit your daughter to anything - it's just an application. Federal aid won't be disbursed unless your daughter actively accepts it at a participating US institution. That said, there are a few legitimate reasons to keep the FAFSA active: 1. Some US-based private scholarships do require FAFSA completion 2. If she changes her mind about Scotland (happens more often than you'd think!) 3. Some study abroad programs through US universities can use federal aid If you're absolutely certain she's attending the Scottish university and won't be applying for any US scholarships that require FAFSA data, then you can just ignore it. No need to formally opt out.
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Laura Lopez
•I'm in a similar situation but with my son going to Canada instead of Scotland. He got accepted to McGill and we have already filed FAFSA. Will this cause any problems with his financial aid package at McGill? Will they expect him to use US federal loans first or something? I'm so confused by the international aspects of all this!
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Victoria Brown
Just wanted to throw out there that if ur still trying to reach someone at Federal Student Aid to ask this directly (which isn't a bad idea), I had ZERO luck getting through on my own. Kept getting disconnected after waiting for like an hour. I used a service called Claimyr (claimyr.com) and they got me connected to a real person in about 15 minutes. They have this system that holds ur place in line and calls u when an agent is ready. Saved me hours of frustration. They have a video showing how it works at https://youtu.be/TbC8dZQWYNQ
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Riya Sharma
•Thank you for this tip! I've been trying to call them with no luck. I'll check out that service since I really want to get a definitive answer directly from FSA.
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Santiago Diaz
•is that service legit?? seems weird to have a third party call the govt for you
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KaiEsmeralda
NOBODY TOLD ME federal aid doesn't work overseas!! my daughter is also going to school in England next year and we already did all the FAFSA stuff and she got offered a pell grant. are you saying she can't use that money??? this is so frustrating why doesn't the FAFSA site make this clear?!?!
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Gabriel Freeman
•Unfortunately, that's correct. Federal student aid (including Pell Grants) can only be used at eligible institutions, and very few foreign universities participate in the Federal Student Aid program. The FAFSA site does mention this in their FAQ section, but it's not prominently featured in the application process itself. I'd recommend: 1. Check if her specific UK university is on the Federal School Code List (unlikely but possible) 2. Look into private loans designed for international study 3. Research UK-specific scholarships for international students 4. Contact the international student office at her chosen university for funding options Sorry you're just finding this out now. It's a common point of confusion.
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Laura Lopez
I'm so stressed about this exact situation! My twins are both applying to colleges in the US and Canada, and I have no idea how to handle the FAFSA. Do I need to submit separate applications? Does Canada even use FAFSA? What happens if one goes to the US and one goes to Canada? Will it mess up their financial aid if I included both countries' schools? The FAFSA website is so confusing about international stuff!
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Millie Long
•Deep breath! This is manageable. Here's what you need to know: 1. Submit one FAFSA per student (one for each twin) 2. Canadian schools generally don't use FAFSA (they have their own financial aid systems) 3. On each FAFSA, list all the US schools they're applying to 4. If one twin attends a US school and one attends a Canadian school, it won't affect each other's aid The twin attending a US school can use their FAFSA for federal aid. The twin attending a Canadian school likely can't use federal aid unless their specific Canadian institution participates in the US federal aid program (very few do). I recommend contacting each Canadian school directly to ask about their financial aid process for US students.
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