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One more thing to consider: make sure both students complete their own FAFSA applications separately. Even though your SAI is calculated at the parent level, each student needs their own application. Sometimes I see families missing out on aid because they incorrectly think one FAFSA covers all their children. Also, the SAI can sometimes change slightly due to student-specific factors, so don't assume both will have identical aid packages.
Yes, we did complete separate FAFSA applications for each child. That's interesting about the SAI potentially varying between them though - I assumed it would be identical since it's based on our household information. I'll keep a close eye on both aid packages when they come in.
Contact your congressperson!!!!! Seriously, this change to FAFSA is DESTROYING middle class families with multiple kids in college. There's a group of parents pushing for legislation to fix this. The more complaints they get the better chance we have of getting this fixed!!
lol good luck with that the govt doesnt care about us
That's actually not a bad idea. I hadn't thought about contacting our representative, but this change really does impact a lot of families. Do you know if there's a specific advocacy group organizing around this issue?
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UPDATE: You were all right!! I went back in and found that I had completed all the questions but never did the final review and submission with the digital signature. Just finished that part properly and got a REAL confirmation screen this time with a submission ID number. The dashboard now shows "Submitted" instead of "In progress." My son should get his email invitation soon. Thank you all so much for your help!!
Excellent! Glad you got it resolved. Just remember for next year that the parent submission must be fully completed (including signature) before the student can access their portion. The process is sequential by design.
Yay!! So glad you figured it out! Now make sure your son actually completes his part ON TIME!! My daughter procrastinated for weeks after getting her invite and we almost missed our priority deadline 🤦♀️
Pro tip: set a calendar reminder to check the status a week after u think you've submitted. i do this cuz the FAFSA website is so glitchy sometimes that even when u think you've done everything right, something still goes wrong lol
That's a great idea! I'm going to set a reminder to check next week to make sure everything is still showing as properly submitted. Thanks!
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That's a great first step! If you're preparing documents, make sure you have:\n\n- 2023 tax returns for both you and your spouse (if married)\n- W-2 forms from 2023 for all jobs\n- Current bank statements and investment account information\n- Social Security numbers for you and your son\n- Documentation of any untaxed income like child support or disability\n\nAlso, create a separate folder on your computer to save screenshots of each completed page as you go through the application. This has saved countless families when there are technical glitches. Good luck!
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i forgot to mention!!! make sure ur daughter applies for summer jobs or internships with the EPA or park service! my friends kid did that and got some kind of enviro scholarship after. they need more ppl in those fields especially women!!
That's a great suggestion! She does have a lot of outdoor experience that might translate well to a Parks Service position. I'll pass that idea along - summer 2024 could be a good opportunity to build her resume before starting school in January 2025.
One more thing - make sure your daughter understands her Calculated Student Aid Index (SAI) will be based on your family income despite her independence in real life. This can lead to a lot of frustration when she sees her aid package. I recommend she have a direct conversation with the financial aid office AFTER applying but BEFORE accepting admission to clearly understand what her actual costs will be. Sometimes schools have institutional funds they can provide for students in unique situations that aren't reflected in the federal methodology. Another thing to consider - community college for the first year or two can dramatically reduce costs while she establishes state residency (if she moved to a different state). Many have specific transfer agreements with 4-year universities for environmental science programs.
The community college route is something we've discussed actually. She's reluctant because she's eager to dive into environmental science specifically, but it would be much more affordable for those general education requirements. I hadn't heard of the SAI term before - is that what used to be called the EFC? I'll make sure she understands that our income will affect her calculation even though she's supporting herself.
Yes, the Student Aid Index (SAI) is what replaced the old EFC in the new FAFSA. Same concept though - it's what the government thinks your family can pay based on the formula. Many community colleges actually have great intro environmental science courses and field experiences. She might be surprised! Plus, smaller classes mean more attention from professors who could become mentors and write recommendation letters for scholarships and transfers later.
Giovanni Colombo
Just to provide some clarity on what happens next: once colleges receive the FAFSA data, they'll create financial aid packages based on your daughter's SAI and their own institutional methodology. You should start receiving these packages starting in March/April for most colleges. If you don't see financial aid information appearing in her student portals by late March, that would be the time to start making calls to confirm everything is on track. And a quick tip - take screenshots of the "processed" status and save copies of the SAR. If there are any disputes later, having documentation of what the system showed you can be very helpful.
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Jamal Harris
•Thank you! I'll definitely take screenshots right away. That's a smart idea I wouldn't have thought of. And knowing the timeline helps a lot - we'll watch for packages starting in March.
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Amara Okafor
Anyone else notice how they changed from EFC to SAI this year and it's COMPLETELY DIFFERENT calculations? My son's number went up by like 8000 even though our income actually dropped! Makes no sense and the financial aid offices just shrug and say "that's the new formula" 🙄
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Giovanni Colombo
•You're right about the change from EFC to SAI - it's part of the FAFSA Simplification Act. The formula now handles certain income and asset types differently. For instance, there are changes to how multiple college students from the same family are calculated, and some income protection allowances were increased. But other aspects became less generous, especially for some middle-income families. It's definitely causing confusion and frustration for many families this year.
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