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btw did ur daughters SAI change much from freshman to sophomore yr? my kids went up by like 3000 even tho our income stayed the same 🙄
We haven't done this year's renewal yet, but that's concerning to hear! Our income actually decreased slightly due to me switching jobs, so I was hoping for a lower SAI. Now I'm worried it might increase anyway. Did you figure out why yours went up?
no idea!! we asked financial aid office and they just said something about "different calculation factors" whatever that means. seems like they just make it up
To address the SAI change question that came up: For 2025-2026 FAFSA renewals, several factors can affect your SAI even if your income stays the same: 1. Assets are assessed annually - changes in savings, investments, or property values impact SAI 2. Family size changes affect the calculation 3. Number of family members in college drastically impacts SAI 4. Age of oldest parent (protection allowances increase as parents approach retirement) 5. State of residence (some state tax allowances differ) Also, the 2025-2026 formula has some adjustments to income protection allowances that could affect your calculation differently than last year. If your SAI seems unexpectedly different, request a professional judgment review from your daughter's financial aid office.
Thank you for this detailed explanation! We did have some changes in our retirement accounts that might affect things. I'll definitely keep the professional judgment review option in mind if our SAI comes back higher than expected. I really appreciate all this helpful information!
Financial Aid Administrator here. For the 2025-2026 FAFSA, here's what you need to know: 1. A missing parent signature means your FAFSA is incomplete, not just waiting for corrections. The FSA system won't calculate your SAI until all required signatures are submitted. 2. Your parent needs to create their own FSA ID (if they haven't already) and sign electronically on studentaid.gov. 3. Mid-April is still plenty of time to complete your FAFSA for most schools' priority deadlines, including your May 1st deadline. 4. For the income corrections you mentioned: these can only be made AFTER your FAFSA is fully processed with all signatures. The correction process is available year-round. 5. Contact your school's financial aid office immediately to explain the situation. Many schools will hold your place in line for priority aid if you've submitted by their deadline but are dealing with FAFSA processing issues. Remember that this year's FAFSA has experienced significant delays due to the FAFSA Simplification Act implementation. Most schools are being more flexible with deadlines as a result.
My kid's FAFSA had this same issue! We thought both parents had signed but apparently my husband's signature didn't go through properly. We fixed it in early March and it took about 4 days to process after that. Then we were able to make income corrections the following week. So yes, mid-April is fine to make corrections, but get that signature issue fixed ASAP!
just be prepared for them to lose your paper application too... they "lost" my son's TWICE and we had to resubmit. make copies of EVERYTHING!!!!
UPDATE: Based on some of the advice here, I called FSA again today and specifically asked for a supervisor who specializes in identity verification issues. After explaining I had already called multiple times, they transferred me to someone in the "identity resolution team" who immediately spotted the issue - my middle name was showing up in their system but I'd left it blank on my FAFSA. Such a simple fix that previous reps never caught. Try this specific approach before resorting to paper!
Great to hear you resolved it! For anyone else reading this in the future - this is the correct process. The system requires both spouses to sign electronically when joint tax returns are used, but the second spouse generally only needs to provide demographic information and consent, not re-enter all the financial data.
Mei Liu
btw my sons college extended their fafsa deadline by 2 weeks bc of all the problems with the new system so maybe check if ur sons school did the same
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CyberSamurai
•That's really good to know! I'll email his school's financial aid office tomorrow to check if they've extended their deadline. Thanks for the suggestion!
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Zoe Alexopoulos
One more tip - once your husband creates his FSA ID, make sure he logs in right away and verifies his email address and phone number. This might speed up the verification process. Also, both of you should check that the name, birthdate, and SSN exactly match what's on your Social Security cards. Any small discrepancy can cause verification delays.
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CyberSamurai
•Thank you! He just created his FSA ID and verified his email. We triple-checked all his info against his Social Security card. Fingers crossed the verification goes through quickly!
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