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One more thing to consider: The Parent PLUS loan program requires a completed FAFSA. While these are parent loans (not student loans), they're available regardless of income and have better terms than many private lending options if your family ends up needing additional financing beyond what you qualify for directly. Even families with substantial incomes often use PLUS loans for the flexible repayment terms.
Update: I talked to my parents and showed them all your comments. They agreed to help with the FAFSA after I explained they could fill out their portion separately. We're going to sit down this weekend and get it submitted. Thanks everyone for the advice!
btw make sure u check with ur schools financial aid office...different schools might give u different packages even with the same SAI. private schools sometimes have more institutional money to give than public ones
That's a good point! I'm applying to both public and private schools so I'll make sure to talk to each financial aid office.
Also important: your SAI of 1500 means different things depending on your dependency status. Are you a dependent student or independent? Independent students generally get more aid with the same SAI number since they don't have parental income factored into the total aid calculation.
I'm a dependent student (still living with my parents). Does that mean I'll get less than if I were independent with the same SAI?
Not necessarily less, but the calculation is different. For dependent students, the SAI includes parental contribution expectations. The good news is that your SAI already accounts for this, so the 1500 figure already includes what the government expects from both you and your parents combined.
Another tip - after you submit, SCREENSHOT EVERYTHING!! I learned this the hard way when FSA claimed they never received documentation I uploaded. Had no proof and had to resubmit which cost me another 2 weeks.
Great advice! I'll definitely do that. Do they send a confirmation email with submission details that would help too?
They send a confirmation but it doesn't include all the details you entered. Screenshot the confirmation page that shows up right after submission - it has the detailed summary of everything.
If your FAFSA does get flagged because of errors, don't panic! I had mine flagged for verification last year (apparently my dad's SSN was entered incorrectly). I submitted the correction online, then contacted my school's financial aid office directly. They were able to push my application through their system once the correction was processed. The key is being proactive and not just waiting for automated emails.
this!! financial aid offices can do way more than most ppl realize if you actually go talk to them in person
Hey so i had a sorta similar question - do we have to like tell the schools somehow that we did the FAFSA? Or do they automatically get notified? My FAFSA was submitted 5 weeks ago but none of my schools have sent me anything about financial aid yet.
The schools you listed on your FAFSA should automatically receive your information once it's processed. However, if it's been 5 weeks and your FAFSA shows as processed on studentaid.gov but you haven't heard from schools, you should: 1. Verify that your FAFSA shows "Processed" not "Processing" 2. Confirm all schools were correctly listed with proper school codes 3. Contact each school's financial aid office directly to check if they received your FAFSA Some schools won't send award letters until you're admitted, so that could also explain the delay.
when my brother applied he forgot to hit submit after filling everything out and thought he was done lol. double check u actually submitted it all the way!!!
Lol I definitely submitted it! I can see my SAI score now on the website. Just waiting for schools to send their actual aid offers. Fingers crossed they come soon!
Chad Winthrope
maybe try clearing browser cookies and using incognito mode? worked for me when I kept getting stuck on the contributor page last month
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Dylan Baskin
•Thanks for the suggestion, but we've already tried different browsers, clearing cache/cookies, incognito mode, different devices, even a completely different internet connection at my sister's house. It's definitely something deeper in their system.
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Lauren Wood
Update on our situation that might help others: After using the Claimyr service mentioned above (which actually worked!), we got through to a supervisor at FSA who fixed our technical issue. Then we submitted a formal appeal to our university's financial aid office with documentation of the FAFSA system errors. They ended up giving us a 14-day extension on all scholarship deadlines! Already got notice that our son qualified for two institutional scholarships we thought we'd missed. DOCUMENT EVERYTHING and be persistent with appeals!
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Dylan Baskin
•That's amazing news! This gives me so much hope. I'm going to follow this exact approach. Thank you for sharing your success story - it's honestly the first positive outcome I've heard in this whole frustrating process.
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