Can't reach FAFSA? Claimyr connects you to a live FAFSA agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the FAFSA
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the FAFSA drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
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- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
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Zainab Omar
Correct - an Unsubsidized Federal Direct Loan is definitely NOT free money! That's a loan that starts accruing interest immediately, even while you're still in school. Schools often include both subsidized and unsubsidized loans in their "financial aid package" which can be misleading. Here's a quick breakdown: - Grants/Scholarships: Free money, never repaid - Subsidized loans: You repay later, but no interest while in school - Unsubsidized loans: You repay later WITH interest that starts accumulating immediately - Parent PLUS loans: Your parents take on debt (often at higher interest rates) Some schools will present a package that "covers 100% of need" but includes $20K+ in loans. Always look at the breakdown!
Paolo Longo
•My daughter got a "full financial aid package" that included $10k in Parent PLUS loans per year! That's not aid, that's just telling us WE need to go into debt! Always read the fine print carefully.
Thank you all for the helpful advice! I'm going to wait for all my aid packages to arrive, then make a detailed spreadsheet comparing the TRUE costs after free aid. I'll also look into appealing if my top choice doesn't offer enough. I appreciate knowing that May 1st is the standard deadline, so I have time to make a careful decision. This has been so much clearer than what my high school counselor told us!
That's an excellent plan! And don't forget - financial aid packages can change year to year, so make sure you reapply with FAFSA each year and maintain any GPA requirements for renewable scholarships. Best of luck with your decision!
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This might be a dumb question but does anyone know if you still have to include parent info if your kid is 19 now? My son started CC at 18 but he's 19 now and I'm wondering if he can do it as independent?
Not a dumb question at all! Unfortunately, age 19 doesn't automatically make a student independent for FAFSA purposes. Most students are considered dependent until age 24 unless they meet specific criteria like being married, having dependents of their own, being a veteran, or being emancipated. The FAFSA has very strict guidelines about dependency status that don't necessarily align with tax dependency or living situations.
Thanks that makes sense. Seems kinda unfair tho cuz he lives on his own and pays his own bills but I still have to put my income on there.
Thanks everyone for the helpful advice! I'm going to get started on the renewal FAFSA for next year as soon as it's available in October. I'll definitely try the IRS Data Retrieval Tool to make the tax information easier, and I'll make note of my state's deadline for grants too. If we run into any issues with verification again, I might try that Claimyr service to get through to someone who can help. Really appreciate all the information!
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To answer your specific question about Parent PLUS vs. private loans: 1. Parent PLUS pros: Fixed interest rates, income-contingent repayment options if you consolidate, loan forgiveness possibilities, death/disability discharge 2. Private loan considerations: Interest rates vary based on credit (with your 780+ scores, you might get competitive rates), fewer repayment options, fewer protections With your excellent credit, you might get a better rate with private loans, but you lose the federal protections and flexibility. I'd recommend applying for PLUS first, then comparing the rate with private loan offers before deciding.
Miguel Ramos
•This is incredibly helpful. We'll definitely apply for the PLUS loan first and compare options. The forgiveness possibilities and better repayment options sound worthwhile even if the rate is slightly higher than private alternatives.
Zainab Omar
dont forget to check if ur school has a payment plan option!! we do 50% upfront and then 5 monthly payments for each semester. no interest just a small setup fee. helps us avoid some loans.
Miguel Ramos
•Great point! I'll ask about payment plans too. Even if we could spread out 5-6k of the costs each year, that would reduce what we need to borrow significantly.
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Grant Vikers
Just curious - did this affect your SAI score at all? Or was it purely an administrative error that didn't impact your actual aid amounts?
Amaya Watson
Great question! It didn't affect my SAI score at all. The error was just that they had marked my verification as
Omar Fawzi
After trying that Claimyr service I mentioned, I actually got through and have an update to share - they were able to put my account in admin forbearance while they investigate why my recertification wasn't processed. The rep confirmed they should have disclosed the new interest rate and recommended I submit a complaint through the CFPB (Consumer Financial Protection Bureau) about that specific issue. Apparently that gets fast attention from the loan servicers.
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Chloe Wilson
•This is excellent advice. Filing a CFPB complaint creates a formal record and servicers are required to respond within a specific timeframe. It's one of the most effective tools borrowers have when servicers aren't following proper procedures.
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Emma Taylor
One additional thing to be aware of - even if you get an administrative forbearance, interest may still accrue during this period unless you specifically get an interest-free forbearance (which is rare). Make sure you ask about this specifically when you speak with your servicer so you understand the full financial impact.
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Javier Garcia
•Thank you for mentioning this! I'll definitely ask about the interest accrual. At this point I'm just trying to avoid the $1500 payment hitting my bank account, but I want to understand all the implications.
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