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when I filled out my FASFA last november it also showed a weird number before I finished everything but then changed completely when I submitted all the W-2 info so dont worry about it yet
UPDATE: Finally reached someone at FSA after trying for three days! They confirmed it's just a provisional calculation based on the minimal info we provided. The agent said to ignore it completely and that our real SAI will be calculated once we finish the application with our tax information. Thanks everyone for your help!
Glad you got confirmation! This is something FSA should really clarify in their system to avoid confusion for thousands of families.
Three DAYS of calling? That's ridiculous. But glad you got your answer!
D3 coach here. That's a legitimate comment, though perhaps phrased in a way that sounds shadier than it is. While D3 schools can't offer athletic scholarships, coaches often have influence with admissions and can advocate for merit scholarships for desirable recruits. Some schools also have "leadership" scholarships or other merit-based awards that aren't technically athletic but may favor students with demonstrated excellence in various areas including athletics. This isn't guarantee of specific amounts though - more of an indication that the coach will advocate for your son in the financial aid process. Ask for clarity about what specific scholarship opportunities their recruited athletes typically receive.
That's exactly right. My daughter was recruited for volleyball at a D3 school, and while they couldn't offer athletic scholarships, she received a "leadership" scholarship that was significantly higher than what most students with similar academic credentials received. The coach definitely had influence in that process.
Thanks everyone for the helpful responses! I think our plan now is to: 1) Submit FAFSA as early as possible after Oct 1 2) Use the Net Price Calculators for each school on his list 3) Prepare for CSS Profile for the private schools 4) Talk to his coach about potential merit aid opportunities 5) Have honest conversations about what we can realistically afford I feel much less overwhelmed now! One last question - for his dream school that might be a financial stretch, should we apply Early Decision or would that put us at a disadvantage for negotiating financial aid later?
Early Decision is binding and can absolutely limit your ability to negotiate aid. If finances are a major concern, I strongly recommend Early Action instead (non-binding) so you can compare aid packages from multiple schools. Some schools claim to meet full demonstrated need for ED applicants, but their definition of "need" may differ from yours. The ability to compare and potentially leverage offers is invaluable in the financial aid process.
Have you tried completing the parent contributor section all in one sitting without saving and coming back? That worked for my husband who's also military (in Japan). Something about the way it saves progress internationally was causing problems for us.
after u get this fixed (hopefuly soon!!!) make sure u document EVERYTHING for next year...the whole process and who u talked to and what fixed it. my cousin works in financial aid and says the system problems aren't gonna be totally fixed for at least another full cycle. military families overseas are having tons of issues with the new system. good luck!!
My daughter just went through this and YES u have to do the whole thing again!!! So irritating! But weirdly some stuff DID transfer over and other stuff didn't? Like her personal info was there but NONE of our financial stuff transferred. The whole new system is a MESS!!
The inconsistent transfer of information is because they're still working through bugs in the new system. According to the Federal Student Aid office, they're planning to have a more streamlined renewal process for the 2025-2026 FAFSA once they work out all the issues with this first implementation of the redesigned form. For now, yes, it's unfortunately a bit messy. Make sure you and your daughter verify all the information that did transfer over, as there have been reports of occasional errors in the auto-populated fields.
Thanks everyone for the responses! I'm disappointed but at least now I know to set aside more time to complete it. I'll definitely use the IRS Data Retrieval Tool to save some steps. Hopefully next year they'll have a better renewal system in place once all the kinks are worked out with this redesign.
That's a good plan. One more tip: save a PDF copy of your completed 24-25 FAFSA after you submit it. This way, you'll have all your information in one place to reference when you fill out the 25-26 form next year, which should make the process a bit easier even without a formal renewal option.
Carmen Reyes
WAIT - before you do anything else, check if your school has emergency grants available! My university had special COVID relief funds that carried over, and then they also have donor-funded emergency grants for students with sudden financial gaps. I was in almost this exact situation last year (needed about $5000 more) and was able to get $3500 in emergency grant money that I DIDN'T HAVE TO PAY BACK. Also, definitely try appealing your financial aid as someone else suggested. My friend's SAI (Student Aid Index) was recalculated after her mom lost her job, and she got a significant increase in her aid package. Personal loans are better than credit cards, but exhaust all your free money options first!!
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GalacticGuardian
•Thank you so much for this! I had no idea emergency grants might still be available. I'll definitely check with my school's financial aid office about this tomorrow. And I'm going to appeal my aid package too - fingers crossed that one of these options helps reduce how much I need to borrow!
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Ethan Moore
Noticed nobody mentioned another option - if your parents have good credit, a Parent PLUS loan might be a better choice than either private student loans OR personal loans. The current fixed rate is 8.05% which isn't great but it's still better than most private loans, AND the interest IS tax-deductible because it's an official federal student loan. Just another option to consider!
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