FAFSA

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Zoe Wang

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wait I'm confused, aren't contributors and parents the same thing? or is a contributor someone else who gives you money? my mom is helping me with college but she filed as parent not contributor lol did i mess up?

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Lucy Lam

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In the new FAFSA system, "contributor" is the term they use for anyone who provides financial information - this includes parents for dependent students. The system now uses a contributor portal where each person submits their own information rather than the student entering everything. So if your mom is listed as a parent, she should have been set up as a contributor to provide her financial information.

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Max Knight

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UPDATE: We finally fixed it! Turns out it was exactly what @helpful_advisor said - the name mismatch. My dad goes by his middle name so I entered that, but his FSA ID had his legal first name. I cancelled the invitation, sent a new one with his exact legal name, and it worked immediately. Also had to make sure he was using the exact link from the email, not just logging into studentaid.gov normally. Thanks everyone for your help! Hope this helps someone else with the same problem.

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Emma Swift

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thx for updating us!! gonna try this with my mom's invitation

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Great to hear you got it working! Just an additional tip for others: once the contributor completes their section, make sure you (as the student) go back and submit the final application. The system doesn't automatically submit it when all contributors finish their parts.

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Amina Bah

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My daughter just went through this and YES u have to do the whole thing again!!! So irritating! But weirdly some stuff DID transfer over and other stuff didn't? Like her personal info was there but NONE of our financial stuff transferred. The whole new system is a MESS!!

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Oliver Becker

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The inconsistent transfer of information is because they're still working through bugs in the new system. According to the Federal Student Aid office, they're planning to have a more streamlined renewal process for the 2025-2026 FAFSA once they work out all the issues with this first implementation of the redesigned form. For now, yes, it's unfortunately a bit messy. Make sure you and your daughter verify all the information that did transfer over, as there have been reports of occasional errors in the auto-populated fields.

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Miguel Diaz

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Thanks everyone for the responses! I'm disappointed but at least now I know to set aside more time to complete it. I'll definitely use the IRS Data Retrieval Tool to save some steps. Hopefully next year they'll have a better renewal system in place once all the kinks are worked out with this redesign.

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AstroAlpha

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That's a good plan. One more tip: save a PDF copy of your completed 24-25 FAFSA after you submit it. This way, you'll have all your information in one place to reference when you fill out the 25-26 form next year, which should make the process a bit easier even without a formal renewal option.

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To directly answer your question: Yes, your husband needs his own FSA ID, and yes, you must include his income information even with separate tax filings. Here's why: 1. The 2025-2026 FAFSA considers your marital status as of the date you submit the application 2. When married, both spouses' financial information is required regardless of tax filing status 3. The IRS Data Retrieval Tool requires separate FSA IDs to access separate tax returns I recommend completing this process soon, as many institutional aid programs have priority deadlines. After submission, contact your university's financial aid office to discuss any special circumstances that might warrant professional judgment adjustments to your aid package.

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Javier Cruz

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Thank you for the detailed explanation! I'll start working on this right away. One last question - since we got married in February 2024, will this affect my current aid for Spring 2025, or just the upcoming 2025-2026 year?

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Great question. Your current aid package for 2024-2025 is based on the FAFSA you submitted previously, so that won't change mid-year. This new FAFSA with your husband's information will only affect your aid for the 2025-2026 academic year.

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Emma Thompson

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my cousins wife works in financial aid office and she says alot of married students qualify for additional loan amounts even if they dont get grants anymore. so even if ur pell goes down u might get access to more loans if u need them

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Javier Cruz

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That's good to know! I'm trying to avoid taking out more loans if possible, but it's nice to know there are options if I need them. Thanks for sharing that info!

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The whole FAFSA system is DELIBERATELY COMPLICATED to discourage people from getting aid!!! My daughter's cosmetology school told us one thing about her eligibility for grants and then the actual amount was HALF what they promised once the SAI came back. They kept saying "oh the federal formula changed" but they knew all along!!! Now she has loans she never wanted. Make sure you get EVERYTHING in writing from the school!!

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Max Reyes

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While I understand your frustration, the issue may not be deliberate deception. Cosmetology schools (and all schools) can only provide estimates before the FAFSA is processed. The 2025-2026 FAFSA uses the new SAI formula instead of the old EFC, which calculates aid eligibility differently. Many schools are still adjusting to these changes. That said, I absolutely agree with getting all financial aid promises in writing, and asking for a detailed breakdown of how aid is calculated for clock-hour programs specifically. The formulas are different than traditional semester-based programs.

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Update: We got everything sorted out! Found the manual entry option and added the school code. My son talked to the financial aid office at Bellamy today and they explained that because it's a clock-hour program, they calculate Pell Grants differently, but he should still qualify based on our financial situation. They're sending us a pre-award letter with estimates next week. Thanks everyone for your help!

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Felicity Bud

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That's great news! I'm glad you got it all sorted out. One final tip - make sure your son understands that for shorter programs like cosmetology, the disbursement schedule for aid might be different than what you'd see at a traditional college. Rather than getting aid at the beginning of each semester, funding is often tied to completing a certain number of clock hours. This can affect when funds are released for things like supplies and living expenses.

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Aisha Patel

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i heard from my friends brother who works in DC that the bill is totally dead lol. they just propose these things to look good but theres no way theyll actually increase it that much

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😭😭😭

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Yuki Tanaka

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Exactly! They've been promising to make college more affordable for DECADES and yet here we are, with more student debt than ever. It's all just political theater.

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Amara Okafor

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Just to clarify some misinformation in this thread - while the $10,000 proposal may not pass in its current form, there's strong bipartisan support for continuing to increase Pell Grant maximums. The increases have been steady over the past several years. For 2025-2026 planning: 1. Complete the FAFSA as soon as possible after October 1, 2024 2. Make sure your Student Aid Index (SAI) calculation is accurate by carefully reporting all financial information 3. Check with your specific college's financial aid office about supplemental grants they might offer 4. Look into state grants, which often have earlier deadlines than federal aid Remember that colleges can't give you a final financial aid package until the federal Pell Grant amounts are officially set for 2025-2026, which will likely happen in early 2025.

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Sasha Ivanov

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This is really helpful, thank you! We'll follow this advice and start researching state grants too. At least there's some hope that the amount will continue to increase even if it's not the full $10k.

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