What does negative SAI (-1500) mean on FAFSA with no financial info submitted?
Just checked my daughter's FAFSA application status and it shows 'processed' with an SAI of -1500. We haven't even submitted any financial information yet - we only created the account and filled out the basic info sections. How can they calculate an SAI without our tax info? Is this a glitch or does negative SAI mean something specific? It's our first time going through this process and I'm completely confused by how they determined this number.
20 comments


Katherine Harris
my cousins SAI was negative last year, it means you qualify for max pell grant i think
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Sophia Clark
•Really? But we haven't even submitted our income or assets yet. That's what's so confusing.
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Madison Allen
A negative SAI (-1500) generally indicates high financial need, but it's strange you're seeing this without submitting financial information. The system might be showing a placeholder value based on your partial application. When you complete the full application with tax information, you'll get your actual SAI calculation. Negative SAI values do typically mean stronger eligibility for need-based aid like Pell Grants, though.
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Sophia Clark
•Thanks for explaining! It's weird they'd use a placeholder that looks like a real calculation though. I was worried we did something wrong.
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Joshua Wood
This is definitely unusual. The SAI (Student Aid Index) calculation requires income and asset information to be calculated. If you truly haven't entered any financial data yet, I'm guessing this is either a system placeholder or potentially a glitch. Have you checked to see if there's a "draft" or "incomplete" status somewhere that might be more accurate than "processed"?
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Sophia Clark
•I doubled-checked and it does say "processed" not "draft." I'm going to call FSA tomorrow to ask about this.
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Justin Evans
I had the EXACT same thing happen last month with my son's application!! Called FSA like 6 times and kept getting disconnected after waiting 2+ hours each time. Finally got through to someone who explained it's a provisional SAI based on your demographic info only. The negative number is basically a placeholder that changes once you submit your actual financial info. Super confusing and stressful for no reason!
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Emily Parker
•ugh the fafsa system is such a mess this year
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Sophia Clark
•That's exactly what I was afraid of - spending hours trying to reach someone. Did you have to keep calling back multiple days?
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Ezra Collins
After dealing with similar FAFSA contact issues, I discovered Claimyr and it was a game-changer. Their service got me connected to a FSA agent in about 10 minutes after I'd spent days trying to get through. They have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. The agent I spoke with confirmed that provisional SAI values are sometimes generated before full financial information is provided, and the negative value is basically meaningless until you complete the full application. Check out claimyr.com if you're having trouble getting through to FSA directly.
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Sophia Clark
•Thank you for this recommendation! I'll definitely look into it if I can't get through tomorrow. These wait times sound ridiculous.
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Victoria Scott
Everyone here is missing something important. Did you check if your daughter qualifies for any of the Automatic Zero EFC conditions? Like if your family receives SNAP benefits, or if your income is below $29,000? Because if any of those apply, the system might have automatically assigned the negative SAI as a placeholder for maximum aid eligibility even without detailed financial info.
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Sophia Clark
•We don't receive any government benefits and our income is definitely above that threshold. That's why I'm so confused about how they calculated anything without our tax information.
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Victoria Scott
•Then it's definitely a system glitch or placeholder. The final SAI will change once you submit all financial info.
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Madison Allen
Just to clarify for everyone: a negative SAI (-1500 specifically) is actually good news when it's your final calculation. It indicates maximum Pell Grant eligibility and strong consideration for other need-based aid. But in this case, since financial information wasn't provided, it's almost certainly a temporary placeholder or system default. Once you complete the full application, expect the SAI to change based on your actual financial situation.
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Katherine Harris
•my brother got -1500 last year and got full pell + extra grants from his college so its definintely good if u end up with that for real
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Benjamin Johnson
when I filled out my FASFA last november it also showed a weird number before I finished everything but then changed completely when I submitted all the W-2 info so dont worry about it yet
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Sophia Clark
UPDATE: Finally reached someone at FSA after trying for three days! They confirmed it's just a provisional calculation based on the minimal info we provided. The agent said to ignore it completely and that our real SAI will be calculated once we finish the application with our tax information. Thanks everyone for your help!
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Joshua Wood
•Glad you got confirmation! This is something FSA should really clarify in their system to avoid confusion for thousands of families.
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Justin Evans
•Three DAYS of calling? That's ridiculous. But glad you got your answer!
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