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did anyone notice if the sai score is different from what the old efc would have been? trying to figure out if the new formula helps or hurts us
One important note for everyone: once your FAFSA is processed, make sure to check if you've been selected for verification. About 25% of FAFSA applicants get selected for this additional step, and it's not always immediately obvious in the portal. Look for a notification in your messages center or a verification flag on your SAI report. If selected, you'll need to submit additional documentation to each school you've applied to, and this can add several more weeks to the financial aid process. Don't wait for schools to contact you - be proactive and check your verification status as soon as your FAFSA is processed.
I went through this exact situation 2 years ago when my overtime pushed us above the Pell threshold. The most successful approach for us was completing BOTH: 1. A special circumstances appeal with the financial aid office (got $1500 in university grants) 2. Applications to external nursing organizations like the American Association of Colleges of Nursing scholarship program Also, look into whether your state has a nursing shortage initiative - many states provide forgivable loans (effectively grants) if your daughter commits to working in that state for 1-2 years after graduation. Our daughter got $5000/year this way.
One option nobody's mentioned yet is the AmeriCorps Education Award. If your daughter can fit in a summer service program with AmeriCorps (many have healthcare placements), she could earn around $6,495 towards her education costs. It's not technically a grant, but functions similarly. Also, make sure to check your daughter's specific subsection of nursing for specialized grants. Pediatric nursing, geriatric care, and mental health nursing all have separate grant foundations that many students don't know about.
When I had this problem I just drove to my college financial aid office and filled out a paper form saying I tried to submit. They put a note on my account and I got my aid without any issues when the site came back up. In-person always works better than emails for this stuff.
Good news - I just checked the Federal Student Aid Twitter account and they've announced maintenance should be completed by 6AM Eastern tomorrow. Make sure you're ready to submit as soon as it's back up. And yes, calling your financial aid office works fine too - just document the date and time of your call and who you spoke with. If possible, ask them to send you an email confirming your conversation about the extension.
Wait did anyone explain the difference between subsidized and unsubsidized????? That MATTERS!!! With subsidized the govt pays interest while shes in school but with unsubsidized the interest adds up the WHOLE TIME even when she's still taking classes!!!! My daughter ended up with $8000 in EXTRA INTEREST from unsubsidized that we didn't understand!!!!!
This is an important distinction. Subsidized loans don't accrue interest while in school, during the grace period, or during deferment periods. Unsubsidized loans begin accruing interest immediately after disbursement. However, students can't simply choose subsidized over unsubsidized. Subsidized loans are need-based and have lower annual limits. Most students receive a mix of both types based on their financial need as determined by the FAFSA's SAI calculation.
kinda off topic but why did u wait so long to figure out the payment? my dad had us planning college payments like a year before i even got accepted lol
Fair question! We actually thought we had it figured out based on the financial aid package, but then her first-choice school came through with a late acceptance off the waitlist about a month ago. The new school has higher tuition than the one we had been planning for, so we had to quickly recalculate everything. Lesson learned about having backup financial plans!
Chloe Green
Wait are we supposed to be filling out for 2025-2026 already? I thought we were still doing 2024-2025??
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Amelia Martinez
•The current FAFSA application cycle is for 2024-2025 academic year. The 2025-2026 FAFSA won't open until October 2024. The original poster likely meant the 2024-2025 application that's currently available.
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Sophia Miller
•Yes, sorry for the confusion! I meant the 2024-2025 application. Getting my years mixed up with all the stress from this process!
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Mia Rodriguez
Quick update for everyone on this thread: Federal Student Aid just announced on their Twitter account yesterday that they've identified the parent signature bug and are rolling out a fix this week. They recommend NOT creating a new application, but instead waiting for the fix. If your deadline is imminent, they suggest having your school financial aid office submit a case number through their professional portal. This should prioritize your application.
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Sophia Miller
•This is really helpful information! I'll contact my daughter's financial aid office tomorrow to see if they can submit that case number. Do you know if there's anything specific I should ask them to do? Should I be getting some kind of confirmation number from them?
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Mia Rodriguez
•Yes, ask them specifically for a "FAFSA Signature Exception Request" and make sure they give you a case confirmation number. Keep that number for your records. Some schools are also providing temporary confirmation letters that you can use for scholarship applications while waiting for the official FAFSA to process.
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