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has anyone had their application go from "processing" to "action required" after waiting for weeks? mine just did this and idk what to do
Yes! That happened to me too. You need to log in and check what information they're requesting. In my case, they needed verification of my parents' marital status because there was some discrepancy between their tax filing status and what we reported on the FAFSA. Once I uploaded the requested document, it went back to processing for another week before I got my SAI.
UPDATE: I finally got my SAI calculation today - exactly 24 days after submitting. For anyone else waiting, hang in there! And big thanks to everyone who responded with advice and shared their experiences. It really helped keep me sane during the wait! For those still waiting: 1. Double check that you don't have any "action required" notifications in your account 2. Contact your school's financial aid office about deadline extensions 3. Keep your confirmation number handy as proof you submitted on time Good luck everyone!
Hey just wanted to update - I called my financial aid offices after seeing your post because I was having the same issue. One of them told me they have a huge backlog this year because of the FAFSA Simplification Act changes. They said April is now their target for sending out most packages, which is way later than normal. Might be worth asking your schools if they have specific timeline estimates this year.
whatever u do DONT cosign private loans for ur kid!! my friends daughter dropped out and now shes stuck paying them all herself
This is an important point. With Parent PLUS, the parent is the only borrower - the student has no legal responsibility. With private loans, if you co-sign, both you AND your student are legally responsible. If you want your student to have some "skin in the game," consider having them take out the federal Direct loans in their name (which have lower interest rates than PLUS), and then you take the PLUS loans for the remainder.
Thanks everyone for the great advice! I think I'm leaning toward PLUS loans now, mainly for the federal protections and simplicity. The income-contingent repayment options make me feel better about my variable income. I'll probably apply this weekend. Has anyone had any issues with the credit check part of the PLUS application?
The PLUS loan credit check is much less stringent than private loans. They're only looking for major adverse credit events in the past 5 years: defaults, bankruptcies, foreclosures, tax liens, wage garnishments, or accounts over 90 days delinquent. They don't consider debt-to-income ratio or credit score numbers. If you don't have those major adverse events, you'll likely be approved without issue.
@OP did you get through to anyone? I'm curious if they were able to fix it for you. When I had my issue, the agent actually told me these auto-submissions happen most often when you're editing the financial information sections specifically.
I finally got through! Used that Claimyr service and it worked perfectly - got connected to an agent in about 15 minutes. They confirmed my corrections were indeed partially submitted but flagged as incomplete. They've reset my application status and I now have a special link to resume my corrections. Going to finish them all tonight! Thank you everyone for your help!!
Val Rossi
That's great news! The extension should give you enough time based on current processing speeds. If you need to follow up with FSA, definitely try doing it sooner rather than later, as call volumes tend to increase dramatically in March.
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Romeo Quest
So glad they were understanding! Most schools are pretty flexible if you explain the situation.
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