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This new FAFSA is THE WORST!!! I spent 9 HOURS trying to get my wife added as a contributor and ended up having to restart the whole application THREE TIMES! The government should be ASHAMED of this garbage system. It's like they're actively trying to prevent students from getting financial aid. I feel your pain!!!!!
I'm sorry you had such a terrible experience! It really shouldn't be this difficult. I'm just glad I'm not the only one struggling with it.
FINAL UPDATE: We finally got everything submitted! After my husband completed his section, we both signed, and I was able to submit the application. The SAI calculated correctly (I think). Now just waiting for it to process and hoping my daughter gets the financial aid package she needs. Thanks again to everyone who helped! This community saved us from having to start over from scratch.
Congratulations on getting it submitted! The processing should take about 3-5 days, and then your daughter's SAI will be sent to the schools she listed on her FAFSA. Make sure she checks her email regularly, as schools might request additional verification documents. Wishing her the best with her financial aid package!
One more thing to keep in mind - even after your FAFSA is fully processed without corrections needed, individual schools might request verification documents. This is different from FAFSA corrections. About 25% of FAFSA filers get selected for verification, where schools ask you to submit additional documentation to confirm the information on your FAFSA is accurate. This verification request comes from the schools directly, not from studentaid.gov, so keep an eye on communications from your colleges' financial aid offices as well.
@original poster - You mentioned this is your first time applying on your own. Here's a timeline to help you understand what happens after your FAFSA shows "PROCESSED": 1. FAFSA processing complete (where you are now) 2. Data sent to schools you listed on your FAFSA 3. Schools determine if they need verification documents 4. Schools calculate your financial aid package 5. Aid offers sent out (usually March-April for most schools) From this point forward, most of your communications will come directly from schools, not from studentaid.gov. Each school has its own timeline and communication methods.
also did any of your son's schools require special scholarship applications beyond just the fafsa? my daughter missed out on some department scholarships because we didnt know there were separate applications due in february :
One final tip - after you receive all the financial aid packages, create a simple spreadsheet to compare them side by side. Include: 1. Total Cost of Attendance (tuition, room, board, fees, etc.) 2. Total Gift Aid (grants, scholarships - money you don't repay) 3. Self-Help Aid (work-study, student loans) 4. Parent Loans offered (Parent PLUS loans) 5. Remaining Gap (what you'll pay out of pocket) This makes it much easier to see which school is truly the most affordable when you account for all factors. Sometimes a school with higher tuition actually has a lower net cost after aid.
Anyone else still traumatized from last year's FAFSA rollout? I'm having flashbacks to the months of glitches, calculation errors, and parents not being able to link their accounts properly. Really hoping they fixed all that for this cycle.
Friendly reminder for everyone: even though FAFSA opens October 1st, many schools have their own priority deadlines for financial aid. My son's university has a November 15th priority deadline for maximum aid consideration. Check your school's financial aid website for their specific dates!
Carmella Popescu
lol yeh do it, it's like buying a lottery ticket that's free. might win something might not but costs nothing to try ¯\_(ツ)_/¯
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Clay blendedgen
One more important point: Even families with higher incomes often use Parent PLUS loans to help pay for college, and you need a completed FAFSA on file to access those. Many families use a combination of the student's Direct loans (from FAFSA) and Parent PLUS loans to bridge gaps. So file the FAFSA even if you just want access to the federal loan programs!
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Mary Bates
•I've heard about Parent PLUS loans but wasn't sure how they worked. Do they have better rates than just getting a private loan? We're hoping to mostly cash flow college but might need some loans to fill gaps.
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Clay blendedgen
•Parent PLUS loans currently have a 8.05% interest rate plus a ~4% origination fee. Private loans might offer better rates if you have excellent credit, but PLUS loans have more flexible repayment options and forgiveness possibilities in certain situations. Worth comparing both options once you know your actual costs.
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