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This is exactly the kind of success story I needed to hear! Did your daughter's part-time work affect her FAFSA eligibility at all? My daughter is worried that earning money will just reduce her aid.
Student income does affect FAFSA, but there's an income protection allowance (around $7,600 for dependent students) before it starts impacting the SAI calculation. And honestly, the experience she gained as a CNA was INVALUABLE - she got hired immediately after graduation with a signing bonus because she already had healthcare experience. The connections she made working in healthcare also led to scholarship recommendations. So even if there was a slight reduction in aid, the benefits far outweighed it!
THIS IS WHY I HATE FAFSA!! Every year something new goes wrong! First they delay the whole system launch, then they make us create new FSA IDs, then the SAI calculations are all messed up, and now the contributor system doesn't even work! I'm so sick of this. My daughter ended up missing scholarship deadlines because of these exact issues. The Department of Education should be EMBARRASSED by this disaster. They had THREE YEARS to prepare this new system!!!
Update on the contributor issue: The Department of Education recently acknowledged this specific bug in their system. The official workaround they're now recommending is: 1. Have the student log in and confirm both parents are correctly listed in the FAFSA 2. Have the parent who CAN access the form complete as much information as possible 3. When you reach the signature page, select the option that says "Parent is unable to sign electronically" 4. Complete the form and submit 5. After submission, both parents should receive emails with instructions to electronically sign This alternate signature method bypasses the contributor issue while still getting both parents to properly authenticate. Hope this helps with your deadline problem!
This is EXACTLY what we needed! Thank you so much for sharing this workaround. We're going to try this approach tonight. At least we can get it submitted before the priority deadline now. Really appreciate everyone's help!
the new fafsa is sooooo confusing!! i never got asked about assets either but then my daughter got selected for verification and NOW they want all my bank statements?? make it make sense!! 😡 the whole thing is a mess im convinced nobody at the dept of education actually knows whats going on
Verification is a separate process that only affects a randomly selected portion of applicants. It's essentially an audit to confirm the information you provided is accurate. If your daughter was selected, you'll need to provide the requested documentation directly to her school(s), not to FAFSA. Each school handles verification differently, but they typically need bank statements from the time you filed the FAFSA, not from two years ago.
Just to add some clarity on the timeline: Your daughter's FAFSA was submitted last Thursday, so I would expect to see a processed status and SAI calculation by this coming Thursday or Friday (5-7 business days). Once processed, she'll get an email notification, and her SAI will be visible in her studentaid.gov account. After that, any schools she adds to her FAFSA will receive her information within 3-5 additional business days. Schools will begin creating financial aid packages once they have her FAFSA data and she's been accepted for admission. The reduced lunch program connection is important - it likely means you qualify for the simplified needs formula, which is why you didn't see asset questions. This is actually advantageous because assets can reduce aid eligibility.
This is exactly what I needed to know - thank you! I'll let her know to expect something by the end of this week. It sounds like we're on the right track after all.
my cousins roomate had this problem too lol they eventually got their fafsa figured out but it took like 2 months so good luck 😂
Final update for anyone with the same problem: I FINALLY got my verification completed! Here's what worked: 1. Used the IRS Tax Return Transcript instead of my 1040 (thanks for that tip!) 2. Called and specifically asked for the "verification status detail report" which showed they needed a letter of explanation for a retirement distribution 3. Uploaded all documents with VERY specific file names (FirstName_LastName_DocumentType_Year) 4. Called again and requested "case escalation" by using those exact words My SAI calculation was completed within 48 hours after the escalation. The amount is a bit higher than I expected ($8,750), but at least now my school can process my aid package. Thank you everyone for your help through this nightmare!
Glad to hear it worked out! That SAI amount is actually in a decent range for partial Pell Grant eligibility, depending on your school's cost of attendance. Make sure to follow up with your school's financial aid office now to confirm they've received the updated FAFSA information.
Zoe Stavros
One thing to consider - if your daughter is still deciding between schools partially based on cost, you might want to look at the private loan options too. Sometimes private loans have better interest rates than Parent PLUS, especially if you have excellent credit. Parent PLUS loans currently have an origination fee of about 4.2% that private loans often don't have. Just make sure to compare the total cost over time, not just the interest rate.
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QuantumQuester
•This is good advice, but I would add that private loans lack the federal protections that come with Parent PLUS loans, such as income-contingent repayment options, potential loan forgiveness, and deferment options. Those protections can be valuable even if the interest rate is slightly higher. Always compare the complete terms, not just the rate.
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Andre Moreau
does anyone know if you can use parent plus loan for off campus housing?? my daughters school is crazy expensive and she wants to live off campus next year
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Liam Sullivan
•Yes, Parent PLUS loan funds can be used for off-campus housing. The school's financial aid office establishes a Cost of Attendance (COA) that includes reasonable housing costs whether on or off campus. The PLUS loan can cover up to the full COA minus other financial aid. Just be aware that the funds go to the school first to cover tuition and fees, and then any remaining amount is refunded to you or your student for other expenses like housing.
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