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my friend had this problem n she went to the library n used their computer n it worked??? idk why but maybe try different browser or computer???
the whole system is broken!! i finally got my part done for my son but now his SAI is way higher than the old EFC would have been with the EXACT SAME financial info as last year. how is that even possible????? anyone else seeing crazy high SAI numbers?
The SAI calculation is different from the old EFC formula - they changed several factors including how they assess home equity, the income protection allowance, and how they handle multiple students in college. Many middle-income families are seeing higher numbers this year. I'd suggest running the net price calculators on your son's colleges' websites as they may have adjusted their institutional aid to account for the formula changes.
UPDATE: I finally got through the system this morning! For anyone else struggling, here's what worked: 1. Used Chrome in incognito mode 2. Created separate browser profiles for each child 3. Logged in at 5:30 AM (seriously) 4. Used text message for MFA instead of email The IRS data transfer actually worked smoothly once I got past the authentication. Both applications now show completed status with confirmation numbers. Thank you all for your help and suggestions!
Congrats! Did you get to see your SAI numbers yet? I'm curious how they compare to the old EFC from previous years.
The impact of the SAI vs. EFC change depends on your specific financial situation. Generally: - Middle-income families with multiple children in college may see LESS aid (the "sibling discount" was reduced) - Lower-income families may see MORE aid due to increased income protection allowances - Families with more complex financial situations (divorce, multiple contributors) might see significant changes either way Since you mentioned being on the edge of qualifying, I'd recommend using one of the new FAFSA forecasting tools to estimate your SAI before submitting. The Federal Student Aid website has resources, or you can use tools from organizations like SwiftStudent or the College Board.
btw i heard they changed the name from EFC to SAI cuz too many parents thought "estimated family contribution" meant that was all they had to pay for college lol. now its just a number that doesnt mean anything specific
When my daughter applied back in January we had this exact same question. I called the Federal Student Aid info line every day for a week and couldn't get through to anyone. The wait times were ridiculous and I kept getting disconnected. I was at my wit's end until I found out about Claimyr. Got through to an FSA agent in under 30 minutes who confirmed that only one parent needs to sign for joint filers. My daughter's financial aid is all processed now without any issues.
Update: I just got off the phone with my daughter's school financial aid office (not the person from the info session). They confirmed that our FAFSA is complete and correctly submitted! The advisor I spoke with said they've been seeing confusion about this exact issue and reassured me that only one parent needs to sign for joint filers under the new simplified FAFSA. She said they're planning to correct this misinformation at future info sessions. Thank you all for your help - I feel so much better now!
Great news! Glad you got official confirmation. This is a perfect example of why it's always good to double-check directly with the financial aid office when you receive conflicting information. The FAFSA simplification was meant to make things easier, but the transition period has created some confusion among advisors. Your daughter's aid processing should proceed normally now.
Sadie Benitez
Yes, it got fixed eventually but it took WEEKS of back and forth. We had to provide bank statements showing both names on the accounts, then a signed statement explaining how we divided everything. One school wanted copies of our divorce decree even though we explained multiple times we were still married, just filing separately! The whole system is designed for the simplest family situation and falls apart for anything complicated.
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Abby Marshall
Thats why I always say students with complicated family situations should apply to more schools than they actually want to attend. Different financial aid offices have totally different approaches to handling these edge cases. Some are reasonable, others are impossible to work with.
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