Have you considered reaching out to your local congressman or senator's office? This might sound strange, but when my FAFSA was stuck in verification hell last year, my dad contacted our senator's constituent services office. They have staff dedicated to helping with federal issues, including Department of Education problems. The senator's office made an inquiry on our behalf, and magically our verification was completed within a week after being stalled for over a month. It's worth a shot if things continue to drag on.

I'm so sorry you're going through this stress! As someone who just went through a similar situation with my daughter's FAFSA verification, I wanted to share what worked for us. We were stuck in "extended review" for 8 weeks, but here's what finally moved things along: 1. We called the school's financial aid office weekly (not to be annoying, but to show we were actively engaged) and asked them to document each call in our file. 2. We submitted a hardship letter explaining our specific timeline constraints and financial situation - the school forwarded this to the Department of Education as part of our case. 3. Most importantly, we asked the school about their "aid pending" enrollment option. They let us register for classes and defer 75% of the tuition payment until October 15th, with just a small enrollment deposit required upfront. The verification finally cleared in week 9 (mid-August), and the Parent Plus loan funded just in time. Don't give up hope, and definitely explore all the payment deferral options others have mentioned here. The schools really do understand this is happening to lots of families this year due to the FAFSA system changes.

Just to add a bit more context about the beta testing: The Department of Education is specifically looking for feedback on the new Student Aid Index (SAI) calculation interface and the contributor permission process. If you do participate in the beta, there's actually a feedback form you can submit that might help improve the final version. While your data won't transfer, your feedback could help make the system better for everyone. That said, I still recommend most students wait until December 1st unless you're particularly interested in providing technical feedback.

As someone who's going through this process for the first time, I really appreciate everyone sharing their experiences! It sounds like the consensus is pretty clear - wait until December 1st for the official launch. I was initially excited about getting ahead of the game, but losing all that data entry work would be so frustrating. I think I'll take KaiEsmeralda's advice and maybe just do a quick run-through of the beta to see what documents I need to gather, but I won't actually spend time filling everything out completely. Better to be prepared and do it once correctly than rush and have to do it twice!

whatever u do DON'T cosign unless your 10000% sure she can pay it back after graduation!! my niece dropped out junior year and now my sister is stuck with 45k of debt from cosigning. at least with parent plus if somethjng happens its already your loan anyway

As someone who just finished navigating this exact situation with my son last year, I'd recommend creating a spreadsheet to compare the total cost of each option over the life of the loan. Don't just look at interest rates - factor in fees, repayment terms, and flexibility options. We ultimately went with a private loan through our local credit union (much better rate than the big names) with us as cosigners. Key things that helped us decide: 1. Our credit union offered cosigner release after just 12 on-time payments post-graduation 2. They allowed interest-only payments during school ($35/month) which kept the balance from growing too much 3. Fixed rate was 2% lower than Parent PLUS at the time Also, make sure your daughter understands she'll be paying roughly $135-150/month per $12k borrowed (depending on the rate and term). Have her look up average starting salaries in her field to make sure it's realistic. The rule of thumb is total student loan payments shouldn't exceed 10% of gross monthly income after graduation.

As someone who went through a similar process, I'd strongly recommend your friend connect with local immigrant advocacy organizations in Florida - they often have specialized knowledge about navigating these systems that even financial aid offices don't have. Organizations like the Florida Immigrant Coalition sometimes offer workshops specifically on FAFSA for new citizens. Also, she should look into whether any community colleges near her offer bridge programs for internationally-trained healthcare professionals. These are often cheaper than university programs and specifically designed to help foreign-trained doctors transition to US practice. Many of these programs qualify for federal aid since they lead to certificates that are required for licensing. One last tip: if she's considering taking the USMLE exams, some test prep programs are eligible for federal aid if they're offered through accredited institutions. It's worth asking about when she speaks with schools!

Just wanted to add something that might help your friend - when she does get her citizenship finalized, she should also look into state-specific financial aid programs in Florida. The state has its own grant programs like Florida Student Assistance Grant (FSAG) and Bright Futures that she might qualify for as a new resident/citizen, even if federal Pell Grant eligibility gets complicated due to her foreign degree. Also, many medical schools and healthcare institutions in Florida have their own scholarship funds specifically for students from underrepresented backgrounds or those pursuing healthcare careers. Since she's already a trained physician, she might be viewed favorably for these programs. I'd suggest she reach out directly to admissions/financial aid offices at places like University of Florida College of Medicine or Florida International University - they often know about funding sources that aren't widely advertised. The key is to cast a wide net beyond just federal aid. There are often multiple funding sources available that can be combined to make her educational goals more affordable!

One last tip: if your financial situation has changed significantly since you filed your taxes (which is what your current SAI is based on), make sure to inform all your schools' financial aid offices immediately. The 2025-2026 FAFSA uses tax information from 2023, so if 2024 was much different, that's relevant information. For example, if a parent lost a job, had medical issues, or if your family size changed, these can all affect your actual ability to pay regardless of what the SAI formula calculated. Schools have discretion to adjust your aid based on current circumstances. Best of luck with your college journey!

Your SAI of 7683 is actually pretty reasonable given your family's income! I had a similar situation - my parents made about $68k and my SAI was around 8100. Here's what I wish someone had told me: don't just focus on the federal aid. State aid programs can be huge! Depending on what state you're in, there might be need-based grants that have different income thresholds than federal programs. Also, community colleges for your first two years can be a game-changer - you can often get your general ed requirements done for way less money, then transfer to a four-year school. I ended up saving like $15k doing that route and still got my degree from the university I wanted!