Thank you for this update! That gives me some hope. I'm going to try the app tonight as someone suggested, and if that doesn't work, I'll submit anyway and then immediately contact her schools. Thank you all for the help!

I'm dealing with this exact same issue right now! My son is 18, lives at home, and we claim him as a dependent on our taxes, but the FAFSA keeps flagging him as independent no matter what we do. It's so frustrating because this glitch could cost us thousands in aid eligibility. I tried calling the FSA number multiple times but gave up after being on hold for over 2 hours each time. Really hoping that system fix they mentioned actually works this weekend - we can't afford to wait much longer with all these deadlines approaching!

btw when my sister transferred the new school wanted her to submit a financial aid transcript from her old school. idk if all schools require this but might wanna ask about it

Hi Cynthia! I'm new to this whole process but wanted to share what I learned when my nephew went through something similar. You can definitely add the local university to the FAFSA before she applies - it's actually really smart planning! One thing I wish we had known earlier is that some schools have "preferred filing dates" that are different from their priority deadlines, and meeting the earlier date can sometimes make a difference in aid amounts. Also, if your daughter is considering other transfer options too, you might want to add those schools to the FAFSA as well while you're at it, just to keep all doors open. The whole transfer financial aid process seems overwhelming at first, but reading through everyone's advice here is really reassuring that it's more straightforward than it appears. Good luck with everything!

Just wondering - does your dad have to be a contributor for your FAFSA? If you live with just your mom or are considered independent, you might not need his signature at all. Might save you some hassle with the whole paper signature thing.

Hey Javier! I just went through this exact same situation with my stepdad last month. One tip that really helped us with the FSA ID creation - we did it together on a video call so I could walk him through each step in real time. That way he felt more comfortable with the process and didn't get stuck on the verification codes. If you do decide to go the paper route though, make sure to send it certified mail so you have tracking. The processing times can be unpredictable and you'll want proof it was delivered on time for your March deadline. Good luck!

btw dont forget to list ALL the schools he might transfer to on both FAFSAs! my daughter ended up transferring after her first semester and we had to redo everything because we didnt list that school

As a newcomer to this community, I just wanted to say how helpful this thread has been! I'm in a similar situation with my daughter who's planning a January 2026 start, and I was completely lost about the FAFSA timing. Reading through everyone's experiences here has been so much more informative than the confusing government websites. It's reassuring to know that both forms are needed and that there are still options even if you miss some deadlines. The tip about Claimyr for reaching financial aid offices is gold - I'm definitely bookmarking that for when I need to get through to someone. Thank you all for sharing your real-world experiences!

Thank you all so much for the helpful advice! I'm going to start making interest-only payments to prevent the balance from growing too much, but I'm relieved to know that having the loans in deferment won't hurt my chances for approval next year. This whole process is so confusing, but you've all made it much clearer!

As someone who just went through this process with my daughter's sophomore year, I wanted to add that it's also worth checking if your loan servicer offers any autopay discounts. Mine gives a 0.25% interest rate reduction if I set up automatic payments, which helps offset some of the interest accumulation. Even if you're just making interest-only payments during school, that small discount can add up over time. Also, keep good records of all your payments - you'll need them for tax purposes when claiming that student loan interest deduction!