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As someone who works in enrollment for a NY health plan, I can add some official clarity here. New York's Child Health Plus is indeed part of the federal Children's Health Insurance Program (CHIP), which means it absolutely counts as a qualifying program for FAFSA's Medicaid question. The confusion comes from the fact that CHP operates as a separate program with its own branding, but it's federally funded through CHIP dollars. When the FAFSA asks about "Medicaid," they're really asking about any means-tested public benefit programs, including all state CHIP programs. I've seen too many families miss out on aid because they didn't realize this connection. Always check "yes" for Child Health Plus - it could be the difference between qualifying for additional federal aid or not!

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This is exactly the kind of professional insight we needed! Thank you for explaining the federal funding connection - it makes so much more sense now why CHP counts under the Medicaid category for FAFSA purposes. As someone new to this whole process, I really appreciate when people with industry knowledge take the time to break down these confusing distinctions. It's clear that the terminology and branding differences between programs create unnecessary confusion for families. Your explanation about CHIP being federally funded through the same mechanisms really helps connect the dots. I feel much more confident now about answering these benefit questions correctly on future forms!

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This thread is a perfect example of why we need better FAFSA education resources! I just went through this same confusion with my twin daughters who both have Child Health Plus. After reading all these responses, I'm kicking myself because I answered "no" on both their applications thinking CHP wasn't "real" Medicaid. Now I'm wondering if I should file corrections - has anyone here successfully updated their FAFSA after submission to change this answer? I'm worried about the timing since some of their schools have early deadlines coming up. Also, for future families dealing with this, it might be worth noting that the NY State of Health website doesn't really make the CHIP/federal connection clear either, so don't feel bad if you're confused - even the state resources could do a better job explaining how these programs relate to federal financial aid!

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I just wanted to add that if you're still having trouble getting through to your school's financial aid office by phone, try calling right when they open in the morning - that's usually when wait times are shortest. Also, many schools have online portals where you can submit questions or requests directly to financial aid counselors, which can be faster than email sometimes. In my experience, mentioning that you have a "FAFSA processing discrepancy" or "ISIR transaction issue" in your message helps them prioritize it since they know exactly what technical problem you're dealing with. The good news is this type of issue almost always gets resolved once the right person looks at your file - it's just a matter of getting their attention!

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This is really helpful advice about timing and how to phrase the issue! I never would have thought to use specific terminology like "ISIR transaction issue" but that makes total sense - it probably signals to them exactly what kind of technical problem needs fixing. The portal suggestion is great too since I've been stuck between email (slow) and phone (busy). Thanks for taking the time to share these practical tips!

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This is exactly the kind of situation that makes the FAFSA process so nerve-wracking for families! I'm actually dealing with something similar right now with my own FAFSA. What I've learned is that there's often a disconnect between the federal processing system and individual school systems - they don't always sync up immediately. From what others have shared here, it sounds like your March corrections created a new transaction that the school just hasn't received yet. I'd definitely recommend calling the financial aid office directly and asking them to check for your most recent ISIR transaction number. In my experience, once you get the right person on the phone who understands these technical issues, they can usually sort it out pretty quickly. The waiting and uncertainty is the worst part, but it sounds like this is a common technical glitch rather than a real problem with your application.

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As someone who's completely new to both this community and the FAFSA process, this thread has been incredibly educational! I had absolutely no idea that the legal distinction between custody and guardianship could have such a major impact on dependency status for financial aid purposes. It really shows how important it is to understand these technical details that aren't immediately obvious. What I find most impressive is how this discussion has evolved from initial confusion into such a comprehensive action plan. The strategic approach everyone has outlined - submitting the FAFSA first with your information as the custodial grandparent, then pursuing dependency overrides individually with each school - seems like the most practical way to handle this complex situation. The documentation checklist that Maxwell provided is particularly valuable, and I love how everyone has emphasized starting early and staying organized throughout the process. It's also reassuring to learn that schools make independent decisions on overrides, so one denial doesn't impact other applications. Hailey, your granddaughter is incredibly fortunate to have someone who's been such a dedicated advocate throughout her entire life. While it's frustrating that the system creates these technical hurdles when you've clearly been her primary parent for 17 years, you now have all the knowledge and tools needed to navigate this successfully. This thread will definitely serve as a valuable resource for other families facing similar FAFSA challenges!

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As someone who's also just discovering this community and learning about FAFSA complexities, I'm amazed by how much practical knowledge has been shared in this thread! The distinction between custody and guardianship is exactly the kind of technical detail that could easily trip up families who are navigating this process for the first time. What really strikes me is how this discussion demonstrates the value of asking questions in the right place - you started with confusion about dependency status and now have a complete roadmap with specific documentation requirements, timing strategies, and realistic expectations about how different schools might respond. The collaborative approach everyone has taken here, sharing both personal experiences and professional insights, has created such a comprehensive resource. I'm definitely bookmarking this thread as I begin my own FAFSA journey - the advice about early preparation and school-specific requirements will be invaluable for anyone facing similar situations. Hailey, it's clear your granddaughter has had an incredible advocate in you throughout her life, and that same dedication is obviously continuing through this complex financial aid process. While the system's technical requirements seem unnecessarily burdensome for someone in your situation, you're definitely well-prepared now to navigate it successfully!

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As someone completely new to navigating FAFSA, this entire discussion has been absolutely invaluable! I had no idea that the legal distinction between custody and guardianship could make such a significant difference in dependency status determination. Reading through all the detailed advice here has really opened my eyes to how complex financial aid can be for non-traditional family structures. What I find most helpful is how everyone has transformed what started as a confusing situation into such a clear, actionable roadmap. The strategic approach of filing the FAFSA first with your information as the custodial grandparent, then pursuing dependency overrides individually with each school, makes perfect sense. Maxwell's documentation checklist is incredibly thorough and will definitely be useful for anyone facing similar circumstances. Hailey, it's so evident that your granddaughter has been blessed with an amazing advocate throughout her entire life. While it's frustrating that the system requires jumping through these technical hoops when you've clearly been her primary parent for 17 years, you now have all the tools and expertise needed to navigate this process successfully. This thread is going to be such a valuable resource for other grandparents and family members who might find themselves in similar FAFSA situations. Best of luck with everything!

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Hey Ethan! New member here but I wanted to jump in because I just went through this exact situation a few weeks ago. With an SAI of 8900, you're actually in a really good position based on what I've seen! I had an SAI of 9100 and ended up qualifying for subsidized loans at my school. One thing that really helped me was using my school's online chat feature during off-peak hours (like early morning or late evening) - way faster than calling. Also, try checking if your school posts their "Common Data Set" online - it usually has detailed info about what percentage of students receive different types of aid, which can give you a better sense of your chances. The waiting is stressful when you're trying to budget, but hang in there! From everything I've read in this thread, it sounds like you have a solid shot at getting some good aid with that SAI.

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Welcome to the community! Thanks for sharing your experience - it's so encouraging to hear from someone with a similar SAI who just went through this process. Your 9100 SAI getting subsidized loans gives me real hope for my 8900! I love the tip about using chat during off-peak hours - that's so smart and I never would have thought of timing it strategically. The Common Data Set suggestion is brilliant too, I had no idea schools published that kind of detailed aid information. I'm definitely going to look that up tonight along with trying the early morning chat approach tomorrow. This whole thread has been incredibly helpful - so grateful for this community and all the practical advice everyone's sharing!

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Hey! New member here but wanted to share what just worked for me since I was in a super similar situation last week. I had an SAI of 8750 and was freaking out about not being able to reach financial aid. What finally got me through was emailing my specific academic advisor instead of the general financial aid inbox - they forwarded my question directly to a counselor who called me back the same day! Also, if you're comfortable sharing which school you're attending, some of the more experienced members here might have school-specific insights about their aid thresholds. Your 8900 SAI definitely seems to be in a promising range based on everyone's experiences shared here. One more thing - make sure you've submitted all required documents like tax transcripts if you haven't already, since incomplete files can delay your aid package even after FAFSA is done. Good luck!

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Welcome to the community! That's such a great tip about reaching out to your academic advisor instead of the general financial aid email - I never would have thought of that but it makes perfect sense that they'd have direct connections to get things moving faster. I'm definitely going to try that approach tomorrow! And you're absolutely right about making sure all documents are submitted - I should double-check that everything went through properly since the new FAFSA system was so glitchy. Thanks for the encouragement about my 8900 SAI being in a promising range. This whole thread has given me so much more hope and practical strategies than I had when I first posted. Really appreciate you sharing what just worked for you!

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As a current college student who just went through the TAP correction process myself, I can definitely confirm what everyone else is saying here - DO NOT submit a new application! I made a similar mistake with my school code a few months ago and the online correction method worked perfectly. Just to add one more helpful tip that I learned the hard way: when you're looking for that "Request Correction" link at the bottom of your application view, make sure you're fully logged into your account first. Sometimes the HESC website will let you view your application summary without being fully authenticated, but the correction options won't show up unless you're properly logged in with your full credentials. Also, if you're worried about the process timing out while you're gathering information, you can actually open your application in "view only" mode first to see exactly what needs to be corrected, then log out, gather all your correct info, and log back in to make the changes. This way you're not rushing through the correction form. The fact that you caught this in March for Fall 2025 is actually perfect timing! Most students don't even submit their TAP applications until much later in the spring, so you're definitely ahead of the game. You'll get this sorted out with no problems!

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This is such a helpful tip about making sure you're fully logged in before looking for the correction options! I probably would have gotten confused if the link didn't show up and wouldn't have thought to check my login status. The strategy of viewing the application first to see what needs correcting, then gathering all the info before starting the actual correction process is really smart too - that way I won't be scrambling to find information while the session might be timing out. It's so encouraging to hear from someone who just went through this recently and had success with the online method. All the detailed advice in this thread has transformed what I thought was going to be a major stressful situation into something that feels totally manageable. I'm actually feeling excited to get this fixed tomorrow rather than dreading it! Thanks for sharing your recent experience, Zara!

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I'm a current financial aid counselor and wanted to jump in with some additional perspective that might help! You've gotten excellent advice from everyone here about using the online correction process through your HESC account. One thing I always tell students is to print or screenshot your corrected application once the changes are processed - not just the confirmation email. Having a copy of the corrected application can be incredibly helpful if there are any discrepancies later when your school processes your award. Also, since you mentioned being worried about FAFSA consistency, here's a pro tip: after you make your TAP corrections, log into your FSA account and double-check that your FAFSA school list matches your corrected TAP school code. If you need to add or change schools on your FAFSA, now is the perfect time to do it so both applications are perfectly aligned. The timing stress you're feeling is totally normal, but you're honestly in great shape! March submissions for Fall 2025 put you in the early bird category. Most of our students don't even think about TAP until late April or May, so you have plenty of buffer time to get everything sorted correctly. Keep us posted on how the online correction process goes - it's always helpful for future students to hear about successful outcomes!

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