
FAFSA
CommunityFinancial Services


Ask the community...
My daughter is definitely attending our local community college next fall, and we're nearly done with her FAFSA for 2025-2026. I'm confused about the college selection part - should we ONLY list the community college since that's where she'll start, or should we also add the 4-year universities she's planning to transfer to after getting her associate's degree? I'm not sure if adding those transfer schools now would help her get better aid packages when she transfers, or if we'd need to submit a completely new FAFSA when she transfers in 2 years anyway. Anyone know the right approach here?
I just got my financial aid package from State University yesterday (so excited!!) but I'm a bit confused about the next steps. The email says I need to 'review and accept' my award, but I've already accepted my admission to the school through their portal. Do I need to go back and specifically accept each part of the financial aid package separately? Or does accepting admission mean I automatically get whatever they offered? There's a Parent Plus loan, some grants, and work-study offered. Don't want to mess this up and lose money because I missed a step!
This is TERRIBLE advice. Loans are NOT free money - they must be repaid with interest. The Parent Plus loan in particular has the highest interest rate of all federal student loans (currently 6.284% for 2023-2024) and goes into repayment as soon as it's fully disbursed unless your parent requests deferment. Only accept what you absolutely need!
Hey Dylan! Just wanted to add that you should also pay attention to any work-study requirements in your package. Work-study funds aren't automatically deposited like grants - you actually have to find and apply for work-study jobs on campus, then work those hours to earn the money. The amount they offer is the maximum you can earn, not guaranteed income. Many students accept work-study thinking it's free money and then never follow through with actually getting the job. Make sure you understand what each component of your aid package requires from you!
I'm totally frustrated trying to complete my son's FAFSA application! I got the contributor email with the link to provide parent financial info, but every time I click 'Get Started' it's just a broken link that goes nowhere. I tried logging into my existing StudentAid account thinking I could access it there, but all I see is MY old student loan information from years ago - no way to input parent info for my son. My wife then tried using her contributor link and ended up having to create a whole new StudentAid account (even though she already had one??). Now it says it'll take up to 3 days for Social Security verification before she can proceed. We're getting close to his school's priority deadline and I'm worried this will delay everything! Has anyone dealt with this contributor link issue? Is the system just overloaded? I've verified all my info is correct. Any suggestions on how to actually get to the parent contribution section without these broken links?
I'm experiencing the exact same issue! Got my contributor email yesterday and the link just loads a blank page. This is so frustrating because I successfully completed my older daughter's FAFSA as a contributor two years ago with no problems, but now with my younger son's application, nothing works. I tried logging into my FSA account thinking I could find the contributor section manually, but like you mentioned, it only shows my old student loan info from the 90s. The whole system seems completely broken for parents who already have existing FSA IDs. Has anyone tried calling the Federal Student Aid helpline? I'm wondering if they can manually add us as contributors or if we're stuck waiting for them to fix these technical issues. My son's school deadline is April 1st and I'm starting to panic!
I'm going through this exact same frustration right now! My contributor link has been broken for over a week, and I keep getting error messages when trying to access the parent section. What's really annoying is that I used the same FSA ID successfully for my older child's FAFSA two years ago, but now it's like the system doesn't recognize that I should have contributor access. I've tried clearing my browser cache, using different browsers, and even incognito mode - nothing works. The link just takes me to a generic StudentAid.gov page with no way to actually input parent financial information. Based on what others have shared here, I think I'm going to try the approach of having my son delete my current invitation and resend it so I can create a brand new FSA ID specifically for contributor purposes. It's frustrating that we have to jump through these hoops, but if that's what it takes to get past these technical issues, I'm willing to try it. Has anyone had success reaching out directly to their school's financial aid office for help navigating these system problems?
Yes, definitely reach out to your school's financial aid office! I called mine last week when I was dealing with the same broken contributor link issue, and they were super helpful. The advisor told me they're seeing this problem with tons of families and they've actually extended their priority deadline by two weeks specifically because of these FAFSA technical issues. They also said they can note in my son's file that we're experiencing system problems, which gives us some protection if there are any delays. It's worth a quick call - most schools are being really understanding about these widespread FAFSA glitches this year!
My daughter just started her sophomore year, and my ex-husband's child support payments are scheduled to end in December when she turns 19. This is going to reduce my annual income by about $14,000. Our FAFSA was based on last year's income when I was still receiving full support payments. Will the financial aid office consider this change in our circumstances? Has anyone successfully appealed their financial aid package based on ending child support? The aid package she got was pretty minimal and with this income drop, I'm not sure how we'll manage spring semester costs. Should I contact the financial aid office now or wait until the payments actually stop?
one more thing make sure ur ex isnt claiming ur daughter on taxes that really messed up our fafsa one year
I went through this exact situation two years ago when my child support ended. Here's what I learned: definitely start the process NOW, don't wait until December. I made the mistake of waiting and it created unnecessary stress. Most schools have a "Special Circumstances" or "Professional Judgment" form - ask specifically for this, not just general financial aid forms. One thing that really helped my case was creating a simple before/after budget showing exactly how the $14,000 loss would impact our ability to pay college costs. I included things like "Previous monthly income: $X, New monthly income: $Y, Gap: $Z per month." The financial aid counselor told me this made it much easier for them to see the real impact. Also, keep copies of EVERYTHING and follow up regularly. The squeaky wheel gets the grease with financial aid offices. Good luck - this is definitely something they can and should help with!
Just got my daughter's SAI score back - $8966. The problem is that the tax year they used was from when I was still married (divorced last year). Our financial situation has completely changed since then. Is it worth appealing to the college once we get the financial aid package? She already received a merit scholarship for her GPA ($7500/year) plus a small foundation scholarship ($2000/year), but the school costs around $20K per year. I'm worried about covering the remaining $10.5K. Do schools typically adjust aid packages for divorce situations that happened after the tax year? Or should we just accept whatever they offer? Anyone been through something similar?
Just wondering - has your daughter received all her financial aid packages yet? Sometimes schools will offer different amounts, and you can use a better offer to negotiate with your preferred school. My daughter applied to 6 schools and the aid packages varied by more than $8K between schools with similar sticker prices.
I'm in a very similar situation! Got divorced last fall but my son's FAFSA was based on our joint 2023 income. His SAI came back at $12,400 which is way more than I can handle as a single parent. I'm planning to submit a professional judgment appeal as soon as we get his aid package back. From what I've read, divorce is one of the most straightforward reasons for an appeal since it's such a clear change in financial circumstances. The key seems to be having all your documentation ready - divorce decree, current pay stubs, updated tax info, etc. Really hoping it works out for both of us! Keep us posted on how your appeal goes.
Connor Murphy
Just to summarize for anyone else with this question: 1. Only list schools on the FAFSA where your student is applying for the upcoming academic year 2. Complete a new FAFSA when your student is ready to transfer (for that future academic year) 3. Aid packages don't carry over between schools - each school creates its own package 4. The community college will likely have transfer counselors who can help with the process when the time comes
0 coins
Zainab Ali
AuthorThank you for this clear summary! This thread has been super helpful.
0 coins
Oliver Cheng
This is such a common question for community college families! I went through this exact same process with my daughter two years ago and made the mistake of listing her "dream schools" on the initial FAFSA even though she was definitely starting at community college. It just created confusion and we ended up getting financial aid award letters from schools she wasn't even attending. Save yourself the headache and just list the community college for now. When she's ready to transfer, you'll do a fresh FAFSA for that year and can focus on getting the best aid package from her actual transfer options at that time.
0 coins