Which of the following are generally not eligible for Washington ESD unemployment benefits?
I'm trying to help my neighbor figure out if she can apply for unemployment through Washington ESD, but there's so much conflicting info online. She's been working as an independent contractor doing gig work for the past year but now her main client dropped her contract. I know there are certain categories of workers who generally can't get regular UI benefits, but I'm not sure what they all are. Can someone clarify which types of workers typically aren't eligible for Washington ESD unemployment? I want to give her accurate info before she goes through the whole application process.
60 comments


Ava Garcia
Independent contractors are typically not eligible for regular unemployment benefits in Washington. They're considered self-employed, not employees, so they don't pay into the UI system. Your neighbor would need to have had W-2 employment in the past 18 months to qualify.
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Dmitry Ivanov
•That's what I was afraid of. She's been doing 1099 work exclusively. Is there any other type of assistance she might qualify for?
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Ava Garcia
•She should check if she qualifies for any state assistance programs, but for unemployment specifically, she'd need traditional employment history.
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Miguel Silva
Generally, these categories aren't eligible for regular Washington ESD unemployment: independent contractors, self-employed individuals, students working only during school breaks, federal employees (they have their own system), and workers who quit without good cause. There are also specific rules about minimum earnings requirements - you need to have earned at least $4,929 in your base year to qualify.
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Zainab Ismail
•Wait, federal employees can't get Washington ESD benefits? I thought all workers could apply if they lose their job.
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Miguel Silva
•Federal employees have their own unemployment system called UCFE (Unemployment Compensation for Federal Employees). They can't file through Washington ESD.
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Connor O'Neill
•The earnings requirement trips up a lot of people. You need substantial work history, not just any job for a few weeks.
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QuantumQuester
I've been trying to get through to Washington ESD for weeks to ask about eligibility requirements for my situation. The phone lines are always busy and I keep getting disconnected. Has anyone found a reliable way to actually talk to someone there?
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Yara Nassar
•I had the same problem until I found Claimyr.com - they help you get through to Washington ESD agents. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.
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QuantumQuester
•That sounds too good to be true. How does it actually work?
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Yara Nassar
•It's legitimate - they handle the calling process and connect you when an agent is available. Much better than spending all day redialing.
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Keisha Williams
don't forget about farm workers and some domestic workers - they often aren't covered either. the rules are really specific about which jobs qualify for UI.
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Ava Garcia
•Agricultural workers have their own specific rules in Washington. Some are covered, some aren't, depending on the size of the farm operation.
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Keisha Williams
•yeah its confusing. my cousin works on a small farm and couldn't get benefits when they laid him off last winter.
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Connor O'Neill
Another big category is commissioned salespeople who don't have regular wages. If your pay is purely commission-based and you don't have a base salary, you might not qualify for Washington ESD benefits even if you're technically an employee.
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Paolo Ricci
•This is news to me! I work in real estate sales. Are you saying I wouldn't qualify if my brokerage let me go?
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Connor O'Neill
•It depends on how you're classified and paid. If you're getting W-2s and have some base pay, you might qualify. Pure commission-only workers often don't meet the wage requirements.
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Miguel Silva
•Real estate agents are often classified as independent contractors, which would make them ineligible regardless of the commission structure.
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Zainab Ismail
What about seasonal workers? I work at a ski resort every winter but I'm unemployed during the off-season. Can I get benefits during summer?
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Ava Garcia
•Seasonal workers can sometimes qualify, but there are special rules. If you work the same seasonal job every year with reasonable assurance of returning, you might not be eligible during the off-season.
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Zainab Ismail
•That's frustrating. So basically if I have a good seasonal job, I'm penalized for it?
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Ava Garcia
•The idea is that if you have reasonable assurance of returning to work, you're not truly unemployed in the traditional sense.
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Dmitry Ivanov
This is all really helpful info. It sounds like my neighbor definitely won't qualify since she's been doing contractor work exclusively. Are there any exceptions for people who do both W-2 and 1099 work?
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Miguel Silva
•If she had any W-2 employment in the past 18 months that met the minimum earnings threshold, she might qualify based on that work history. The 1099 work wouldn't count toward benefits, but the W-2 work could.
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Dmitry Ivanov
•I'll ask her about that. She might have had some part-time W-2 work earlier last year.
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Amina Toure
STUDENTS are another group that gets confused about this. If you're only working during school breaks or part-time while enrolled, you generally can't get unemployment benefits even if you lose that job.
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Oliver Zimmermann
•Wait, really? I'm a college student and I work part-time. If I got fired, I couldn't get unemployment?
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Amina Toure
•If you're enrolled in school full-time, you're generally not considered available for full-time work, which is a requirement for UI benefits.
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Miguel Silva
•There are some exceptions for students, but the general rule is that you need to be available for full-time work to qualify for benefits.
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CosmicCommander
I've seen people get confused about military service too. If you're discharged from the military, you might be eligible for unemployment, but it's through a different program called UCX, not regular Washington ESD benefits.
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Natasha Volkova
•Good point. Military unemployment is handled separately from civilian unemployment in most states.
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CosmicCommander
•Exactly. They have their own system with different rules and requirements.
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Javier Torres
Anyone who quits their job voluntarily is generally not eligible unless they can prove they had "good cause" for quitting. The burden of proof is on the worker to show they had no choice but to quit.
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Emma Davis
•What counts as good cause? I'm thinking about quitting my job because my boss is making my life miserable.
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Javier Torres
•Good cause typically includes things like unsafe working conditions, significant changes to your job duties or pay, or documented harassment. Just not liking your boss usually doesn't qualify.
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Miguel Silva
•You'd need to document everything and try to resolve the issues through proper channels before quitting if you want to claim good cause.
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Malik Johnson
I'm getting overwhelmed by all these different categories and exceptions. Is there a simple way to check if you qualify for Washington ESD benefits without going through the whole application process?
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Ava Garcia
•The Washington ESD website has an eligibility checker tool, but it's pretty basic. For complex situations, you really need to talk to an agent.
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Isabella Ferreira
•I used Claimyr when I needed to get specific answers about my eligibility. Much easier than trying to get through on the phone myself. You can check it out at claimyr.com.
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Malik Johnson
•Thanks, I'll look into that. These phone lines are impossible to get through on.
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Ravi Sharma
Don't forget about workers who are fired for misconduct. Even if you're an employee who normally would qualify, if you're terminated for serious misconduct, you won't be eligible for benefits.
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NebulaNomad
•What's the difference between being fired for cause and misconduct? I got fired for being late too many times.
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Ravi Sharma
•Misconduct usually has to be willful and substantial. Chronic tardiness could qualify as misconduct depending on the circumstances and whether you were warned.
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Ava Garcia
•There's a difference between simple misconduct and gross misconduct too. The severity affects your eligibility and any potential waiting periods.
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Freya Thomsen
Business owners obviously can't get unemployment if their business fails. You can't pay unemployment benefits to yourself if you were the owner/operator.
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Omar Fawaz
•But what if you were an owner who also took a regular salary? Like if you owned 25% of a company but were also a regular employee?
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Freya Thomsen
•That gets complicated. Usually if you have significant ownership or control, you're not eligible, but there might be exceptions for minority owners who are also employees.
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Chloe Martin
Church employees are another category that's often not covered. Religious organizations sometimes have exemptions from unemployment insurance requirements.
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Diego Rojas
•I didn't know that! So if I work for a church and get laid off, I can't get unemployment?
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Chloe Martin
•Some religious organizations elect out of the unemployment system, but not all. It depends on the specific organization and how they're classified.
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Anastasia Sokolov
The key thing to remember is that unemployment insurance is for people who lose their job through no fault of their own and are actively looking for new work. If you don't meet those basic criteria, you probably won't qualify regardless of your employment type.
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Dmitry Ivanov
•That makes sense. So it's really about being involuntarily unemployed and available for work.
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Anastasia Sokolov
•Exactly. And you need to have enough recent work history to establish a claim. All these specific categories we've discussed are just different ways those basic requirements aren't met.
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StarSeeker
I keep seeing people mention Claimyr for getting through to Washington ESD. Has anyone actually used it successfully?
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Sean O'Donnell
•Yes, I used it last month when I needed to resolve an issue with my claim. It really works - they called me back when an agent was available instead of me sitting on hold for hours.
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StarSeeker
•That's exactly what I need. The regular phone lines are useless.
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Yara Nassar
•The video demo at https://youtu.be/7DieNd3C7zQ shows exactly how it works if you want to see before trying it.
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Zara Ahmed
Thanks everyone for all this info. It's clear that eligibility for Washington ESD unemployment benefits is more complicated than most people realize. There are a lot of worker categories that just don't qualify under the current system.
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Miguel Silva
•The system was designed for traditional employer-employee relationships. As the economy has changed with more gig work and contractors, the gaps have become more obvious.
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Zara Ahmed
•Makes sense. Hopefully the rules will evolve to cover more types of modern work arrangements in the future.
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