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Jamal Anderson

What was unemployment rate during Trump years - how does it affect Washington ESD benefits?

I keep hearing people talk about unemployment rates during different presidential terms and I'm confused about how this affects my Washington ESD claim. Does the national unemployment rate impact how much I can get in benefits or how long I can collect? My claim got approved last month but I'm only getting $362 a week which seems low compared to what I was making. Is there a connection between the unemployment rate and benefit amounts in Washington state?

Mei Wong

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The national unemployment rate doesn't directly affect your Washington ESD benefit amount. Your weekly benefit amount is calculated based on your earnings history in Washington state over the past 18 months. The maximum weekly benefit amount in Washington is currently $999, so if you're only getting $362 you might want to check if all your wages were reported correctly.

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How do I check if my wages were reported correctly? I worked for two different companies last year and I'm not sure if both showed up on my claim.

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Mei Wong

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Log into your Washington ESD account and look at your monetary determination letter. It should show all the employers and wages they used to calculate your benefits. If something's missing, you can request a redetermination.

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QuantumQuasar

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unemployment rates don't affect individual benefit amounts but they can affect how long you can collect benefits. during high unemployment periods washington sometimes extends benefits beyond the standard 26 weeks. right now we're back to the regular 26 week limit

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Liam McGuire

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Wait, I thought Washington ESD benefits were up to 30 weeks? My friend collected for 30 weeks last year.

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QuantumQuasar

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it depends on the unemployment rate in your area. some regions can get up to 30 weeks if their unemployment rate is high enough. but most areas are back to 26 weeks now that the economy has improved

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Amara Eze

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If you're having trouble getting through to Washington ESD to ask about your benefit calculation, I had success using Claimyr.com. They help you get connected to an actual agent instead of waiting on hold forever. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. I was able to get my wage issue resolved in one call after weeks of trying on my own.

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Is that service legit? I've been trying to call Washington ESD for two weeks about my wage calculation but keep getting disconnected.

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Amara Eze

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Yeah it's legitimate. They basically handle the calling and waiting for you, then connect you when an agent picks up. Worth it if you need to actually talk to someone at Washington ESD.

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The unemployment rate during Trump's presidency started around 4.7% in January 2017 and dropped to about 3.5% by early 2020 before COVID hit. But like others said this doesn't directly impact your personal benefit amount - that's based on your individual wage history.

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So even if unemployment was really low, I'd still get the same amount based on my wages?

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Exactly. Your benefit amount is calculated using a formula based on your highest earning quarters, not the overall unemployment rate.

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Dylan Wright

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THIS IS SO CONFUSING!!! I thought if fewer people were unemployed it meant less money to go around for benefits. Washington ESD needs to explain this better on their website.

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Mei Wong

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I understand the confusion but unemployment insurance works differently than you might think. It's funded by employer taxes, not a limited pot of money that gets divided up.

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Dylan Wright

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Oh that makes more sense. So everyone gets what they're entitled to based on their work history regardless of how many people are claiming?

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Mei Wong

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Right, as long as the unemployment trust fund has money in it, which Washington's does.

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Liam McGuire

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wait im getting confused about the connection between national unemployment and state benefits. does washington follow federal guidelines or make their own rules?

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QuantumQuasar

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washington sets its own benefit amounts and eligibility rules but has to follow some federal guidelines to get federal funding. the weekly benefit amount is definitely set by washington state though

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Liam McGuire

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ok that makes sense. so even if trump or biden or whoever changes federal policies, my washington esd benefits stay the same?

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Mei Wong

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Federal policies can affect things like extended benefits during recessions or special programs like the pandemic unemployment assistance, but your regular state unemployment benefits are calculated the same way regardless of who's president.

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This is really helpful. I was worried that political changes might affect my claim but it sounds like my benefits are protected.

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Sofia Torres

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I collected unemployment during both Obama and Trump years and the process was basically the same. Had to file weekly claims, do job searches, report any work. The only difference was during COVID when they temporarily waived the job search requirement.

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Are we back to the full job search requirement now? I thought I only had to apply to 2 jobs per week.

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Sofia Torres

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In Washington you need to make 3 job search contacts per week unless you're on standby with a specific return date. It went back to 3 contacts after the pandemic waivers ended.

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Amara Eze

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Just to circle back to the original question - if you're concerned about your benefit amount being too low, definitely call Washington ESD to verify they have all your wage information. Like I mentioned before, Claimyr can help you get through to an agent if you're having trouble with the phone system.

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I'm going to try calling again tomorrow but if I can't get through I'll check out that Claimyr service.

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QuantumQuasar

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for what its worth, $362 a week isn't necessarily low if your wages were low or if you didn't work much in the base period. the formula is complicated but basically you get about half of what you were earning on average

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I was making about $18 an hour working full time so $362 does seem low for half of that.

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QuantumQuasar

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yeah at $18/hour full time you should be getting more than $362. definitely worth having washington esd review your wage records

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To put the unemployment rates in perspective: Trump's presidency saw unemployment drop from 4.7% to 3.5% (pre-COVID), which was historically low. But again, this doesn't change how Washington calculates individual benefits.

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Liam McGuire

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what was the unemployment rate during covid? i remember it spiked really high

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It hit about 14.8% nationally in April 2020, which was the highest since the Great Depression. Washington's rate was similar.

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Dylan Wright

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OK so basically the unemployment rate is just a statistic and doesn't affect my personal benefits. Got it. I was overthinking this whole thing.

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Mei Wong

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Exactly! Your benefits are based on your personal work and wage history, not national statistics.

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This thread has been super helpful. I was also confused about how unemployment rates worked but now I understand it's all about individual wage history for benefit calculations.

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Same here! I feel much better about my claim now that I understand how it actually works.

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Amara Eze

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Glad this helped clear things up. Just remember if you need to talk to Washington ESD about your specific situation, services like Claimyr can save you hours of calling and waiting. The phone system is still pretty backed up even though unemployment is lower now.

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Sofia Torres

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The phone system has definitely gotten better than it was during COVID but it's still not great. Sometimes you wait an hour just to get disconnected.

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QuantumQuasar

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final thought - even though unemployment rates don't affect your benefit amount, they can affect how easy it is to find work and meet your job search requirements. when unemployment is low there are usually more jobs available

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That's a good point. I have been seeing more job postings lately which is encouraging.

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Liam McGuire

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thanks everyone for explaining this. i was also confused but now i get it. unemployment rate = big picture economy stuff. my benefits = my personal wage history. simple enough

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Mei Wong

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Perfect summary! That's exactly right.

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Update: I'm going to call Washington ESD tomorrow to check on my wage records. If I can't get through I'll try that Claimyr service someone mentioned. Thanks for all the help!

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Amara Eze

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Good luck! Hope you get it sorted out quickly.

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QuantumQuasar

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let us know how it goes! curious if they find missing wages

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